Danske Bank Mastercard Guld review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Danske Bank Mastercard Guld is a credit card that pairs credit functions with debit functions for everyday use. It suits people who want flexible borrowing alongside straightforward spending with optional travel cover and network linked extras attached to the card.
Key facts
- Best for
- People seeking combined credit and debit use
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- Cashback at 2,000+ shops, merchant-set rates (Source, checked September 26, 2026)
- Perks
- Up to 45 days interest-free credit on min. 15,000 DKK (40 days from 20 Nov 2026), Two cards in one: credit and debit, Up to 6,000 DKK cash withdrawal per day abroad, 25% discount at Danske Bank Aviator Business Lounge, Option to buy travel insurance, Instalment payments over 2-12 instalments on purchases over 500 DKK, Mastercard Priceless benefits (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Danske Bank A/S (Source, checked September 26, 2026)
- Headquarters
- Denmark (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Rewards
- Audience
- Students, Kids
- Official website
- danskebank.dk
Debit cards
- Monthly fee
- DKK 0 (Source, checked September 26, 2026)
- Free ATM withdrawals
- DKK 0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Danske Bank A/S (Source, checked September 26, 2026)
- Headquarters
- Denmark (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Rewards
- Audience
- Students, Kids
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Combines credit functions with debit functions in a single everyday card
- Offers optional trip cover that can sit beside card use
- Includes network extras alongside standard credit use
Who it suits
- Travellers wanting added cover with everyday use
How Danske Bank Mastercard Guld compares
Where Danske Bank Mastercard Guld is available
- Available
- Denmark
- Licence in Denmark
- Finanstilsynet (Danish Financial Supervisory Authority), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What type of card is Danske Bank Mastercard Guld?+
It is a credit card that also carries debit functions for everyday spending. That pairing lets borrowing and direct account use sit together. People weighing card types often start from that combined structure.
Who might consider this card?+
It may appeal to people who want flexible borrowing with familiar debit handling in one place. Think about how you spend each month, manage borrowing and use extras. That view helps decide if the combined approach fits your habits.
What extras are linked to the card?+
The card can sit beside optional travel cover for trips away from home. Network linked extras are also noted for added everyday value. Check which extras matter to you before choosing any credit card for regular use.
Which company operates Danske Bank Mastercard Guld?+
Danske Bank Mastercard Guld is operated by Danske Bank A/S. (Source, checked September 26, 2026)
Where is Danske Bank Mastercard Guld based?+
Danske Bank Mastercard Guld is based in Denmark. (Source, checked September 26, 2026)
How can I contact Danske Bank Mastercard Guld support?+
Danske Bank Mastercard Guld offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- danskebank.dk checked September 26, 2026
Backs: Audience, Headquarters, Legal entity
“Danske Bank A/S, Bernstorffsgade 40, 1577 Kobenhavn V.”
- danskebank.dk/privat/links/finanstilsynet-footer-link checked September 26, 2026
Backs: Licences
- danskebank.dk/privat/produkter/konti/danske-konto checked September 26, 2026
Backs: Free ATM withdrawals
- danskebank.dk/privat/produkter/kort checked September 26, 2026
Backs: Card kind
- danskebank.dk/privat/produkter/kort/cashback checked September 26, 2026
Backs: Features, Rewards rate
- danskebank.dk/privat/produkter/kort/mastercard-basis checked September 26, 2026
Backs: Perks, Rewards type, Support channels
- danskebank.dk/privat/produkter/kort/mastercard-direct checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“Mastercard Hverdag+ - Debetkort uden kredit”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee.