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Independent card comparison, worldwide

Compare credit, debit and prepaid cards

Every card here is judged on the same footing - cost, rewards, APR and perks. Filter by card type, network, issuer, rewards or fee to narrow your shortlist.

Same-footing scoring Independent and unbiased Free to use

345 cards

Ranked on the same footing - we may earn a commission.

Best for travel insurance
Credit card Chase - Visa

No annual fee Marriott card with Silver Elite status and 3x at hotels

Points No FX fee
Fee
No fee
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 3x Marriott Bonvoy hotels, 2x groceries/rideshare/streaming/internet, 1x all else
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for rewards
Credit card Discover

Simple 2% on gas and dining with an industry-leading balance transfer offer.

Cash back No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • 2% cash back at gas stations and restaurants (up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Best for travel insurance
Credit card Discover

Flat-rate travel miles with a first-year match — no annual fee.

Miles No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • Unlimited 1.5x Miles on every purchase; 100 Miles =…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Best for rewards
Credit card Discover

Show your team pride while earning rotating 5% cash back.

Cash back No FX fee
Fee
No fee
Interest
18.24% - 27.24%
Interest-free
25 days

Why we like it

  • 5% cash back on rotating quarterly categories (up to…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Best for rewards
Debit card Trade Republic - Visa

The premium mirror-finish metal Visa debit card — same rewards, standout design.

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 1% Saveback on eligible card spending (up to €1,500/month,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Trade Republic's secure site View details
Best for lounge access
Credit card U.S. Bank - Visa

Premium travel perks with no annual fee — Priority Pass included

Points Pay in installments No FX fee
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 5X points on prepaid hotels and car rentals booked…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card Bank of America - Visa

No annual fee, no foreign transaction fees — travel freely

Points Pay in installments No FX fee
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5 points per $1 on all purchases; 3…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Bank of America's secure site View details
Best for rewards
Credit card Capital One - Discover

Simple, flat-rate 1.5% cash back on every purchase with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Chase - Visa

Earn 3% back at Amazon with no annual fee — no Prime required

Cash back No FX fee
Fee
No fee
Interest
18.74% - 27.49%
Interest-free
-

Why we like it

  • 3% at Amazon/Whole Foods/Chase Travel, 2% gas/restaurants/transit, 1% all…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for rewards
Credit card Chase - Visa

5% back at Amazon and Whole Foods — the card for Prime members

Cash back No FX fee
Fee
No fee
Interest
18.74% - 27.49%
Interest-free
-

Why we like it

  • 5% at Amazon/Whole Foods/Chase Travel (Prime required), 2% gas/restaurants/transit,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Advanzia Bank S.A. - Mastercard

Permanently free Mastercard Gold with worldwide fee-free payments and built-in travel insurance

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 24.69%
Interest-free
49 days

Why we like it

  • 5% travel credit on package holidays and flights booked…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Advanzia Bank S.A.'s secure site View details
Best for rewards
Credit card Capital One - Mastercard

Simple flat-rate 1.5% cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Discover

Generous no-fee cash back card for dining, groceries, entertainment, and streaming

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 8% cash back on Capital One Entertainment; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Capital One - Discover

No-annual-fee entry into Capital One's miles ecosystem with a 15-month 0% intro APR

Miles No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 1.25x miles on all purchases; 5x miles on hotels,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Chase - Mastercard

4% back on DoorDash orders plus a free year of DashPass

Cash back No FX fee
Fee
No fee
Interest
18.24% - 29.99%
Interest-free
-

Why we like it

  • 4% DoorDash/Caviar, 3% restaurant dining, 2% grocery stores, 1%…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • Access to single-use and always-active cashback offers (up to…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Best for rewards
Credit card American Express

Entry-level Delta co-brand with no annual fee and no foreign transaction fees.

Miles No FX fee
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on Delta purchases and at restaurants worldwide;…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for rewards
Credit card American Express

No annual fee Hilton card with automatic Silver status and strong everyday earning.

Points No FX fee
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 7x Hilton Honors points on Hilton purchases; 5x at…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for rewards
Credit card Monzo - Mastercard

Monzo Flex

9.6/10

Buy now, pay smart – the award-winning Monzo credit card

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 29%
Interest-free
-

Why we like it

  • Earn cashback at selected partner brands (2–10% depending on…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Monzo's secure site View details
Best for rewards
Prepaid card Revolut - Visa

Free multi-currency card with no monthly fee

Points No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Best for rewards
Debit card Vivid Money - Visa

Free everyday banking with cashback and global payments

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €20/month cashback on card purchases across up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Best for rewards
Credit card Wells Fargo - Mastercard

No-fee Choice Hotels card with Gold Elite status

Points No FX fee
Fee
No fee
Interest
19.74% - 28.49%
Interest-free
-

Why we like it

  • 5X Choice Privileges points at participating Choice Hotels properties;…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Wells Fargo's secure site View details
Best for travel insurance
Credit card American Express

Triple points on travel, transit, and dining at a mid-tier $150 annual fee.

Points No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x points on travel, transit, and restaurants worldwide; 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for travel insurance
Credit card BBVA - Mastercard

Free Mastercard that rewards every purchase with Renfe rail points

Points Pay in installments
Fee
No fee
Interest
0% - 23.14%
Interest-free
30 days

Why we like it

  • 0.10 Renfecitos per €1 at Renfe; 0.05 Renfecitos per…
  • Welcome bonus
  • No card fee
  • Travel insurance included
Apply now On BBVA's secure site View details
Best for lounge access
Credit card Bancolombia - Mastercard

Bancolombia's ultra-premium metal card for the private-banking tier

Points Pay in installments No FX fee
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Accelerated Puntos Colombia on domestic and international purchases; 10%…
  • No card fee
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bancolombia's secure site View details
Best for rewards
Credit card Bank of America - Visa

Choose your 3% cash-back category every month

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 3% cash back in one chosen category (gas, online…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Longest interest-free period
Credit card Barclaycard UK - Visa

Everyday cashback with no foreign transaction fees — ideal for travellers.

