American Express DE review
Updated October 17, 2026 · DebitCue Editorial Team
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Our verdict
American Express Germany lists separate Platinum and Gold metal-card products and advertises Apple Pay and Google Pay for those displayed variants. Their terms should not be generalized to every Amex card.
Key facts
- Best for
- German applicants comparing the listed Platinum and Gold metal cards with mobile-wallet use.
- Official website
- amex-kreditkarten.de
Pros and cons
Pros
- Platinum and Gold are listed separately, with mobile wallets advertised for both.
Cons
- Benefits and fees should not be carried to every American Express card.
Who it suits
- German applicants comparing the listed Platinum and Gold metal cards with mobile-wallet use.
Who should look elsewhere
- Applicants assuming these variants describe the entire Amex range.
Compare the listed card variants
The issuer lists Platinum and Gold metal cards and advertises Apple Pay and Google Pay for those displayed products.
Service and cardholder extras
Cardholders are invited to selected events, and the card line gives access to a range of experiences arranged through the brand. Protection against unauthorised card use forms part of the offer, and contactless payment is supported when shopping in stores. Supplementary cards can also be added for family members, so a household can share a set of cards that all link back to one main account. Details differ between the card types shown, so each option deserves a separate look.
Our full take
American Express Germany presents its credit cards at amex-kreditkarten.de for customers in Germany.
How American Express DE compares
8.0 vs 9.0
8.0 vs 8.9
8.0 vs 8.8
8.0 vs 9.2
8.0 vs 8.8
8.0 vs 9.4
8.0 vs 8.5
8.0 vs 8.5
8.0 vs 9.0
8.0 vs 8.8
8.0 vs 8.8
8.0 vs 8.7
8.0 vs 9.2
8.0 vs 9.0
8.0 vs 9.5
8.0 vs 9.4
8.0 vs 9.4
8.0 vs 9.2
8.0 vs 9.2
8.0 vs 9.1
8.0 vs 9.1
8.0 vs 9.1
8.0 vs 9.1
8.0 vs 8.8
8.0 vs 8.8- 8.0 vs 8.8
- 8.0 vs 8.8
- 8.0 vs 8.8
8.0 vs 8.5
8.0 vs 8.5
8.0 vs 8.5
8.0 vs 8.3
8.0 vs 8.2
8.0 vs 8.0
8.0 vs 8.0
Frequently asked questions
Which American Express card models are available in Germany?+
The German range includes a Platinum card, a Gold card made of metal and a Green card. Ten models exist in total, and two are issued together with partner brands. Premium business cards also belong to the line-up.
How does the Centurion card differ from the rest of the range?+
The black Centurion card is issued only by invitation, so it cannot be requested in the usual way. It is the single model in the range that works this way, while the other cards are open to regular requests.
Who are the cards aimed at?+
The cards suit people who use a credit card often, and the business models serve people who spend for work. American Express is a card company rather than a bank, so its cards are settled by monthly payment or manual transfer.
Does the Platinum card suit people who travel often?+
The Platinum card is aimed at frequent travellers, and its insurance package is one of its main strengths. Its design centres on travel and dining.
Sources
- amex-kreditkarten.de checked October 9, 2026
Backs: Description
Compiled from 1 source page, checked October 17, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.
Related by the facts
American Express DE
German applicants comparing the listed Platinum and Gold metal cards with mobile-wallet use.