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Editor's shortlist

Best prepaid cards

Reloadable prepaid cards with budgeting controls and no credit check.

Same-footing scoring Independent and unbiased Free to use

24 cards

Ranked on the same footing - we may earn a commission.

Curve Prepaid card
Curve Pay
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • Access to single-use and always-active cashback offers (up to…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Revolut Prepaid card
Revolut Standard
Points
VISA
4.8 4.8 out of 5
Best for rewards
Prepaid card Revolut - Visa

Revolut Standard

9.6/10

Free multi-currency card with no monthly fee

Points No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Revolut Prepaid card
Revolut Ultra
Points
VISA
4.6 4.6 out of 5
Best for lounge access
Prepaid card Revolut - Visa

Revolut Ultra

9.2/10

Unlimited lounges, platinum card, and the fastest RevPoints earn rate

Points No FX fee
Fee
£45 GBP/mo (≈ $56)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £1 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Revolut's secure site View details
Curve Prepaid card
Curve Pay Pro+
Cash back
MASTERCARD
4.5 4.5 out of 5
Best for lounge access
Prepaid card Curve - Mastercard

Curve Pay Pro+

9.0/10

Maximum FX headroom, lounge access and cashback at 12 retailers

Cash back Pay in installments No FX fee
Fee
£17.99 GBP/mo (≈ $22)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Airport lounge access
  • Pay in installments
Apply now On Curve's secure site View details
bunq Prepaid card
bunq Elite
Cash back
MASTERCARD
4.5 4.5 out of 5
Best for travel insurance
Prepaid card bunq - Mastercard

bunq Elite

9.0/10

Premium global banking with cashback, travel insurance and eSIM

Cash back
Fee
€18.99 EUR/mo (≈ $20)
Foreign fee
0.5%
Type
Prepaid card

Why we like it

  • 1% cashback on all card payments. Invite up to…
  • Welcome bonus
  • Travel insurance included
Apply now On bunq's secure site View details
Curve Prepaid card
Curve Pay X
Cash back
MASTERCARD
4.4 4.4 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay X

8.8/10

More FX freedom and cashback for occasional travellers

Cash back Pay in installments No FX fee
Fee
£5.99 GBP/mo (≈ $7)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Revolut Prepaid card
Revolut Metal (UK)
Points
VISA
4.4 4.4 out of 5
Best for lounge access
Prepaid card Revolut - Visa

Revolut Metal (UK)

8.8/10

Premium stainless steel card with double-speed RevPoints

Points No FX fee
Fee
£14.99 GBP/mo (≈ $19)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £2 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Revolut's secure site View details
Curve Prepaid card
Curve Pay Pro
Cash back
MASTERCARD
4.3 4.3 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay Pro

8.6/10

The frequent traveller's fee-free global card

Cash back Pay in installments No FX fee
Fee
£9.99 GBP/mo (≈ $12)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Revolut Prepaid card
Revolut Plus
Points
VISA
4.3 4.3 out of 5
Best for rewards
Prepaid card Revolut - Visa

Revolut Plus

8.6/10

Light-touch paid plan with purchase protection

Points No FX fee
Fee
£3.99 GBP/mo (≈ $5)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable for Avios or…
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Revolut Prepaid card
Revolut Premium (UK)
Points
VISA
4.3 4.3 out of 5
Best for lounge access
Prepaid card Revolut - Visa

Revolut Premium (UK)

8.6/10

Unlimited FX with full travel insurance

Points No FX fee
Fee
£7.99 GBP/mo (≈ $10)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £4 spent; redeemable 1:1 for Avios…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Revolut's secure site View details
bunq Prepaid card
bunq Pro
No rewards
MASTERCARD
3.6 3.6 out of 5
Best for rewards
Prepaid card bunq - Mastercard

bunq Pro

7.2/10

Multi-account budgeting with 3 cards and 25 digital cards

No rewards
Fee
€9.99 EUR/mo (≈ $11)
Foreign fee
0.5%
Type
Prepaid card

Why we like it

  • Environmental: 1 tree planted per €250 spent
  • Welcome bonus
Apply now On bunq's secure site View details

Browse by issuer

Banks and fintechs we cover

All issuers
A Advanzia Bank S.A. A American Express A American Express Germany A American Express UK B BBVA B Bancolombia B Bank of America B Barclaycard UK C Capital One C Chase C Chime C Citi C Credit One Bank C Current C Curve D DBS Bank D Danske Bank D Discover

Good to know

How to choose a card

Which cards rank highest right now?
Right now the highest-rated cards on DebitCue are:
Which cards have no annual or monthly fee?
These cards carry no annual or monthly fee:
Which cards are best for spending abroad?
For spending abroad with no foreign-transaction fee, look at:
Which cards earn rewards or cashback?
These cards earn rewards or cashback on your spending:
How does DebitCue rank cards?
Every card is scored on the same factors - fees, APR, rewards, perks and ease of use - so the ranking reflects value, not who pays us. Sponsored placements are labelled and never change a card's score.
What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
How do I avoid foreign-transaction fees?
Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
Is it free to use DebitCue?
Yes. Comparing and reviewing cards is free. When you apply through one of our links we may earn a commission from the issuer, which keeps the site free and never affects how we rank cards.