Cash back No FX fee
Fee
No fee
Interest
from 28.9%
Interest-free
56 days

Why we like it

  • 0.25% cashback on all eligible purchases, credited annually or…
  • No card fee
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
Best for rewards
Debit card Zopa Bank - Visa

Free current account with 2% cashback on bills and 2% AER on your balance

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 2% cashback on eligible Direct Debit bill payments, on…
  • No card fee
  • No foreign transaction fees
Apply now On Zopa Bank's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Dining and entertainment cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, and…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Capital One - Discover

Simple flat-rate travel miles card with a strong welcome bonus and TSA PreCheck credit

Miles No FX fee
Fee
$95 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on every purchase; 5x miles on hotels,…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Capital One's secure site View details
Best for lounge access
Credit card Capital One - Visa

Capital One's flagship premium travel card with Visa Infinite benefits and $300 annual travel credit

Miles No FX fee
Fee
$395 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 10x miles on hotels and rental cars via Capital…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Chase - Visa

Earn Avios on British Airways, Aer Lingus, and Iberia with $600 in flight credits

Points No FX fee
Fee
$95 USD/yr
Interest
19.24% - 27.74%
Interest-free
-

Why we like it

  • 3 Avios on BA/Aer Lingus/Iberia flights, 2 Avios on…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for lounge access
Credit card Chime - Visa

Build credit with no fees, no interest, and up to 5% cash back

Cash back No FX fee
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Cash back on a chosen spending category (groceries, gas,…
  • No card fee
  • No foreign transaction fees
  • Airport lounge access
Apply now On Chime's secure site View details
Best for lounge access
Credit card Citi - Mastercard

Complimentary Admirals Club membership and premium American Airlines perks.

Miles No FX fee
Fee
$595 USD/yr
Interest
19.49% - 29.49%
Interest-free
-

Why we like it

  • 10X AAdvantage miles on hotels and eligible car rentals…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Citi's secure site View details
Best for rewards
Credit card American Express

Free checked bags and Delta priority boarding with a waived first-year fee.

Miles No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on Delta purchases, restaurants worldwide, and U.S.…
  • Welcome bonus
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for lounge access
Credit card Nordea - Mastercard

Nordea Black

9.4/10

Invitation-only Private Banking Mastercard with unlimited lounge access and concierge service

Cash back Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases (from September 1,…
  • No card fee
  • Airport lounge access
  • Travel insurance included
Apply now On Nordea's secure site View details
Best for lounge access
Credit card Nubank - Mastercard

Brazil's leading premium metal card — instant cashback, IOF-zero abroad, and Priority Pass lounges

Cash back Pay in installments No FX fee
Fee
89 BRL/mo (≈ $16)
Interest
2.75% - 19.99%
Interest-free
-

Why we like it

  • 1.25% instant cashback on all credit purchases (or 2.2…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Nubank's secure site View details
Best for rewards
Credit card American Express Germany - American Express

Kostenlose Kreditkarte mit doppeltem PAYBACK-Punktesammeln

Points Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 PAYBACK point per €3 spent everywhere; double points…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express Germany's secure site View details
Best for rewards
Credit card Petal - Visa

Build credit with no annual fee and bonus cash back at select merchants

Cash back No FX fee
Fee
No fee
Interest
28.24% - 33.24%
Interest-free
21 days

Why we like it

  • No base cash back on everyday purchases. Earns 2%–10%…
  • No card fee
  • No foreign transaction fees
Apply now On Petal's secure site View details
Best for lounge access
Credit card American Express

The definitive premium travel card with over $3,500 in annual credits and 1,550+ lounge access.

Points No FX fee
Fee
$895 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 5x points on flights booked directly with airlines or…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for rewards
Credit card U.S. Bank - American Express

Earn FlexPoints on dining and travel — with Amex-exclusive perks

Points Pay in installments No FX fee
Fee
$85 USD/yr
Interest
Not published
Interest-free
-

Why we like it

  • 5X FlexPoints on prepaid hotels and car rentals booked…
  • Welcome bonus
  • No foreign transaction fees
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Longest interest-free period
Credit card American Express UK - American Express

Earn more cashback by staying active — exclusively for Vitality members

Cash back Pay in installments
Fee
No fee
Interest
29.4% - 45%
Interest-free
56 days

Why we like it

  • 0.5% cashback on first £10,000 annual spend; 1% above…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for travel insurance
Credit card Wells Fargo - Visa

Premium travel rewards with airline transfer partners

Points No FX fee
Fee
$95 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 5X points on hotels, 4X on airlines, 3X on…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Wells Fargo's secure site View details
Best for rewards
Credit card American Express Germany - American Express

Die dm-Karte für doppelte Punkte bei dm und allen PAYBACK-Partnern

Points Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 PAYBACK point per €3 spent everywhere; 2 PAYBACK…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express Germany's secure site View details
Best for travel insurance
Credit card American Express Germany - American Express

Dauerhaft kostenlos – die Einstiegskarte von American Express

Points Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent (optional paid…
  • Welcome bonus
  • No card fee
  • Travel insurance included
Apply now On American Express Germany's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

Earn cashback with no annual fee

Cash back Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 0.5% cashback on up to £10,000 annual spend; 1%…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Longest interest-free period
Credit card American Express UK - American Express

Flexible points with no annual fee, permanently free

Points Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 spent. Points transfer…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for travel insurance
Credit card American Express

The foodie's travel card — 4x at restaurants and supermarkets with over $400 in annual dining credits.

Points No FX fee
Fee
$325 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 4x points at restaurants worldwide and U.S. supermarkets (up…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for lounge access
Credit card Bancolombia - Visa

Unlimited Priority Pass lounge access on Bancolombia's premium Visa

Points Pay in installments No FX fee
Fee
50,960 COP/mo (≈ $12)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 3,800 in domestic purchases;…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Bank of America - Visa

Luxury travel card with Priority Pass and $570 in annual credits

Points Pay in installments No FX fee
Fee
$550 USD/yr
Interest
19.49% - 27.49%
Interest-free
-

Why we like it

  • 2 points per $1 on travel and dining; 1.5…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bank of America's secure site View details
Best for rewards
Credit card Bank of America - Visa

Simple, unlimited 1.5% cash back on everything

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on all purchases with no…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Best for travel insurance
Credit card Barclaycard UK - Mastercard

Earn Avios on everyday spending with no annual fee.

Miles
Fee
No fee
Interest
from 29.9%
Interest-free
56 days

Why we like it

  • 1 Avios per £1 spent on eligible purchases; upgrade…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
Best for rewards
Credit card American Express

No-annual-fee 3% cash back on groceries, gas, and online shopping.

