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Editor's shortlist

Best cash back cards

Cards that pay you back on everyday spending with straightforward cash rewards.

Same-footing scoring Independent and unbiased Free to use

124 cards

Ranked on the same footing - we may earn a commission.

Best for rewards
Credit card Discover

Simple 2% on gas and dining with an industry-leading balance transfer offer.

Cash back No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • 2% cash back at gas stations and restaurants (up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Best for rewards
Credit card Discover

Show your team pride while earning rotating 5% cash back.

Cash back No FX fee
Fee
No fee
Interest
18.24% - 27.24%
Interest-free
25 days

Why we like it

  • 5% cash back on rotating quarterly categories (up to…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Best for rewards
Debit card Trade Republic - Visa

The premium mirror-finish metal Visa debit card — same rewards, standout design.

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 1% Saveback on eligible card spending (up to €1,500/month,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Trade Republic's secure site View details
Best for rewards
Credit card Capital One - Discover

Simple, flat-rate 1.5% cash back on every purchase with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Chase - Visa

Earn 3% back at Amazon with no annual fee — no Prime required

Cash back No FX fee
Fee
No fee
Interest
18.74% - 27.49%
Interest-free
-

Why we like it

  • 3% at Amazon/Whole Foods/Chase Travel, 2% gas/restaurants/transit, 1% all…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for rewards
Credit card Chase - Visa

5% back at Amazon and Whole Foods — the card for Prime members

Cash back No FX fee
Fee
No fee
Interest
18.74% - 27.49%
Interest-free
-

Why we like it

  • 5% at Amazon/Whole Foods/Chase Travel (Prime required), 2% gas/restaurants/transit,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Advanzia Bank S.A. - Mastercard

Permanently free Mastercard Gold with worldwide fee-free payments and built-in travel insurance

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 24.69%
Interest-free
49 days

Why we like it

  • 5% travel credit on package holidays and flights booked…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Advanzia Bank S.A.'s secure site View details
Best for rewards
Credit card Capital One - Mastercard

Simple flat-rate 1.5% cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Discover

Generous no-fee cash back card for dining, groceries, entertainment, and streaming

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 8% cash back on Capital One Entertainment; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Chase - Mastercard

4% back on DoorDash orders plus a free year of DashPass

Cash back No FX fee
Fee
No fee
Interest
18.24% - 29.99%
Interest-free
-

Why we like it

  • 4% DoorDash/Caviar, 3% restaurant dining, 2% grocery stores, 1%…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • Access to single-use and always-active cashback offers (up to…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Best for rewards
Credit card Monzo - Mastercard

Monzo Flex

9.6/10

Buy now, pay smart – the award-winning Monzo credit card

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 29%
Interest-free
-

Why we like it

  • Earn cashback at selected partner brands (2–10% depending on…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Monzo's secure site View details
Best for rewards
Debit card Vivid Money - Visa

Free everyday banking with cashback and global payments

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €20/month cashback on card purchases across up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Best for rewards
Credit card Bank of America - Visa

Choose your 3% cash-back category every month

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 3% cash back in one chosen category (gas, online…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Longest interest-free period
Credit card Barclaycard UK - Visa

Everyday cashback with no foreign transaction fees — ideal for travellers.

Cash back No FX fee
Fee
No fee
Interest
from 28.9%
Interest-free
56 days

Why we like it

  • 0.25% cashback on all eligible purchases, credited annually or…
  • No card fee
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
Best for rewards
Debit card Zopa Bank - Visa

Free current account with 2% cashback on bills and 2% AER on your balance

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 2% cashback on eligible Direct Debit bill payments, on…
  • No card fee
  • No foreign transaction fees
Apply now On Zopa Bank's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Dining and entertainment cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, and…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for lounge access
Credit card Chime - Visa

Build credit with no fees, no interest, and up to 5% cash back

Cash back No FX fee
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Cash back on a chosen spending category (groceries, gas,…
  • No card fee
  • No foreign transaction fees
  • Airport lounge access
Apply now On Chime's secure site View details
Best for lounge access
Credit card Nordea - Mastercard

