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Updated October 18, 2026 · DebitCue Editorial Team

Top cashback cards compared in India

60 cards available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top cashback cards compared in India
#CardScoreFeaturesKey factsActions
1
IDFC FIRST Bank Credit Cards logo
IDFC FIRST Bank Credit CardsTop pick

Cashback on 1st transaction with the Hello Cashback Credit Card: INR 250

8.8/10
  • No annual fee
Rewards rate:
1% online up to INR 10,000 per statement cycle, 2% on incremental online spends above INR 10,000, 1% on UPI via the IDFC FIRST Bank app, 1% in-store, 0.5% on select categories, plus 1% bonus on hotel and flight bookings in the app; total capped at INR 500 per statement cycle
Annual fee:
₹0
APR:
8.5%
ReviewCompareVisit
2
Cashably
9.4/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareSee alternatives
3
Kotak Mahindra Bank Credit Cards logo
Kotak Mahindra Bank Credit Cards

First year free annual fee on Kotak Cashback+ Credit Card: First year annual fee free (annual fee INR 750)

9.3/10
    Rewards rate:
    5% on online groceries, food delivery, movie tickets and OTTs; 3% on fuel; 0.5% on other eligible spends
    Annual fee:
    ₹750
    Currency conversion fee:
    0% to 2%
    		ReviewCompareSee alternatives
    4
    Coinbase logo
    Coinbase

    Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

    		9.1/10
    • No annual fee
    • Crypto
    • Virtual card
    Rewards rate:
    2%, 2.5%, 3% or 4% bitcoin back tiered by assets on Coinbase; 5% back on Coinbase One Card Travel bookings; 2.5-4% tiers capped at a combined $10,000 eligible purchases per calendar month
    Annual fee:
    $0
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    5
    CoinZoom logo
    CoinZoom
    		9.1/10
    • No annual fee
    • Crypto
    • Virtual card
    Rewards rate:
    up to 5% crypto back on every purchase
    Annual fee:
    $0
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    6
    Klarna Bank logo
    Klarna Bank
    		9.1/10
    • No annual fee
    Rewards rate:
    up to 10% cashback in app
    Annual fee:
    $0
    APR:
    9.5%
    		ReviewCompareSee alternatives
    7
    Capital One logo
    Capital One
    		9.1/10
    • No annual fee
    Rewards rate:
    unlimited 1.5% cash back on every purchase
    Annual fee:
    $0
    APR:
    34.9%
    		ReviewCompareSee alternatives
    8
    N26 Go logo
    N26 Go
    		9.0/10
    • Virtual card
    Rewards rate:
    1% while traveling outside EEA, Switzerland, UK for up to 12 months
    Annual fee:
    €118.80
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    9
    ONE App logo
    ONE App
    		9.0/10
    • No annual fee
    Rewards rate:
    Cash back on every purchase
    Annual fee:
    $0
    APR:
    20.99% to 31.49%
    		ReviewCompareSee alternatives
    10
    Sony Bank WALLET Visa debit
    		9.0/10
    • No annual fee
    • Multi currency
    Rewards rate:
    0.5% to 2.0% cashback (tiered by Club S membership)
    Annual fee:
    ¥0
    Currency conversion fee:
    1.79%
    		ReviewCompareSee alternatives

    Licensed in India

    Axis Bank Credit Cards
    Reserve Bank of India

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    IDFC FIRST Bank Credit Cards

    IDFC FIRST Bank Credit Cards

    Top pick for India

    8.8/10Visit