Cash back Pay in installments
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back at U.S. supermarkets, U.S. gas stations,…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

Earn Avios on every purchase with no annual fee

Miles Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 1 Avios per £1 on all purchases. Companion Voucher…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Secured card that earns 1.5% cash back while building credit toward an unsecured upgrade

Cash back No FX fee
Fee
No fee
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Chase - Mastercard

Air Canada's US card — 3x on groceries, dining, and Air Canada at $95/year

Points No FX fee
Fee
$95 USD/yr
Interest
19.74% - 28.24%
Interest-free
-

Why we like it

  • 3x groceries/dining/Air Canada, 1x all else; up to 1,500…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Chase - Visa

Mid-tier Southwest card with 6,000 anniversary points and a 15% flight discount

Points No FX fee
Fee
$149 USD/yr
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 3x Southwest purchases, 2x groceries/dining (up to $8k/yr), 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for lounge access
Credit card Chase - Visa

Full United Club membership plus premium travel benefits at $695/year

Miles No FX fee
Fee
$695 USD/yr
Interest
19.74% - 28.24%
Interest-free
-

Why we like it

  • 4x United purchases, 2x all travel and dining, 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Chase's secure site View details
Best for lounge access
Credit card Chase - Visa

United's popular mid-tier card with lounge passes and free checked bags

Miles No FX fee
Fee
$150 USD/yr
Interest
19.74% - 28.24%
Interest-free
-

Why we like it

  • 9x eligible United flights, 3x other United purchases, 2x…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Chase's secure site View details
Best for rewards
Credit card Citi - Mastercard

No-annual-fee AAdvantage miles with grocery earning.

Miles Pay in installments
Fee
No fee
Interest
19.49% - 29.49%
Interest-free
-

Why we like it

  • 2X AAdvantage miles at grocery stores and on eligible…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Citi's secure site View details
Best for lounge access
Credit card Citi - Mastercard

Premium travel perks and up to $1,100+ in annual credits.

Points Pay in installments No FX fee
Fee
$595 USD/yr
Interest
20.49% - 28.49%
Interest-free
-

Why we like it

  • 12X ThankYou Points on hotels, car rentals, and attractions…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Citi's secure site View details
Best for travel insurance
Credit card Citi - Mastercard

Travel rewards and everyday earning for $95 a year.

Points Pay in installments No FX fee
Fee
$95 USD/yr
Interest
19.49% - 27.49%
Interest-free
-

Why we like it

  • 10X ThankYou Points on hotels and car rentals via…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Citi's secure site View details
Best for lounge access
Credit card Citi - Mastercard

Mid-premium AAdvantage card with Admirals Club passes and a companion certificate.

Miles No FX fee
Fee
$350 USD/yr
Interest
19.49% - 29.49%
Interest-free
-

Why we like it

  • 6X AAdvantage miles on eligible hotels via aadvantagehotels.com; 3X…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Citi's secure site View details
Best for travel insurance
Credit card American Express

Top-tier Hilton card with Diamond status, free night awards, and resort credits.

Points No FX fee
Fee
$550 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 14x Hilton points on Hilton purchases; 7x on flights,…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for rewards
Credit card American Express

Mid-tier Hilton card with Gold status, $200 in hotel credits, and a strong welcome offer.

Points No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 12x Hilton points on Hilton purchases; 6x at U.S.…
  • Welcome bonus
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

Mid-tier Marriott card with Gold Elite status and strong dining and grocery earning.

Points No FX fee
Fee
$250 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6x Marriott Bonvoy points on Marriott purchases; 4x at…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for lounge access
Credit card American Express

Premium Marriott card with Platinum Elite status, annual free night, and Priority Pass lounge access.

Points No FX fee
Fee
$650 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6x Marriott Bonvoy points on Marriott purchases; 3x at…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for rewards
Credit card Petal - Visa

All rewards, no fees — the credit card that pays you back

Cash back No FX fee
Fee
No fee
Interest
28.24% - 30.24%
Interest-free
21 days

Why we like it

  • 1% cash back on all purchases from card activation;…
  • No card fee
  • No foreign transaction fees
Apply now On Petal's secure site View details
Best for lounge access
Prepaid card Revolut - Visa

Revolut Ultra

9.2/10

Unlimited lounges, platinum card, and the fastest RevPoints earn rate

Points No FX fee
Fee
£45 GBP/mo (≈ $56)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £1 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Revolut's secure site View details
Longest interest-free period
Credit card Barclaycard UK - Visa

Earn Amazon Rewards on every purchase — and double up on Prime Day.

Points
Fee
No fee
Interest
from 28.9%
Interest-free
56 days

Why we like it

  • 1% back in Amazon Rewards when shopping on Amazon…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

4X points on dining — the restaurant rewards card for foodies

Points Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 4X points on dining, takeout, and restaurant delivery (up…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Earn up to 4% cash back on everything — for U.S. Bank loyalists

Cash back Pay in installments
Fee
No fee
Interest
17.74% - 27.99%
Interest-free
-

Why we like it

  • Unlimited 2% cash back on every purchase. Earn up…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Earn cashback on every purchase, at home and abroad

Cash back No FX fee
Fee
No fee
Interest
24.9% - 27.9%
Interest-free
50 days

Why we like it

  • 1% cashback on all purchases for the first 90…
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Credit card Virgin Money - Mastercard

Regulated BNPL - choose your repayment plan each month

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 19.5%
Interest-free
-

Why we like it

  • Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Virgin Money's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Spend fee-free worldwide with 9 months 0% on purchases

Cash back No FX fee
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • 1% cashback for first 90 days, then 0.25% (max…
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Debit card Vivid Money - Visa

Vivid Prime

9.2/10

Premium metal Visa card with maximum cashback and global ATM access

Cash back No FX fee
Fee
€7.9 EUR/mo (≈ $8)
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €100/month cashback on card purchases across up…
  • Welcome bonus
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Best for rewards
Credit card Wells Fargo - Mastercard

Premium Choice Hotels card with TSA PreCheck credit and Platinum status

Points No FX fee
Fee
$95 USD/yr
Interest
19.74% - 28.49%
Interest-free
-

Why we like it

  • 10X Choice Privileges points at participating Choice Hotels; 5X…
  • Welcome bonus
  • No foreign transaction fees
Apply now On Wells Fargo's secure site View details
Best for travel insurance
Credit card Wells Fargo - Mastercard

Premium Expedia travel card with TSA PreCheck credit and Gold status

Points No FX fee
Fee
$99 USD/yr
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Wells Fargo's secure site View details
Best for lounge access
Credit card American Express UK - American Express

The ultimate metal card for frequent travellers

Points Pay in installments No FX fee
Fee
£650 GBP/yr (≈ $810)
Interest
29.1% - 685.3%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 on all spend.…
  • Welcome bonus
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for lounge access
Credit card BBVA - Visa

BBVA Mexico’s ultra-premium Visa Infinite with Priority Pass and 23% points back

Points Pay in installments No FX fee
Fee
6,247 MXN/yr (≈ $320)
Interest
Not published
Interest-free
-