Nordea Black

9.4/10

Invitation-only Private Banking Mastercard with unlimited lounge access and concierge service

Cash back Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases (from September 1,…
  • No card fee
  • Airport lounge access
  • Travel insurance included
Apply now On Nordea's secure site View details
Best for lounge access
Credit card Nubank - Mastercard

Brazil's leading premium metal card — instant cashback, IOF-zero abroad, and Priority Pass lounges

Cash back Pay in installments No FX fee
Fee
89 BRL/mo (≈ $16)
Interest
2.75% - 19.99%
Interest-free
-

Why we like it

  • 1.25% instant cashback on all credit purchases (or 2.2…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Nubank's secure site View details
Best for rewards
Credit card Petal - Visa

Build credit with no annual fee and bonus cash back at select merchants

Cash back No FX fee
Fee
No fee
Interest
28.24% - 33.24%
Interest-free
21 days

Why we like it

  • No base cash back on everyday purchases. Earns 2%–10%…
  • No card fee
  • No foreign transaction fees
Apply now On Petal's secure site View details
Longest interest-free period
Credit card American Express UK - American Express

Earn more cashback by staying active — exclusively for Vitality members

Cash back Pay in installments
Fee
No fee
Interest
29.4% - 45%
Interest-free
56 days

Why we like it

  • 0.5% cashback on first £10,000 annual spend; 1% above…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

Earn cashback with no annual fee

Cash back Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 0.5% cashback on up to £10,000 annual spend; 1%…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for rewards
Credit card Bank of America - Visa

Simple, unlimited 1.5% cash back on everything

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on all purchases with no…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Best for rewards
Credit card American Express

No-annual-fee 3% cash back on groceries, gas, and online shopping.

Cash back Pay in installments
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back at U.S. supermarkets, U.S. gas stations,…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Secured card that earns 1.5% cash back while building credit toward an unsecured upgrade

Cash back No FX fee
Fee
No fee
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Petal - Visa

All rewards, no fees — the credit card that pays you back

Cash back No FX fee
Fee
No fee
Interest
28.24% - 30.24%
Interest-free
21 days

Why we like it

  • 1% cash back on all purchases from card activation;…
  • No card fee
  • No foreign transaction fees
Apply now On Petal's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Earn up to 4% cash back on everything — for U.S. Bank loyalists

Cash back Pay in installments
Fee
No fee
Interest
17.74% - 27.99%
Interest-free
-

Why we like it

  • Unlimited 2% cash back on every purchase. Earn up…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Earn cashback on every purchase, at home and abroad

Cash back No FX fee
Fee
No fee
Interest
24.9% - 27.9%
Interest-free
50 days

Why we like it

  • 1% cashback on all purchases for the first 90…
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Credit card Virgin Money - Mastercard

Regulated BNPL - choose your repayment plan each month

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 19.5%
Interest-free
-

Why we like it

  • Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Virgin Money's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Spend fee-free worldwide with 9 months 0% on purchases

Cash back No FX fee
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • 1% cashback for first 90 days, then 0.25% (max…
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Debit card Vivid Money - Visa

Vivid Prime

9.2/10

Premium metal Visa card with maximum cashback and global ATM access

Cash back No FX fee
Fee
€7.9 EUR/mo (≈ $8)
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €100/month cashback on card purchases across up…
  • Welcome bonus
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Best for lounge access
Prepaid card Curve - Mastercard

Maximum FX headroom, lounge access and cashback at 12 retailers

Cash back Pay in installments No FX fee
Fee
£17.99 GBP/mo (≈ $22)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Airport lounge access
  • Pay in installments
Apply now On Curve's secure site View details
Best for travel insurance
Debit card Monzo - Mastercard

