Updated October 18, 2026 · DebitCue Editorial Team

Top balance transfer cards compared in India

6 cards available in India, ranked for India.

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Top balance transfer cards compared in India
#	Card	Score	Features	Key facts	Actions
1	SBI CardTop pick	8.7/10	Virtual card	Balance transfer intro period: 2 months Balance transfer fee: 2% Annual fee: ₹499	Review Compare Visit
2	Capital One	9.1/10	No annual fee	Balance transfer intro period: 18 months Balance transfer fee: 3% Annual fee: $0	Review Compare See alternatives
3	Luxury Card	8.9/10		Balance transfer intro period: 15 months Balance transfer fee: 5% Annual fee: $299	Review Compare See alternatives
4	Chase	8.2/10	No annual fee	Balance transfer intro period: 15 months Balance transfer fee: 5% Annual fee: $0	Review Compare See alternatives
5	Bank of Ireland	Not rated	No annual fee	Balance transfer intro period: 7 months Annual fee: €30 APR: 22.1%	Review Compare See alternatives
6	Union Bank	Not rated	No annual fee	Balance transfer intro period: 12 months Annual fee: $0 Rewards type: Cashback	Review Compare See alternatives

SBI Card

Top pick for India

8.7/10Visit