Why we like it

  • 23% of purchases returned as BBVA Points (equivalent to…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On BBVA's secure site View details
Best for lounge access
Credit card BBVA - Visa

BBVA Mexico’s premium Visa with lounge access and 15% points back

Points Pay in installments No FX fee
Fee
2,551 MXN/yr (≈ $130)
Interest
Not published
Interest-free
-

Why we like it

  • 15% of purchases returned as BBVA Points
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On BBVA's secure site View details
Best for rewards
Credit card Bancolombia - American Express

Mid-tier Amex with double points at Colombia's top supermarkets

Points Pay in installments No FX fee
Fee
36,990 COP/mo (≈ $9)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 5,300 in domestic purchases;…
  • Welcome bonus
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Bancolombia - Mastercard

Unlimited access to 1,600+ VIP airport lounges worldwide

Points Pay in installments No FX fee
Fee
50,960 COP/mo (≈ $12)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 3,800 in domestic purchases
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Bancolombia's secure site View details
Best for rewards
Credit card Bancolombia - Mastercard

Free virtual add-on card with a 10% extra credit limit

Points Pay in installments No FX fee
Fee
No fee
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Bancolombia - American Express

Access to 1,700+ VIP lounges, Centurion Lounge, and priority pass

Points Pay in installments No FX fee
Fee
50,960 COP/mo (≈ $12)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 3,800 in domestic purchases
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Bancolombia - Visa

Earn Avianca LifeMiles on every purchase — with business upgrades and lounge access

Miles Pay in installments No FX fee
Fee
43,850 COP/mo (≈ $11)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 2 LifeMiles per USD 1 at Avianca; 1.5 miles…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card Bancolombia - Visa

Mid-tier Visa with extended warranty and up to USD 1,000 purchase protection

Points Pay in installments No FX fee
Fee
36,990 COP/mo (≈ $9)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 5,300 in domestic purchases
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card Bank of America - Visa

Premium travel rewards with $200 in annual credits

Points Pay in installments No FX fee
Fee
$95 USD/yr
Interest
19.49% - 27.49%
Interest-free
-

Why we like it

  • 2 points per $1 on travel and dining; 1.5…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Bank of America's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

Premium Avios earning with a multi-cabin 2-for-1 voucher

Miles Pay in installments No FX fee
Fee
£300 GBP/yr (≈ $380)
Interest
29.1% - 135.7%
Interest-free
56 days

Why we like it

  • 1.5 Avios per £1 on all purchases; 3 Avios…
  • Welcome bonus
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Best for travel insurance
Credit card Chase - Visa

Up to 26x at IHG hotels with Platinum Elite status and a free anniversary night

Points No FX fee
Fee
$99 USD/yr
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 10x IHG hotels, 5x travel/dining/gas, 3x all else; up…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Chase - Visa

Annual free night award plus Silver Elite status at $95/year

Points No FX fee
Fee
$95 USD/yr
Interest
19.24% - 27.74%
Interest-free
-

Why we like it

  • 6x Marriott Bonvoy hotels, 3x groceries/gas/dining (first $6k/yr), 2x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Chase - Visa

Best-in-class mid-tier travel rewards card at a $95 annual fee

Points No FX fee
Fee
$95 USD/yr
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 5x Chase Travel, 3x dining/streaming/online grocery/gas/vacation rentals, 2x other…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Chase - Visa

Mid-premium United card with a $200 travel credit and free checked bags

Miles No FX fee
Fee
$350 USD/yr
Interest
19.74% - 28.24%
Interest-free
-

Why we like it

  • 10x eligible United flights, 4x other United purchases, 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Credit One Bank - American Express

Travel rewards with no foreign transaction fees for fair credit

Points No FX fee
Fee
$95 USD/yr
Interest
from 29.74%
Interest-free
-

Why we like it

  • 10 points per $1 on eligible hotel and car…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Credit One Bank's secure site View details
Best for lounge access
Prepaid card Curve - Mastercard

Maximum FX headroom, lounge access and cashback at 12 retailers

Cash back Pay in installments No FX fee
Fee
£17.99 GBP/mo (≈ $22)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Airport lounge access
  • Pay in installments
Apply now On Curve's secure site View details
Best for travel insurance
Credit card American Express

Annual companion certificate and $2,500 MQD Headstart for dedicated Delta loyalists.

Miles No FX fee
Fee
$350 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x miles on Delta purchases and eligible hotels; 2x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for lounge access
Credit card American Express

Delta Sky Club access and a premium companion certificate for top-tier Delta travelers.

Miles No FX fee
Fee
$650 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x miles on Delta purchases; 1x on all other…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for lounge access
Credit card HSBC UK - Mastercard

The ultimate travel Mastercard for HSBC Premier customers

Points
Fee
£290 GBP/yr (≈ $360)
Interest
from 29.9%
Interest-free
-

Why we like it

  • Earn 3 HSBC points per £1 on sterling purchases…
  • Welcome bonus
  • Airport lounge access
  • Travel insurance included
Apply now On HSBC UK's secure site View details
Best for travel insurance
Debit card Monzo - Mastercard

Monzo Max

9.0/10

The fully loaded account with travel and phone cover

Cash back No FX fee
Fee
£17 GBP/mo (≈ $21)
Foreign fee
None
Type
Debit card

Why we like it

  • All Perks-tier rewards plus: 3.25% AER on savings pots,…
  • No foreign transaction fees
  • Travel insurance included
Apply now On Monzo's secure site View details
Best for rewards
Credit card Upgrade - Visa

One card, two modes — pay now or pay later on every purchase

Cash back Pay in installments
Fee
No fee
Interest
14.99% - 29.99%
Interest-free
-

Why we like it

  • Up to 3% cash back on everyday purchases (convenience…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Upgrade's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

20 months 0% on both purchases and balance transfers

Cash back
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature in…
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for travel insurance
Prepaid card bunq - Mastercard

bunq Elite

9.0/10

Premium global banking with cashback, travel insurance and eSIM

Cash back
Fee
€18.99 EUR/mo (≈ $20)
Foreign fee
0.5%
Type
Prepaid card

Why we like it

  • 1% cashback on all card payments. Invite up to…
  • Welcome bonus
  • Travel insurance included
Apply now On bunq's secure site View details
Best for travel insurance
Credit card American Express Germany - American Express

Einstieg in Membership Rewards mit Versicherungsschutz

Points Pay in installments
Fee
€60 EUR/yr (≈ $65)
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent, included in…
  • Welcome bonus
  • Travel insurance included
  • Pay in installments
Apply now On American Express Germany's secure site View details
Best for lounge access
Credit card American Express Germany - American Express

