Updated October 17, 2026 · DebitCue Editorial Team

Top business debit cards compared in the United Kingdom

77 cards available in the United Kingdom, ranked for the United Kingdom.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top business debit cards compared in the United Kingdom
#CardScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pick
9.0/10
  • Multi currency
  • Virtual card
Monthly fee:
£0
Currency conversion fee:
0.5%
Card type:
Debit
ReviewCompareVisit
2
Monzo logo
Monzo

Annual Uber One Membership - 3 month free trial: 3 months free

9.2/10
  • No annual fee
  • Virtual card
Monthly fee:
£0
Currency conversion fee:
0%
Free ATM withdrawals:
£200
ReviewCompareVisit
3
CoinJar logo
CoinJar

Free physical CoinJar Card: $0 card issuance (digital and physical)

8.8/10
  • Crypto
Monthly fee:
A$0
Currency conversion fee:
2.99%
Card type:
Prepaid
ReviewCompareVisit
4
Nexo logo
Nexo
8.9/10
  • No annual fee
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
€0
Currency conversion fee:
0.2% to 2.5%
Free ATM withdrawals:
€200 to €2,000
ReviewCompareVisit
5
HSBC UK logo
HSBC UK

Get £220 when you switch to an HSBC Bank Account

9.5/10
  • No annual fee
  • Multi currency
Monthly fee:
£0
Currency conversion fee:
2.75%
Card type:
Debit
ReviewCompareSee alternatives
6
ether.fi Cash Card logo
ether.fi Cash Card

3% cashback on everyday spending (Core membership): 3% cashback, up to $2K

9.4/10
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
$0
Currency conversion fee:
0% to 0.5%
Free ATM withdrawals:
$0
ReviewCompareSee alternatives
7
HSBC Classic Credit Card logo
HSBC Classic Credit Card

Get £500 with an HSBC Premier Bank Account: GBP 500

9.4/10
  • No annual fee
  • Multi currency
Monthly fee:
£0
Currency conversion fee:
2.99%
Card type:
Debit
ReviewCompareSee alternatives
8
Navan logo
Navan

Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month

9.4/10
  • No annual fee
Monthly fee:
$0
Legal entity:
Navan, Inc.
Headquarters:
United States
ReviewCompareSee alternatives
9
Gnosis Pay Card logo
Gnosis Pay Card
9.3/10
  • Multi currency
  • Crypto
  • Virtual card
Currency conversion fee:
0%
Free ATM withdrawals:
€5 to €200
Card type:
Debit
ReviewCompareSee alternatives
10
Jeeves logo
Jeeves

Airport lounge access for Jeeves cardholders: Up to 1,300 lounges globally

9.3/10
  • No annual fee
  • Multi currency
  • Virtual card
Monthly fee:
$0
Card type:
Prepaid
Cashback rate:
1%
ReviewCompareSee alternatives

Licensed in the United Kingdom

Monzo
Prudential Regulation Authority
CoinJar
Financial Conduct Authority (UK), for AML purposes
HSBC Classic Credit Card
Financial Conduct Authority
HSBC Classic Credit Card
Prudential Regulation Authority
Gnosis Pay Card
Financial Conduct Authority (UK EMI, Electronic Money Regulations 2011)
Capital on Tap
Financial Conduct Authority
Pesa
Financial Conduct Authority (FCA)
Wirex Card
Financial Conduct Authority
myPOS
Financial Conduct Authority (FCA) - myPOS Payments, Electronic Money Institution
Fire.com
Financial Conduct Authority (Electronic Money Institution)
Currensea
Financial Conduct Authority
Payoneer
Financial Conduct Authority
Monzo Flex
Financial Conduct Authority
Monzo Flex
Prudential Regulation Authority
Soldo
Financial Conduct Authority
Baanx
Financial Conduct Authority (FCA), registered as a cryptoasset business under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017
PanPay
Financial Conduct Authority (FCA)

Other rankings

Browse by category

Other countries

Airwallex

Airwallex

Top pick for the United Kingdom

9.0/10Visit