Updated October 17, 2026 · DebitCue Editorial Team

Top business debit cards compared in Australia

63 cards available in Australia, ranked for Australia.

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Top business debit cards compared in Australia
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1
Airwallex logo
AirwallexTop pick
9.0/10
  • Multi currency
  • Virtual card
Monthly fee:
£0
Currency conversion fee:
0.5%
Card type:
Debit
ReviewCompareVisit
2
CoinJar logo
CoinJar

Free physical CoinJar Card: $0 card issuance (digital and physical)

8.8/10
  • Crypto
Monthly fee:
A$0
Currency conversion fee:
2.99%
Card type:
Prepaid
ReviewCompareVisit
3
Nexo logo
Nexo
8.9/10
  • No annual fee
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
€0
Currency conversion fee:
0.2% to 2.5%
Free ATM withdrawals:
€200 to €2,000
ReviewCompareVisit
4
ether.fi Cash Card logo
ether.fi Cash Card

3% cashback on everyday spending (Core membership): 3% cashback, up to $2K

9.4/10
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
$0
Currency conversion fee:
0% to 0.5%
Free ATM withdrawals:
$0
ReviewCompareSee alternatives
5
Navan logo
Navan

Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month

9.4/10
  • No annual fee
Monthly fee:
$0
Legal entity:
Navan, Inc.
Headquarters:
United States
ReviewCompareSee alternatives
6
Gnosis Pay Card logo
Gnosis Pay Card
9.3/10
  • Multi currency
  • Crypto
  • Virtual card
Currency conversion fee:
0%
Free ATM withdrawals:
€5 to €200
Card type:
Debit
ReviewCompareSee alternatives
7
Kast Card

KAST Reserve introductory rewards rate: 8% to 12% rewards on the reserve account balance (10% on first $50,000, then 8%)

9.3/10
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
$0
Card type:
Prepaid
Top-up fee:
Funding may be subject to fees as specified on the Platform
ReviewCompareSee alternatives
8
Westpac Fiji
9.3/10
    Monthly fee:
    FJD 4
    Currency conversion fee:
    2.5%
    Free ATM withdrawals:
    FJD 0
    ReviewCompareSee alternatives
    9
    Rho logo
    Rho
    9.2/10
    • Virtual card
    Monthly fee:
    $0
    Currency conversion fee:
    1%
    Cashback rate:
    2%
    ReviewCompareSee alternatives
    10
    AstroPay logo
    AstroPay
    9.1/10
    • Multi currency
    • Virtual card
    Monthly fee:
    $0
    Currency conversion fee:
    1.25%
    Card type:
    Debit
    ReviewCompareSee alternatives

    Licensed in Australia

    CoinJar
    AUSTRAC (Australian Transaction Reports and Analysis Centre)
    Nexo
    AUSTRAC (Australia)
    Westpac Fiji
    Australian Securities and Investments Commission
    CoinZoom
    AUSTRAC
    Pesa
    Australian Transaction Reports and Analysis Centre (AUSTRAC)
    Pay It Now
    AUSTRAC
    Pay It Now
    Australian Securities and Investments Commission (ASIC)

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    Other countries

    Airwallex

    Airwallex

    Top pick for Australia

    9.0/10Visit