Monzo Max

9.0/10

The fully loaded account with travel and phone cover

Cash back No FX fee
Fee
£17 GBP/mo (≈ $21)
Foreign fee
None
Type
Debit card

Why we like it

  • All Perks-tier rewards plus: 3.25% AER on savings pots,…
  • No foreign transaction fees
  • Travel insurance included
Apply now On Monzo's secure site View details
Best for rewards
Credit card Upgrade - Visa

One card, two modes — pay now or pay later on every purchase

Cash back Pay in installments
Fee
No fee
Interest
14.99% - 29.99%
Interest-free
-

Why we like it

  • Up to 3% cash back on everyday purchases (convenience…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Upgrade's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

20 months 0% on both purchases and balance transfers

Cash back
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature in…
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for travel insurance
Prepaid card bunq - Mastercard

bunq Elite

9.0/10

Premium global banking with cashback, travel insurance and eSIM

Cash back
Fee
€18.99 EUR/mo (≈ $20)
Foreign fee
0.5%
Type
Prepaid card

Why we like it

  • 1% cashback on all card payments. Invite up to…
  • Welcome bonus
  • Travel insurance included
Apply now On bunq's secure site View details
Best for rewards
Credit card BBVA - Visa

Premium Aqua card with zero foreign fees and 10% back on subscriptions

Cash back Pay in installments No FX fee
Fee
€65 EUR/yr (≈ $70)
Interest
0% - 23.81%
Interest-free
30 days

Why we like it

  • 10% cashback on digital subscriptions (Netflix, Spotify, Disney+, Amazon…
  • No foreign transaction fees
  • Pay in installments
Apply now On BBVA's secure site View details
Best for rewards
Credit card Credit One Bank - Visa

Earn 2% cash back on everyday purchases with no annual fee

Cash back
Fee
No fee
Interest
25.49% - 29.74%
Interest-free
-

Why we like it

  • 2% cash back on eligible gas, grocery, internet, cable,…
  • No card fee
Apply now On Credit One Bank's secure site View details
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay X

8.8/10

More FX freedom and cashback for occasional travellers

Cash back Pay in installments No FX fee
Fee
£5.99 GBP/mo (≈ $7)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Best for lounge access
Debit card N26 - Mastercard

N26 Go

8.8/10

Travel-first banking with unlimited global ATM withdrawals and Allianz insurance

Cash back No FX fee
Fee
€9.9 EUR/mo (≈ $11)
Foreign fee
None
Type
Debit card

Why we like it

  • 1% cashback on card purchases made outside the EEA,…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On N26's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

More cashback for regular spenders

Cash back Pay in installments
Fee
£25 GBP/yr (≈ $31)
Interest
from 34.6%
Interest-free
56 days

Why we like it

  • 0.75% cashback on the first £10,000 of annual spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Travel insurance included
Apply now On American Express UK's secure site View details
Best for travel insurance
Credit card American Express

Best-in-class 6% back at U.S. supermarkets for families and frequent streamers.

Cash back Pay in installments
Fee
$95 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6% cash back at U.S. supermarkets (up to $6,000/yr,…
  • Welcome bonus
  • Travel insurance included
  • Pay in installments
Apply now On American Express's secure site View details
Best for rewards
Credit card Capital One - Discover

Dining and entertainment rewards for fair-credit cardholders with a $39 annual fee

Cash back No FX fee
Fee
$39 USD/yr
Interest
from 28.99%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, and…
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay Pro

8.6/10

The frequent traveller's fee-free global card

Cash back Pay in installments No FX fee
Fee
£9.99 GBP/mo (≈ $12)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Best for rewards
Credit card DBS Bank - Visa

The zero-FX-fee cashback card for young urban spenders

Cash back No FX fee
Fee
$196.2 SGD/yr (≈ $150)
Interest
from 27.8%
Interest-free
25 days

Why we like it

  • Up to 6% cashback on shopping and contactless transport;…
  • Welcome bonus
  • No foreign transaction fees
Apply now On DBS Bank's secure site View details
Best for lounge access
Credit card Danske Bank - Mastercard