Die Platinum Card aus Metall – maximale Reiseprivilegien

Points Pay in installments
Fee
€720 EUR/yr (≈ $770)
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent (optional Turbo:…
  • Welcome bonus
  • Airport lounge access
  • Travel insurance included
Apply now On American Express Germany's secure site View details
Best for lounge access
Credit card American Express UK - American Express

Premium rewards with a first-year free trial

Points Pay in installments
Fee
£195 GBP/yr (≈ $240)
Interest
29.1% - 85.8%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 on general spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Airport lounge access
Apply now On American Express UK's secure site View details
Best for rewards
Credit card BBVA - Visa

Premium Aqua card with zero foreign fees and 10% back on subscriptions

Cash back Pay in installments No FX fee
Fee
€65 EUR/yr (≈ $70)
Interest
0% - 23.81%
Interest-free
30 days

Why we like it

  • 10% cashback on digital subscriptions (Netflix, Spotify, Disney+, Amazon…
  • No foreign transaction fees
  • Pay in installments
Apply now On BBVA's secure site View details
Best for rewards
Credit card BBVA - Visa

Mexico’s most-requested BBVA card — free with payroll, earns 9% back in points

Points Pay in installments No FX fee
Fee
748 MXN/yr (≈ $38)
Interest
Not published
Interest-free
-

Why we like it

  • 9% of purchases returned as BBVA Points redeemable at…
  • No foreign transaction fees
  • Pay in installments
Apply now On BBVA's secure site View details
Best for travel insurance
Credit card American Express Germany - American Express

BMW-Kreditkarte mit 1 % Kraftstoff- und Lade-Cashback

Points Pay in installments
Fee
€44 EUR/yr (≈ $47)
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent. 1% cashback…
  • Welcome bonus
  • Travel insurance included
  • Pay in installments
Apply now On American Express Germany's secure site View details
Best for lounge access
Credit card Bancolombia - Mastercard

Platinum benefits with lounge access and travel protection

Points Pay in installments No FX fee
Fee
40,350 COP/mo (≈ $10)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 4,500 in domestic purchases
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card Chase - Visa

Southwest's entry-level card with a free checked bag at $99/year

Points No FX fee
Fee
$99 USD/yr
Interest
19.24% - 27.74%
Interest-free
-

Why we like it

  • 2x Southwest purchases, 2x gas/groceries (up to $5k/yr), 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Chase - Visa

Southwest's premium card with 7,500 anniversary points and unlimited upgrades

Points No FX fee
Fee
$229 USD/yr
Interest
19.24% - 27.74%
Interest-free
-

Why we like it

  • 4x Southwest purchases, 2x restaurants/gas, 1x all else; 7,500…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Chase - Visa

Annual free night at Category 1–4 Hyatt hotels, $95 annual fee

Points No FX fee
Fee
$95 USD/yr
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 4x at Hyatt, 2x dining/airlines/transit/fitness, 1x all else; up…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Citi - Mastercard

First checked bag free and preferred boarding for frequent American Airlines fliers.

Miles No FX fee
Fee
$99 USD/yr
Interest
19.49% - 29.49%
Interest-free
-

Why we like it

  • 2X AAdvantage miles on eligible American Airlines purchases, at…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Citi's secure site View details
Best for rewards
Credit card Credit One Bank - Visa

Earn 2% cash back on everyday purchases with no annual fee

Cash back
Fee
No fee
Interest
25.49% - 29.74%
Interest-free
-

Why we like it

  • 2% cash back on eligible gas, grocery, internet, cable,…
  • No card fee
Apply now On Credit One Bank's secure site View details
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay X

8.8/10

More FX freedom and cashback for occasional travellers

Cash back Pay in installments No FX fee
Fee
£5.99 GBP/mo (≈ $7)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Best for lounge access
Credit card DBS Bank - Visa

Singapore's premier flexible-rewards card with 10 lounge visits and Accor hotel perks

Miles
Fee
$599.5 SGD/yr (≈ $440)
Interest
from 27.8%
Interest-free
25 days

Why we like it

  • 1.5 miles per S$1 local; 2.2 miles per S$1…
  • Welcome bonus
  • Airport lounge access
  • Travel insurance included
Apply now On DBS Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Mastercard

Collect Austrian Airlines miles on every purchase with Priority Pass lounge access

Miles Pay in installments
Fee
€237.6 EUR/yr (≈ $260)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 1 mile per €1.50 spent on eligible purchases. 1…
  • Welcome bonus
  • Airport lounge access
  • Travel insurance included
Apply now On Erste Bank's secure site View details
Best for lounge access
Debit card N26 - Mastercard

N26 Go

8.8/10

Travel-first banking with unlimited global ATM withdrawals and Allianz insurance

Cash back No FX fee
Fee
€9.9 EUR/mo (≈ $11)
Foreign fee
None
Type
Debit card

Why we like it

  • 1% cashback on card purchases made outside the EEA,…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On N26's secure site View details
Best for lounge access
Prepaid card Revolut - Visa

Premium stainless steel card with double-speed RevPoints

Points No FX fee
Fee
£14.99 GBP/mo (≈ $19)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £2 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Revolut's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

More cashback for regular spenders

Cash back Pay in installments
Fee
£25 GBP/yr (≈ $31)
Interest
from 34.6%
Interest-free
56 days

Why we like it

  • 0.75% cashback on the first £10,000 of annual spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Travel insurance included
Apply now On American Express UK's secure site View details
Best for lounge access
Credit card American Express Germany - American Express

Premium-Reisekarte aus Metall mit umfangreichem Versicherungsschutz

Points Pay in installments
Fee
€240 EUR/yr (≈ $260)
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent. Points redeemable…
  • Welcome bonus
  • Airport lounge access
  • Travel insurance included
Apply now On American Express Germany's secure site View details
Best for lounge access
Credit card American Express Germany - American Express

Premium-Karte für BMW-Fans mit Priority Pass und exklusivem Fahrzeugschutz

Points Pay in installments
Fee
€500 EUR/yr (≈ $540)
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent everywhere; 2…
  • Welcome bonus
  • Airport lounge access
  • Travel insurance included
Apply now On American Express Germany's secure site View details
Best for rewards
Credit card Bancolombia - American Express

Entry Amex card with cinema perks and purchase protection

Points Pay in installments No FX fee
Fee
30,900 COP/mo (≈ $7)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Bancolombia - American Express

Premium Amex experience with El Dorado lounge access and extended warranty

Points Pay in installments No FX fee
Fee
40,350 COP/mo (≈ $10)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 4,500 in domestic purchases
  • No foreign transaction fees
  • Airport lounge access
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Bancolombia - American Express

By-invitation-only metal Amex with unlimited Centurion Lounge and 6 guest passes

Points Pay in installments No FX fee
Fee
115,500 COP/mo (≈ $28)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 3,800 domestic; 12 points…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card Bancolombia - Visa

Entry Visa card with weekly restaurant discounts and price protection

Points Pay in installments No FX fee
Fee
30,900 COP/mo (≈ $7)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card American Express

Best-in-class 6% back at U.S. supermarkets for families and frequent streamers.

