Paisa247 review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Paisa247 charges an annual fee of INR 0 and hands you a comparison rather than a single card, so it suits Indian borrowers who want to weigh lender terms first. Borrowing still costs, with interest set at 9.99% to 44%.
Key facts
- Best for
- Indian borrowers who want to see lender terms side by side before applying.
- Annual fee
- ₹0 (Source, checked September 26, 2026)
- APR
- 9.99% to 44% (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Perks
- Free to use, no service fees or hidden charges, Comparison platform matching users with licensed lenders and RBI-regulated banks, More than 60 personalised loan offers within 30 seconds, Compare credit cards from Indian banks alongside personal loans, Mobile app available via QR code download, Hindi language option (Source, checked September 26, 2026)
- Legal entity
- Riga Marketplace Paisa247 Private Limited (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Official website
- paisa247.in
Pros and cons
Pros
- No annual fee, at INR 0, and the site lists no service fees or hidden charges
- Matches you with licensed lenders and RBI-regulated banks
- Support runs on email, phone and help centre
- A Hindi language option sits alongside the mobile app
Cons
- The rewards type is none, so spending earns nothing back
- Interest runs at 9.99% to 44%, above the typical credit card median
- You get offers rather than a single card, so terms are set by the lender you pick
Who it suits
- Indian borrowers comparing personal loans and credit cards in one place
- People who want a licensed lender or RBI-regulated bank to choose from
- Hindi speaking applicants who prefer the interface in their own language
Who should look elsewhere
- Anyone chasing rewards, since the rewards type is none
- Borrowers who want one set of terms up front rather than a choice of lenders
- People sensitive to interest, because rates run at 9.99% to 44%
Fees and FX
The annual fee is INR 0, and the site describes the service as free to use with no service fees or hidden charges. Borrowing is not free: interest is set at 9.99% to 44%, and those rates are what a matched lender charges. The rewards type is none, so there is nothing to earn back on spending. Because you see offers from several banks, the rate you end up with depends on which lender you pick.
The company behind it
Paisa247 runs as a comparison platform, not a card issuer. The legal entity is Riga Marketplace Paisa247 Private Limited and the headquarters country is IN. Offers come from licensed lenders and RBI-regulated banks, so the terms belong to the bank that approves you. Support runs on email, phone and help centre, and the app is installed by QR code rather than an app store listing.
How Paisa247 compares
9.4 vs 9.0
Paisa247 vs Nexo9.4 vs 8.9
9.4 vs 8.8
9.4 vs 9.2
9.4 vs 8.8
9.4 vs 9.4
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 9.0
9.4 vs 8.8
9.4 vs 8.8
9.4 vs 8.7
9.4 vs 9.2
9.4 vs 9.0
9.4 vs 9.5
Paisa247 vs Current Build Card9.4 vs 9.4
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 8.8
9.4 vs 8.8- 9.4 vs 8.8
- 9.4 vs 8.8
- 9.4 vs 8.8
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.3
9.4 vs 8.2
9.4 vs 8.0
9.4 vs 8.0
Where Paisa247 is available
- Available
- India
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Does Paisa247 charge an annual fee?+
The annual fee is INR 0, and the site describes itself as free to use with no service fees or hidden charges. The catch is that you are not paying a card issuer for a card, so charges come later if a matched lender lends to you at its own rate.
What interest will I pay if I borrow through Paisa247?+
Interest is listed at 9.99% to 44%, which is a range rather than one number. The rate that applies to you comes from the bank that approves your application, so check the offer before you accept it.
Is Paisa247 a bank or a card issuer?+
Paisa247 is a comparison platform. The legal entity is Riga Marketplace Paisa247 Private Limited and the headquarters country is IN. The offers you see come from licensed lenders and RBI-regulated banks, so your account is with the bank you choose, not with Paisa247.
Do I earn any rewards for spending?+
The rewards type is none. Nothing is earned back on what you spend, so treat Paisa247 as a route to terms rather than a rewards card.
How do I get help if something goes wrong?+
Support runs on email, phone and help centre, so you can reach the team by email, phone or the help centre. Anything to do with a specific loan offer goes to the bank that made it, since Paisa247 passes the application along to the lender.
Is there an app I can install?+
Yes, the app is available by QR code download, which means you scan the code on the site rather than looking for a listing in an app store. A Hindi language option is also available.
What kind of products can I compare?+
Paisa247 covers personal loans and credit cards from Indian banks side by side, matching you with personalised loan offers and licensed lenders. The choice of product is broad, but the terms you get are the ones each bank sets.
Who is Paisa247 based in?+
The headquarters country is IN and the company operates as Riga Marketplace Paisa247 Private Limited. It serves Indian borrowers, comparing products from RBI-regulated banks, so it is built for the Indian market rather than a single market abroad.
Sources
- paisa247.in checked September 26, 2026
Backs: Annual fee, APR, Pricing model, Perks, Rewards type
“Paisa247 will not charge for using our service.”
- paisa247.in/contact-us checked September 26, 2026
Backs: Support channels
“You can reach us by email and by phone.”
- paisa247.in/terms-and-conditions checked September 26, 2026
Backs: Headquarters, Legal entity
“registered office at WeWork NESCO IT Park, 10th Floor Building 4, Nesco IT Park, Western Express Highway, Goregaon (East) Mumbai, Maharashtra 400063”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee.