Updated October 17, 2026 · DebitCue Editorial Team
Top cards in Germany compared
898 cards available in Germany, ranked for Germany.
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| # | Card | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  DKBTop pick 25 Euro Bonus Kinderkonto and Tagesgeld: 25 EUR | 8.5/10 |
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| 2 |  DKB (Deutsche Kreditbank) Welcome bonus for new credit card holders: €30 | 8.5/10 |
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| 3 |  Instarem Special FX rate + zero fees on first transfer EUR 1 to EUR 2,000 | 9.1/10 |
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| 4 |  Kontist by Shine sevdesk: 60% off your accounting software: 60% discount | 9.1/10 |
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| 5 |  bunq | 9.0/10 |
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| 6 |  Fyrst | 8.9/10 |
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| 7 |  American Express DE American Express Germany presents its credit cards at amex-kreditkarten.de for customers in Germany. | 8.0/10 | ReviewCompareVisit | ||
| 8 |  COCA Card COCA GTA VI PRE-ORDER CASHBACK PROMOTION TERMS & CONDITIONS | 9.4/10 |
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| 9 |  Nexo | 8.9/10 |
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| 10 |  Airwallex | 9.0/10 |
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Licensed in Germany
- DKB
- Bundesanstalt fur Finanzdienstleistungsaufsicht
- Kontist by Shine
- BaFin and European Central Bank - licence held by banking partner Solaris SE, which holds and manages the German IBAN accounts; Kontist itself states it holds no banking licence
- Hanseatic Bank
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Hanseatic Bank
- Europäische Zentralbank (ECB)
- Miles & More Kreditkarte
- European Central Bank (EZB)
- Miles & More Kreditkarte
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Miles & More Kreditkarte
- IHK Frankfurt am Main (Versicherungsvermittlerregister)
- Bitpanda
- Federal Financial Supervisory Authority (BaFin)
- Consors Finanz
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Consors Finanz
- Europäische Zentralbank (ECB)
- Bitpanda Card
- Federal Financial Supervisory Authority (BaFin)
- UnitPlus
- IHK Berlin
- Moss
- BaFin
- Moss
- DE_BAFIN
- ING Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- ING Germany
- European Central Bank
- Deutsche Bank
- Federal Financial Supervisory Authority (BaFin)
- Deutsche Bank
- Federal Financial Supervisory Authority (BaFin)
- Moss
- BaFin
- Moss
- DE_BAFIN
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- Virtual cards in Germany
- Business credit cards in Germany