Cash back Pay in installments
Fee
$95 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6% cash back at U.S. supermarkets (up to $6,000/yr,…
  • Welcome bonus
  • Travel insurance included
  • Pay in installments
Apply now On American Express's secure site View details
Best for rewards
Credit card Capital One - Discover

Dining and entertainment rewards for fair-credit cardholders with a $39 annual fee

Cash back No FX fee
Fee
$39 USD/yr
Interest
from 28.99%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, and…
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Chase - Visa

Mid-tier Marriott card with Gold Elite status and a $250 annual fee

Points No FX fee
Fee
$250 USD/yr
Interest
19.24% - 27.74%
Interest-free
-

Why we like it

  • 6x Marriott hotels, 4x groceries/dining (first $15k/yr), 2x all…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Chase's secure site View details
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay Pro

8.6/10

The frequent traveller's fee-free global card

Cash back Pay in installments No FX fee
Fee
£9.99 GBP/mo (≈ $12)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Best for rewards
Credit card DBS Bank - Visa

The zero-FX-fee cashback card for young urban spenders

Cash back No FX fee
Fee
$196.2 SGD/yr (≈ $150)
Interest
from 27.8%
Interest-free
25 days

Why we like it

  • Up to 6% cashback on shopping and contactless transport;…
  • Welcome bonus
  • No foreign transaction fees
Apply now On DBS Bank's secure site View details
Best for lounge access
Credit card Danske Bank - Mastercard

Premium credit card with worldwide travel insurance, Priority Pass lounge access and 24/7 concierge

Cash back Pay in installments
Fee
1,395 DKK/yr (≈ $200)
Interest
11.7% - 22.8%
Interest-free
-

Why we like it

  • Cashback at 1,700+ participating stores, restaurants and webshops in…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Danske Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Visa

Premium Visa card with travel insurance and airport benefits

Cash back Pay in installments
Fee
€99 EUR/yr (≈ $110)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 0.60% cashback at participating online shops where card is…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Erste Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Premium travel and lifestyle card with unlimited lounge access and 3.33% rewards rate

Points
Fee
₹10,000 INR/yr (≈ $120)
Interest
from 23.88%
Interest-free
50 days

Why we like it

  • 5 Reward Points per ₹150 (3.33%); 2x on weekend…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

Mid-premium lifestyle card with Priority Pass lounge access and low forex markup

Points
Fee
₹2,500 INR/yr (≈ $30)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5 Reward Points per ₹200 on retail; 25 RP…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card KBC Bank - Mastercard

Free worldwide Mastercard credit card with flexible optional protection packages

No rewards Pay in installments
Fee
No fee
Interest
from 8.97%
Interest-free
30 days

Why we like it

  • No structured cashback or points programme. Mastercard network benefits…
  • No card fee
  • Airport lounge access
  • Travel insurance included
Apply now On KBC Bank's secure site View details
Best for travel insurance
Credit card American Express UK - American Express

Earn hotel points and elite status on everyday spending

Points Pay in installments
Fee
£95 GBP/yr (≈ $120)
Interest
29.1% - 52.5%
Interest-free
56 days

Why we like it

  • 2 Marriott Bonvoy points per £1 on all spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Travel insurance included
Apply now On American Express UK's secure site View details
Best for rewards
Debit card Monzo - Mastercard

Monzo Perks

8.6/10

Everyday perks baked into your bank account

Cash back No FX fee
Fee
£7 GBP/mo (≈ $9)
Foreign fee
None
Type
Debit card

Why we like it

  • All Extra-tier cashback and savings features, plus lifestyle perks:…
  • No foreign transaction fees
Apply now On Monzo's secure site View details
Best for lounge access
Debit card N26 - Mastercard

N26 Metal

8.6/10

Premium 16g stainless-steel Mastercard with comprehensive insurance and top savings rates

Cash back No FX fee
Fee
€16.9 EUR/mo (≈ $18)
Foreign fee
None
Type
Debit card

Why we like it

  • 1% cashback on card purchases made outside the EEA,…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On N26's secure site View details
Longest interest-free period
Credit card American Express UK - American Express

Supercharge your Nectar points on everyday shopping

Points Pay in installments
Fee
£30 GBP/yr (≈ $38)
Interest
29.1% - 35.8%
Interest-free
56 days

Why we like it

  • 2 Nectar points per £1 on everyday purchases; 3…
  • Welcome bonus
  • 56-day interest-free period
  • Pay in installments
Apply now On American Express UK's secure site View details
Best for rewards
Prepaid card Revolut - Visa

Revolut Plus

8.6/10

Light-touch paid plan with purchase protection

Points No FX fee
Fee
£3.99 GBP/mo (≈ $5)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable for Avios or…
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Best for lounge access
Prepaid card Revolut - Visa

Unlimited FX with full travel insurance

Points No FX fee
Fee
£7.99 GBP/mo (≈ $10)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £4 spent; redeemable 1:1 for Avios…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Revolut's secure site View details
Best for lounge access
Credit card Swedbank - Mastercard

Premium card with unlimited airport lounge access and personal concierge

Cash back Pay in installments
Fee
1,700 SEK/yr (≈ $160)
Interest
13.05% - 14.62%
Interest-free
-

Why we like it

  • Earn 1 point per 1 SEK spent on all…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Swedbank's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Balance transfers and purchases interest-free for 12 months

Cash back
Fee
No fee
Interest
from 29.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature in…
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Debit card Vivid Money - Visa

Vivid Plus

8.6/10

Mid-tier plan with higher cashback and free virtual card

Cash back No FX fee
Fee
€6.9 EUR/mo (≈ $7)
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €50/month cashback on card purchases across up…
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Best for travel insurance
Credit card BBVA - Visa

Mid-tier Mexico card earning 11% back in points with travel perks

Points Pay in installments No FX fee
Fee
1,151 MXN/yr (≈ $59)
Interest
Not published
Interest-free
-

Why we like it

  • 11% of purchases returned as BBVA Points; free baggage…
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments
Apply now On BBVA's secure site View details
Best for travel insurance
Credit card Bancolombia - Mastercard