Premium credit card with worldwide travel insurance, Priority Pass lounge access and 24/7 concierge

Cash back Pay in installments
Fee
1,395 DKK/yr (≈ $200)
Interest
11.7% - 22.8%
Interest-free
-

Why we like it

  • Cashback at 1,700+ participating stores, restaurants and webshops in…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Danske Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Visa

Premium Visa card with travel insurance and airport benefits

Cash back Pay in installments
Fee
€99 EUR/yr (≈ $110)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 0.60% cashback at participating online shops where card is…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Erste Bank's secure site View details
Best for rewards
Debit card Monzo - Mastercard

Monzo Perks

8.6/10

Everyday perks baked into your bank account

Cash back No FX fee
Fee
£7 GBP/mo (≈ $9)
Foreign fee
None
Type
Debit card

Why we like it

  • All Extra-tier cashback and savings features, plus lifestyle perks:…
  • No foreign transaction fees
Apply now On Monzo's secure site View details
Best for lounge access
Debit card N26 - Mastercard

N26 Metal

8.6/10

Premium 16g stainless-steel Mastercard with comprehensive insurance and top savings rates

Cash back No FX fee
Fee
€16.9 EUR/mo (≈ $18)
Foreign fee
None
Type
Debit card

Why we like it

  • 1% cashback on card purchases made outside the EEA,…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On N26's secure site View details
Best for lounge access
Credit card Swedbank - Mastercard

Premium card with unlimited airport lounge access and personal concierge

Cash back Pay in installments
Fee
1,700 SEK/yr (≈ $160)
Interest
13.05% - 14.62%
Interest-free
-

Why we like it

  • Earn 1 point per 1 SEK spent on all…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Swedbank's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Balance transfers and purchases interest-free for 12 months

Cash back
Fee
No fee
Interest
from 29.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature in…
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Debit card Vivid Money - Visa

Vivid Plus

8.6/10

Mid-tier plan with higher cashback and free virtual card

Cash back No FX fee
Fee
€6.9 EUR/mo (≈ $7)
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €50/month cashback on card purchases across up…
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Best for rewards
Credit card Capital One - Discover

1.5% cash back card for fair credit that builds toward a higher credit line

Cash back No FX fee
Fee
$39 USD/yr
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for lounge access
Credit card Danske Bank - Mastercard

Mid-tier credit card with European travel insurance and higher limits

Cash back Pay in installments
Fee
795 DKK/yr (≈ $120)
Interest
8.7% - 22.8%
Interest-free
-

Why we like it

  • Cashback at 1,700+ participating stores, restaurants and webshops in…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Danske Bank's secure site View details
Best for rewards
Debit card Monzo - Mastercard

Monzo Extra

8.4/10

More tools to make your money work harder

Cash back No FX fee
Fee
£3 GBP/mo (≈ $4)
Foreign fee
None
Type
Debit card

Why we like it

  • All free-tier retailer cashback offers plus 5% AER on…
  • No foreign transaction fees
Apply now On Monzo's secure site View details
Best for lounge access
Credit card Nordea - Mastercard

Nordea's top-tier consumer Mastercard with lounge access, Fast Track and comprehensive travel insurance

Cash back Pay in installments
Fee
€16.99 EUR/mo (≈ $18)
Interest
from 17%
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases; 0.7% on purchases…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Nordea's secure site View details
Best for travel insurance
Credit card Swedbank - Mastercard

Mid-tier rewards card with fuel discounts and comprehensive travel insurance

Cash back Pay in installments
Fee
495 SEK/yr (≈ $47)
Interest
12.93% - 13.55%
Interest-free
-

Why we like it

  • Earn 1 point per 1 SEK spent on all…
  • Travel insurance included
  • Pay in installments
Apply now On Swedbank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Best-in-class 6% cash back at your favorite retailers

