Updated October 18, 2026 · DebitCue Editorial Team

Top prepaid cards compared in Australia

53 cards available in Australia, ranked for Australia.

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Top prepaid cards compared in Australia
#	Card	Score	Features	Key facts	Actions
1	CoinJarTop pick Free physical CoinJar Card: $0 card issuance (digital and physical)	8.8/10	Crypto	Monthly fee: A$0 Top-up fee: 0% (no pre-loading; card spends directly from CoinJar account balance) Currency conversion fee: 2.99%	Review Compare Visit
2	Travelex Money Card AU Earn Up to 10,000 Everyday Rewards points: Up to 10,000 Everyday Rewards points (1 point per $1 AUD plus up to 6,000 bonus points)	9.5/10	Multi currency	Monthly fee: A$0 to A$4 Top-up fee: Online/app top-ups free; in-store AUD top-up 1.1% or $15 whichever is greater; direct BPAY top-up 1% Currency conversion fee: 0%	Review Compare See alternatives
3	Qantas Pay	9.5/10	No annual fee Multi currency Virtual card	Monthly fee: A$0 Top-up fee: No fees Currency conversion fee: 0%	Review Compare See alternatives
4	Airtm	9.4/10	Virtual card	Monthly fee: $0 Top-up fee: 1% on first $200 per month Card type: Prepaid	Review Compare See alternatives
5	Zypto Take Your Wallets Offline: The Vault Key Card Is Half Price: Vault Key Card at half price	9.4/10	Crypto Virtual card	Monthly fee: $0 Top-up fee: 3% crypto off-ramp fee on load, plus blockchain gas fees Currency conversion fee: 1.75%	Review Compare See alternatives
6	Kast Card KAST Reserve introductory rewards rate: 8% to 12% rewards on the reserve account balance (10% on first $50,000, then 8%)	9.3/10	Multi currency Crypto Virtual card	Monthly fee: $0 Top-up fee: Funding may be subject to fees as specified on the Platform Card type: Prepaid	Review Compare See alternatives
7	Coinbase Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)	9.1/10	No annual fee Crypto Virtual card	Monthly fee: $0 Top-up fee: free for direct deposit Currency conversion fee: 0%	Review Compare See alternatives
8	Credins Bank Kosova prepaid Visa/Mastercard	9.0/10		Monthly fee: €0 Currency conversion fee: 0% Card type: Prepaid	Review Compare See alternatives
9	YouTrip	9.0/10	Multi currency Virtual card	Monthly fee: SGD 0 Top-up fee: Free Currency conversion fee: 0%	Review Compare See alternatives
10	Fasset Zero transaction fee launch promo on the Fasset Card	8.9/10	Crypto Virtual card	Monthly fee: $0 Top-up fee: Free - no fee charged when users top-up the card Card type: Prepaid	Review Compare See alternatives

Licensed in Australia

CoinJar: AUSTRAC (Australian Transaction Reports and Analysis Centre)
Travelex Money Card AU: Australian Securities and Investments Commission (AFSL)
Crypto linked cards: Australian Securities and Investments Commission (Australian Financial Services Licence, Foris GFS Australia Pty Ltd)
Pay It Now: AUSTRAC
Pay It Now: Australian Securities and Investments Commission (ASIC)

Other rankings

Top prepaid cards compared: worldwide ranking

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CoinJar

Top pick for Australia

8.8/10Visit