Entry-level Mastercard with a fee that disappears when you use it

Points Pay in installments No FX fee
Fee
30,900 COP/mo (≈ $7)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for rewards
Credit card Bancolombia - Mastercard

Credit-building card for earners at 1–2 minimum wages

Points Pay in installments No FX fee
Fee
18,500 COP/mo (≈ $4)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card Bancolombia - Mastercard

Colombia's youth credit card with daily cinema perks

Points Pay in installments No FX fee
Fee
17,250 COP/mo (≈ $4)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for travel insurance
Credit card Bancolombia - Mastercard

Mid-tier Mastercard with accelerated points earning

Points Pay in installments No FX fee
Fee
36,990 COP/mo (≈ $9)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 5,300 in domestic purchases
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for rewards
Credit card Bancolombia - Mastercard

Colombia's 100% virtual Mastercard — usable instantly via app

Points Pay in installments No FX fee
Fee
9,900 COP/mo (≈ $2)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for no fee
Credit card Bancolombia - American Express

Zero-fee American Express — permanently free with no strings attached

Pay in installments No FX fee
Fee
No fee
Interest
from 28.75%
Interest-free
-

Why we like it

  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for rewards
Credit card Bancolombia - Visa

The official Selección Colombia fan credit card with exclusive match access

Points Pay in installments No FX fee
Fee
30,990 COP/mo (≈ $7)
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Best for lounge access
Credit card Barclaycard UK - Mastercard

Premium Avios earning at 1.5x — with a lower spend threshold for the upgrade voucher.

Miles
Fee
£20 GBP/mo (≈ $25)
Interest
29.9% - 80.1%
Interest-free
56 days

Why we like it

  • 1.5 Avios per £1 spent on eligible purchases; upgrade…
  • Welcome bonus
  • 56-day interest-free period
  • Airport lounge access
Apply now On Barclaycard UK's secure site View details
Best for rewards
Credit card Capital One - Discover

1.5% cash back card for fair credit that builds toward a higher credit line

Cash back No FX fee
Fee
$39 USD/yr
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for lounge access
Credit card Danske Bank - Mastercard

Mid-tier credit card with European travel insurance and higher limits

Cash back Pay in installments
Fee
795 DKK/yr (≈ $120)
Interest
8.7% - 22.8%
Interest-free
-

Why we like it

  • Cashback at 1,700+ participating stores, restaurants and webshops in…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Danske Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

India's most exclusive invite-only metal card with unlimited lounge access

Points Pay in installments
Fee
₹12,500 INR/yr (≈ $150)
Interest
from 23.88%
Interest-free
50 days

Why we like it

  • 5 Reward Points per ₹150 spent; up to 3.33%…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for rewards
Debit card Monzo - Mastercard

Monzo Extra

8.4/10

More tools to make your money work harder

Cash back No FX fee
Fee
£3 GBP/mo (≈ $4)
Foreign fee
None
Type
Debit card

Why we like it

  • All free-tier retailer cashback offers plus 5% AER on…
  • No foreign transaction fees
Apply now On Monzo's secure site View details
Best for lounge access
Credit card Nordea - Mastercard

Nordea's top-tier consumer Mastercard with lounge access, Fast Track and comprehensive travel insurance

Cash back Pay in installments
Fee
€16.99 EUR/mo (≈ $18)
Interest
from 17%
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases; 0.7% on purchases…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Nordea's secure site View details
Best for travel insurance
Credit card Swedbank - Mastercard

Mid-tier rewards card with fuel discounts and comprehensive travel insurance

Cash back Pay in installments
Fee
495 SEK/yr (≈ $47)
Interest
12.93% - 13.55%
Interest-free
-

Why we like it

  • Earn 1 point per 1 SEK spent on all…
  • Travel insurance included
  • Pay in installments
Apply now On Swedbank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Best-in-class 6% cash back at your favorite retailers

Cash back Pay in installments
Fee
$95 USD/yr
Interest
18.74% - 28.74%
Interest-free
-

Why we like it

  • 6% cash back on first $1,500 in combined eligible…
  • Welcome bonus
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for travel insurance
Credit card BBVA - Visa

Premium Iberia co-brand earning Avios on every purchase with top travel cover

Miles Pay in installments
Fee
€99 EUR/yr (≈ $110)
Interest
0% - 23.81%
Interest-free
30 days

Why we like it

  • 1 Avios per €3 spent; double Avios at Iberia…
  • Travel insurance included
  • Pay in installments
Apply now On BBVA's secure site View details
Best for lounge access
Credit card BBVA - Visa

BBVA’s top-tier Visa for private banking clients — no foreign fees, lounge access

Pay in installments No FX fee
Fee
€120 EUR/yr (≈ $130)
Interest
0% - 10.71%
Interest-free
30 days

Why we like it

  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On BBVA's secure site View details
Best for rewards
Credit card Chase - Visa

Chase's premium Disney card — 10% on Disney streaming at $149/year

Points Pay in installments
Fee
$149 USD/yr
Interest
18.24% - 27.74%
Interest-free
-

Why we like it

  • 10% Disney streaming, 3% gas/Disney locations, 2% groceries/restaurants, 1%…
  • Welcome bonus
  • Pay in installments
Apply now On Chase's secure site View details
Best for travel insurance
Credit card Credit One Bank - American Express

Simple unlimited cash back for fair credit on American Express

Cash back
Fee
$39 USD/yr
Interest
from 29.74%
Interest-free
-

Why we like it

  • Unlimited 1% cash back on all purchases, automatically applied…
  • Travel insurance included
Apply now On Credit One Bank's secure site View details
Best for rewards
Credit card DBS Bank - Visa

Maximum everyday cashback across Cold Storage, Giant, 7-Eleven, foodpanda, and more

Cash back
Fee
$196.2 SGD/yr (≈ $150)
Interest
from 27.8%
Interest-free
25 days

Why we like it

  • Up to 18% cash rebates at yuu partner merchants…
  • Welcome bonus
Apply now On DBS Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Mastercard

Premium travel benefits and comprehensive insurance with Mastercard

Cash back Pay in installments
Fee
€99 EUR/yr (≈ $110)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 0.60% cashback at participating online shops where card is…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Erste Bank's secure site View details
Best for lounge access
Credit card Erste Bank - Visa

Exclusive metal Visa card for Erste Private Banking clients with global lounge access

Cash back Pay in installments
Fee
€444 EUR/yr (≈ $480)
Interest
from 5.19%
Interest-free
-

Why we like it

  • 0.60% cashback at participating online shops (max €30/year). Foreign…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Erste Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Affordable Diners Club card with dining perks and quarterly lounge access

Points
Fee
₹1,000 INR/yr (≈ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 4 Reward Points per ₹200 on eligible spends; 5x…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Dedicated Marriott hotel rewards card with Free Night Awards and Silver Elite status

Points
Fee
₹3,000 INR/yr (≈ $36)
Interest
Not published
Interest-free
50 days

Why we like it

  • 8 Marriott Bonvoy Points per ₹150 at Marriott hotels;…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for travel insurance
Credit card Millennium BCP - Visa

Accelerate TAP miles at 1.5x with Premium Check-in included.