Cash back Pay in installments
Fee
$95 USD/yr
Interest
18.74% - 28.74%
Interest-free
-

Why we like it

  • 6% cash back on first $1,500 in combined eligible…
  • Welcome bonus
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for travel insurance
Credit card Credit One Bank - American Express

Simple unlimited cash back for fair credit on American Express

Cash back
Fee
$39 USD/yr
Interest
from 29.74%
Interest-free
-

Why we like it

  • Unlimited 1% cash back on all purchases, automatically applied…
  • Travel insurance included
Apply now On Credit One Bank's secure site View details
Best for rewards
Credit card DBS Bank - Visa

Maximum everyday cashback across Cold Storage, Giant, 7-Eleven, foodpanda, and more

Cash back
Fee
$196.2 SGD/yr (≈ $150)
Interest
from 27.8%
Interest-free
25 days

Why we like it

  • Up to 18% cash rebates at yuu partner merchants…
  • Welcome bonus
Apply now On DBS Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Mastercard

Premium travel benefits and comprehensive insurance with Mastercard

Cash back Pay in installments
Fee
€99 EUR/yr (≈ $110)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 0.60% cashback at participating online shops where card is…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Erste Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Visa

Exclusive metal Visa card for Erste Private Banking clients with global lounge access

Cash back Pay in installments
Fee
€444 EUR/yr (≈ $480)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 0.60% cashback at participating online shops (max €30/year). Foreign…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Erste Bank's secure site View details
Best for travel insurance
Credit card Danske Bank - Mastercard

Entry-level credit card with up to six weeks interest-free credit and cashback

Cash back Pay in installments
Fee
250 DKK/yr (≈ $36)
Interest
15.2% - 23.7%
Interest-free
-

Why we like it

  • Cashback at 1,700+ participating stores, restaurants and webshops in…
  • Travel insurance included
  • Pay in installments
Apply now On Danske Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Entry-level everyday rewards card with 10x points on top online brands

Cash back
Fee
₹500 INR/yr (≈ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints (20 pts/₹200) on Amazon, Flipkart, Swiggy, BigBasket,…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for travel insurance
Credit card Nordea - Mastercard

Nordea Gold

8.0/10

Nordea's most popular Mastercard with travel insurance and cashback (from May 2026)

Cash back Pay in installments
Fee
€5.99 EUR/mo (≈ $6)
Interest
from 22.1%
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases (from May 1,…
  • Travel insurance included
  • Pay in installments
Apply now On Nordea's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Best-value digital-first cashback card for online shoppers

Cash back
Fee
₹1,000 INR/yr (≈ $12)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% cashback on Amazon, Flipkart, BookMyShow, Cult.fit, Myntra, Sony…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Debit card HDFC Bank - Visa

Premium debit card with golf privileges, lounge access, and lifestyle benefits

Cash back
Fee
₹850 INR/yr (≈ $10)
Foreign fee
3.5%
Type
Debit card

Why we like it

  • 1 CashBack Point per ₹200 on groceries, supermarkets, apparel,…
  • Airport lounge access
  • Travel insurance included
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

India's lowest-fee virtual credit card for UPI everyday payments

Cash back
Fee
₹250 INR/yr (≈ $3)
Interest
Not published
Interest-free
50 days

Why we like it

  • 3% CashPoints on groceries, supermarket, dining, and PayZapp; 2%…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Premium Swiggy cashback card for food delivery and online lifestyle spends

Cash back
Fee
₹1,000 INR/yr (≈ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10% cashback on Swiggy (food, Instamart, Dineout, Genie) capped…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Low-fee starter card with 10x rewards on daily lifestyle spends

Cash back
Fee
₹500 INR/yr (≈ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (max…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

Customisable cashback card — choose your own categories and card design

Cash back
Fee
₹500 INR/yr (≈ $6)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% on two self-chosen categories (dining, travel, grocery, fashion,…
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details

Good to know

How to choose a card

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Which cards earn rewards or cashback?
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What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
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Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
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