Nebeus review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Nebeus is a Spanish custodial debit card for people who want everyday spending across several currencies with nothing spent on monthly or conversion charges. The €2,000 free ATM allowance is the standout, and the 0% conversion fee makes it a fit for travel and multi-currency spend.
Key facts
- Best for
- Anyone wanting a low cost custodial multi-currency debit card.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Free ATM withdrawals
- €2,000 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Cashback rate
- 0% (Source, checked September 26, 2026)
- Custody
- Custodial (Source, checked September 26, 2026)
- Legal entity
- Rintral Trading (Source, checked September 26, 2026)
- Headquarters
- Spain (Source, checked September 26, 2026)
- Founded
- 2014 (Source, checked September 26, 2026)
- Features
- Multi-currency, Crypto, Virtual card, Custodial
- Official website
- nebeus.com
Pros and cons
Pros
- Monthly fee of €0 on the debit account
- Currency conversion fee of 0% across multi currency, crypto and virtual card features
- Free ATM withdrawals of €2,000
- A debit card with a virtual card option
Cons
- Cashback rate of 0% means nothing comes back on spending
- Custody of custodial puts your balance with the provider, not in your own wallet
Who it suits
- People holding balances in several currencies who spend often abroad
- Users who want a virtual card for online payments from the same account
- Anyone who wants free ATM withdrawals without a monthly charge
Who should look elsewhere
- Chime Card (Secured Visa Credit Card), if you want credit building rather than a plain spending card
- Varo Believe Secured Credit Card, if a deposit backed card fits your spending better
How Nebeus compares
9.0 vs 9.4
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.2
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 9.0
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.2
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 9.6
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
- 9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2
9.0 vs 8.0
9.0 vs 8.0
Where Nebeus is available
- Available
- Spain
- Licence in Spain
- Bank of Spain (D664), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Nebeus card cost to hold?+
The monthly fee is €0 on the debit account, so there is no charge for keeping the card active. Spending abroad adds a currency conversion fee of 0%. Overall the card scores 6.2 out of ten, with a cost part of 7.
Is there a fee when I change currency?+
Nebeus charges 0% for currency conversion, which is well below the site median of 1%. That is why the card ranks 1 of 259 brands on conversion fees. Its multi-currency support is part of multi currency, crypto and virtual card.
How much can I take out of ATMs?+
Free ATM withdrawals run to €2,000, the highest allowance in the comparison. The site median is €0, and Nebeus ranks 1 of 115 brands on this measure.
Who regulates Nebeus?+
Nebeus is regulated by the Bank of Spain in Spain, listed under licence D664. The account is operated by the legal entity Rintral Trading, which is based in the company's home country of ES.
Do I get any cashback or rewards?+
No, the cashback rate is 0%, so nothing comes back on what you spend. The offer part of the score is 5, the weaker of the two cost and offer scores. The card pays for itself through low fees rather than rewards.
Can I hold crypto on the account?+
Yes, crypto support is one of the multi currency, crypto and virtual card on the card. The same list also covers multi-currency, virtual card and custodial handling, so a single account covers both crypto and everyday spending.
Who is the Nebeus card for?+
It suits adults who want a plain spending account with several currency balances, a virtual card for online use and free ATM access. The card is a debit rather than a credit card, so it is aimed at people paying from a balance they already hold.
Where is Nebeus based?+
Nebeus was founded in 2014 and is based in Spain, with the account run by Rintral Trading. Because the licence is Spanish, the account is set up for customers in Spain rather than for UK residents.
What is the difference between this and a prepaid card?+
Nebeus is a debit card, not a prepaid one, and a site wide share of 74.3% of cards are debit. The account uses custodial custody, so the provider holds your balance rather than you holding the key yourself.
Sources
- cryptonoshi.com/product/nebeus-card checked September 26, 2026
Backs: Cashback rate
“No cashback”
- nebeus.com/about-us checked September 26, 2026
Backs: Founded, Headquarters
“Founded in 2014, Nebeus has grown from a pioneering crypto-lending platform”
- opencryptocards.com/cards/nebeus-card checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Custody, Features, Currency conversion fee, Legal entity, Monthly fee
“Free Withdrawal Limit $2,000/monthly - Nebeus Card”
- redotpay.discount/redotpay-vs-nebeus checked September 26, 2026
Backs: Licences
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.