Miles Pay in installments
Fee
€83.2 EUR/yr (≈ $89)
Interest
from 17.9%
Interest-free
30 days

Why we like it

  • Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum…
  • Travel insurance included
  • Pay in installments
Apply now On Millennium BCP's secure site View details
Best for travel insurance
Credit card BBVA - Visa

Entry-level co-branded Iberia card with flight discounts and Avios

Miles Pay in installments
Fee
€50 EUR/yr (≈ $54)
Interest
0% - 23.93%
Interest-free
30 days

Why we like it

  • Avios on select Iberia partner merchants; 10% annual discount…
  • Travel insurance included
  • Pay in installments
Apply now On BBVA's secure site View details
Best for travel insurance
Credit card Danske Bank - Mastercard

Entry-level credit card with up to six weeks interest-free credit and cashback

Cash back Pay in installments
Fee
250 DKK/yr (≈ $36)
Interest
15.2% - 23.7%
Interest-free
-

Why we like it

  • Cashback at 1,700+ participating stores, restaurants and webshops in…
  • Travel insurance included
  • Pay in installments
Apply now On Danske Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Entry-level everyday rewards card with 10x points on top online brands

Cash back
Fee
₹500 INR/yr (≈ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints (20 pts/₹200) on Amazon, Flipkart, Swiggy, BigBasket,…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card Millennium BCP - Visa

Premium rewards card with Priority Pass lounge access at 1,000+ airports.

Points Pay in installments
Fee
€83.2 EUR/yr (≈ $89)
Interest
from 16.8%
Interest-free
30 days

Why we like it

  • Millennium Rewards: earn 1 point per €1 spent. Points…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Millennium BCP's secure site View details
Best for travel insurance
Credit card Millennium BCP - Visa

Earn TAP Miles&Go miles on every purchase with the entry-level TAP card.

Miles Pay in installments
Fee
€41.6 EUR/yr (≈ $45)
Interest
from 18.5%
Interest-free
30 days

Why we like it

  • Earn 1 TAP Miles&Go mile per €1 spent. Maximum…
  • Travel insurance included
  • Pay in installments
Apply now On Millennium BCP's secure site View details
Best for lounge access
Credit card Millennium BCP - Visa

Millennium BCP's top-tier TAP card: 2x miles, TAP Premium Lounge, and fast-track access.

Miles Pay in installments
Fee
€312 EUR/yr (≈ $340)
Interest
from 18.8%
Interest-free
30 days

Why we like it

  • Earn 2 TAP Miles&Go miles per €1 spent. Maximum…
  • Airport lounge access
  • Travel insurance included
  • Pay in installments
Apply now On Millennium BCP's secure site View details
Best for travel insurance
Credit card Nordea - Mastercard

Nordea Gold

8.0/10

Nordea's most popular Mastercard with travel insurance and cashback (from May 2026)

Cash back Pay in installments
Fee
€5.99 EUR/mo (≈ $6)
Interest
from 22.1%
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases (from May 1,…
  • Travel insurance included
  • Pay in installments
Apply now On Nordea's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

Earn NeuCoins across the Tata ecosystem with a low forex markup

Points
Fee
₹1,499 INR/yr (≈ $18)
Interest
from 45%
Interest-free
50 days

Why we like it

  • Up to 10% NeuCoins on Tata Neu app (with…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Best-value digital-first cashback card for online shoppers

Cash back
Fee
₹1,000 INR/yr (≈ $12)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% cashback on Amazon, Flipkart, BookMyShow, Cult.fit, Myntra, Sony…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Debit card HDFC Bank - Visa

Premium debit card with golf privileges, lounge access, and lifestyle benefits

Cash back
Fee
₹850 INR/yr (≈ $10)
Foreign fee
3.5%
Type
Debit card

Why we like it

  • 1 CashBack Point per ₹200 on groceries, supermarkets, apparel,…
  • Airport lounge access
  • Travel insurance included
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

India's lowest-fee virtual credit card for UPI everyday payments

Cash back
Fee
₹250 INR/yr (≈ $3)
Interest
Not published
Interest-free
50 days

Why we like it

  • 3% CashPoints on groceries, supermarket, dining, and PayZapp; 2%…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for travel insurance
Credit card Millennium BCP - Visa

Mid-tier rewards card with Millennium points on every purchase.

Points Pay in installments
Fee
€31.2 EUR/yr (≈ $34)
Interest
from 18.8%
Interest-free
30 days

Why we like it

  • Millennium Rewards: earn 1 point per €1 spent. Points…
  • Travel insurance included
  • Pay in installments
Apply now On Millennium BCP's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Premium Swiggy cashback card for food delivery and online lifestyle spends

Cash back
Fee
₹1,000 INR/yr (≈ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10% cashback on Swiggy (food, Instamart, Dineout, Genie) capped…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Low-fee starter card with 10x rewards on daily lifestyle spends

Cash back
Fee
₹500 INR/yr (≈ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (max…
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

Customisable cashback card — choose your own categories and card design

Cash back
Fee
₹500 INR/yr (≈ $6)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% on two self-chosen categories (dining, travel, grocery, fashion,…
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for rewards
Prepaid card bunq - Mastercard

bunq Pro

7.2/10

Multi-account budgeting with 3 cards and 25 digital cards

No rewards
Fee
€9.99 EUR/mo (≈ $11)
Foreign fee
0.5%
Type
Prepaid card

Why we like it

  • Environmental: 1 tree planted per €250 spent
  • Welcome bonus
Apply now On bunq's secure site View details
Best for rewards
Credit card Nordea - Mastercard

Nordea Credit

7.0/10

A basic Mastercard credit card with no frills and an affordable monthly fee

No rewards Pay in installments
Fee
€2.99 EUR/mo (≈ $3)
Interest
from 23.3%
Interest-free
30 days

Why we like it

  • K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives…
  • Pay in installments
Apply now On Nordea's secure site View details

Good to know

How to choose a card

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What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
How do I avoid foreign-transaction fees?
Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
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