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Updated October 18, 2026 · DebitCue Editorial Team

Top cashback cards compared in the United States

92 cards available in the United States, ranked for the United States.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top cashback cards compared in the United States
#CardScoreFeaturesKey factsActions
1
Nexo logo
NexoTop pick
8.9/10
  • No annual fee
  • Multi currency
  • Crypto
  • Virtual card
Rewards rate:
Up to 2% crypto cashback in NEXO Tokens, or 0.5% in BTC at Platinum tier, on purchases in Credit Mode
Annual fee:
€0
APR:
from 1.9%
ReviewCompareVisit
2
Coinbase logo
Coinbase

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.1/10
  • No annual fee
  • Crypto
  • Virtual card
Rewards rate:
2%, 2.5%, 3% or 4% bitcoin back tiered by assets on Coinbase; 5% back on Coinbase One Card Travel bookings; 2.5-4% tiers capped at a combined $10,000 eligible purchases per calendar month
Annual fee:
$0
Currency conversion fee:
0%
ReviewCompareVisit
3
Upgrade OneCard™ logo
Upgrade OneCard™
9.1/10
  • No annual fee
Rewards rate:
3% cash back on gas, groceries, streaming and monthly subscriptions, and utilities; 1% on everything else, uncapped
Annual fee:
$0
Currency conversion fee:
3%
ReviewCompareVisit
4
Upgrade logo
Upgrade
8.9/10
  • No annual fee
Rewards rate:
3% cash back on gas, groceries, streaming and monthly subscriptions, and utilities; 1% on everything else, uncapped
Annual fee:
$0
Currency conversion fee:
3%
ReviewCompareVisit
5
Yendo
8.7/10
    Rewards rate:
    1.5% unlimited cashback
    Annual fee:
    $40
    APR:
    24.88% to 35.88%
    		ReviewCompareVisit
    6
    Divvy (BILL Spend and Expense) logo
    Divvy (BILL Spend and Expense)
    		8.2/10
    • Virtual card
    Rewards type:
    Cashback
    Card kind:
    Credit
    Legal entity:
    Bill.com, LLC
    		ReviewCompareVisit
    7
    ether.fi logo
    ether.fi
    		9.6/10
    • No annual fee
    Rewards rate:
    3% cashback, up to $2K monthly spend (Core), paid in ETHFI
    Annual fee:
    $0
    Currency conversion fee:
    0% to 0.5%
    		ReviewCompareSee alternatives
    8
    Bread Savings logo
    Bread Savings
    		9.4/10
    • No annual fee
    Rewards rate:
    2% unlimited
    Annual fee:
    $0
    APR:
    15.49% to 26.99%
    		ReviewCompareSee alternatives
    9
    Cashably
    		9.4/10
    • No annual fee
    Annual fee:
    $0
    APR:
    0%
    Currency conversion fee:
    3%
    		ReviewCompareSee alternatives
    10
    NHL® Discover it® logo
    NHL® Discover it®

    Discover it Cash Back $200 welcome bonus: $200 statement credit after spending $500 on purchases within 3 months of account opening

    		9.3/10
    • No annual fee
    Rewards rate:
    1% cash back on all other purchases; 5% cash back in rotating categories, plus dollar-for-dollar match in first year
    Annual fee:
    $0
    APR:
    18.49% to 28.49%
    		ReviewCompareSee alternatives

    Licensed in the United States

    Nexo
    Department of Financial Protection and Innovation (California, United States)
    Coinbase
    Visa U.S.A. Inc.
    Coinbase
    Pathward, N.A. (Member FDIC)
    Upgrade OneCard™
    NMLS
    Yendo
    NMLS
    Bread Savings
    FDIC
    Petal
    NMLS (NMLS Consumer Access)
    Petal
    NMLS Consumer Access (NMLS registry)
    Varo Visa® Debit Card
    Office of the Comptroller of the Currency (OCC)
    Varo Visa® Debit Card
    FDIC
    CoinZoom
    FinCEN
    U.S. Bank
    FDIC
    Varo Believe Secured Credit Card
    Office of the Comptroller of the Currency (OCC)
    Varo Believe Secured Credit Card
    Federal Deposit Insurance Corporation (FDIC)
    Varo Believe Secured Credit Card
    FDIC
    Capital One
    FDIC
    Mission Lane
    NMLS (SafeAct registration)
    Mission Lane
    Visa U.S.A. Inc.
    SoFi
    Office of the Comptroller of the Currency (OCC)
    SoFi
    FDIC

    Other rankings

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    Other countries

    Nexo

    Nexo

    Top pick for the United States

    8.9/10Visit