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Updated October 17, 2026 · DebitCue Editorial Team

Top business debit cards compared in Germany

72 cards available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top business debit cards compared in Germany
#CardScoreFeaturesKey factsActions
1
Kontist by Shine logo
Kontist by ShineTop pick

sevdesk: 60% off your accounting software: 60% discount

9.1/10
  • No annual fee
  • Virtual card
Monthly fee:
€0
Currency conversion fee:
2%
Free ATM withdrawals:
€0
ReviewCompareVisit
2
Fyrst logo
Fyrst
8.9/10
  • No annual fee
  • Multi currency
Monthly fee:
€0
Currency conversion fee:
1.85%
Card type:
Debit
ReviewCompareVisit
3
Nexo logo
Nexo
8.9/10
  • No annual fee
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
€0
Currency conversion fee:
0.2% to 2.5%
Free ATM withdrawals:
€200 to €2,000
ReviewCompareVisit
4
Airwallex logo
Airwallex
9.0/10
  • Multi currency
  • Virtual card
Monthly fee:
£0
Currency conversion fee:
0.5%
Card type:
Debit
ReviewCompareVisit
5
ether.fi Cash Card logo
ether.fi Cash Card

3% cashback on everyday spending (Core membership): 3% cashback, up to $2K

9.4/10
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
$0
Currency conversion fee:
0% to 0.5%
Free ATM withdrawals:
$0
ReviewCompareSee alternatives
6
Navan logo
Navan

Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month

9.4/10
  • No annual fee
Monthly fee:
$0
Legal entity:
Navan, Inc.
Headquarters:
United States
ReviewCompareSee alternatives
7
Gnosis Pay Card logo
Gnosis Pay Card
9.3/10
  • Multi currency
  • Crypto
  • Virtual card
Currency conversion fee:
0%
Free ATM withdrawals:
€5 to €200
Card type:
Debit
ReviewCompareSee alternatives
8
Miles & More Kreditkarte logo
Miles & More Kreditkarte

Miles & More Gold Credit Card welcome bonus: 4,000 miles and 40 points

9.3/10
  • No annual fee
Monthly fee:
€0
Card network:
Mastercard
Legal entity:
Deutsche Bank AG
ReviewCompareSee alternatives
9
Kast Card

KAST Reserve introductory rewards rate: 8% to 12% rewards on the reserve account balance (10% on first $50,000, then 8%)

9.3/10
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
$0
Card type:
Prepaid
Top-up fee:
Funding may be subject to fees as specified on the Platform
ReviewCompareSee alternatives
10
POST Luxembourg logo
POST Luxembourg

Pack eboo S free for under-26s: Monthly pack fee of 5 EUR waived (current account, eBanking and Visa Debit card included at no cost)

9.3/10
  • Multi currency
Monthly fee:
€5
Currency conversion fee:
0%
Card type:
Debit
ReviewCompareSee alternatives

Licensed in Germany

Kontist by Shine
BaFin and European Central Bank - licence held by banking partner Solaris SE, which holds and manages the German IBAN accounts; Kontist itself states it holds no banking licence
Miles & More Kreditkarte
European Central Bank (EZB)
Miles & More Kreditkarte
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
Miles & More Kreditkarte
IHK Frankfurt am Main (Versicherungsvermittlerregister)
Moss
BaFin
Moss
DE_BAFIN

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Kontist by Shine

Kontist by Shine

Top pick for Germany

9.1/10Visit