Updated October 17, 2026 · DebitCue Editorial Team

Top business debit cards compared in the United States

77 cards available in the United States, ranked for the United States.

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Top business debit cards compared in the United States
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1
Airwallex logo
AirwallexTop pick
9.0/10
  • Multi currency
  • Virtual card
Monthly fee:
£0
Currency conversion fee:
0.5%
Card type:
Debit
ReviewCompareVisit
2
Nexo logo
Nexo
8.9/10
  • No annual fee
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
€0
Currency conversion fee:
0.2% to 2.5%
Free ATM withdrawals:
€200 to €2,000
ReviewCompareVisit
3
CoinJar logo
CoinJar

Free physical CoinJar Card: $0 card issuance (digital and physical)

8.8/10
  • Crypto
Monthly fee:
A$0
Currency conversion fee:
2.99%
Card type:
Prepaid
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4
Divvy (BILL Spend and Expense) logo
Divvy (BILL Spend and Expense)
8.2/10
  • Virtual card
Monthly fee:
$0
Card network:
Visa
Legal entity:
Bill.com, LLC
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5
Novo logo
Novo
8.2/10
  • Virtual card
Monthly fee:
$0
Card type:
Debit
Card network:
Mastercard
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6
American Express Business Cards logo
American Express Business Cards

New Card Member Offer

9.5/10
  • No annual fee
Monthly fee:
$0
Currency conversion fee:
0%
Cashback rate:
1% to 2%
ReviewCompareSee alternatives
7
ether.fi Cash Card logo
ether.fi Cash Card

3% cashback on everyday spending (Core membership): 3% cashback, up to $2K

9.4/10
  • Multi currency
  • Crypto
  • Virtual card
Monthly fee:
$0
Currency conversion fee:
0% to 0.5%
Free ATM withdrawals:
$0
ReviewCompareSee alternatives
8
Navan logo
Navan

Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month

9.4/10
  • No annual fee
Monthly fee:
$0
Legal entity:
Navan, Inc.
Headquarters:
United States
ReviewCompareSee alternatives
9
Gnosis Pay Card logo
Gnosis Pay Card
9.3/10
  • Multi currency
  • Crypto
  • Virtual card
Currency conversion fee:
0%
Free ATM withdrawals:
€5 to €200
Card type:
Debit
ReviewCompareSee alternatives
10
Jeeves logo
Jeeves

Airport lounge access for Jeeves cardholders: Up to 1,300 lounges globally

9.3/10
  • No annual fee
  • Multi currency
  • Virtual card
Monthly fee:
$0
Card type:
Prepaid
Cashback rate:
1%
ReviewCompareSee alternatives

Licensed in the United States

Nexo
Department of Financial Protection and Innovation (California, United States)
American Express Business Cards
FDIC
CoinZoom
FinCEN
U.S. Bank
FDIC
Pesa
Financial Crimes Enforcement Network (FinCEN)
SoFi
Office of the Comptroller of the Currency (OCC)
SoFi
FDIC
U.S. Bank
FDIC
Tchotcho Pay
Financial Crimes Enforcement Network (FinCEN)
Payoneer
Financial Crimes Enforcement Network
BitPay
New York State Department of Financial Services (BitLicense)
BitPay
Financial Crime Enforcement Network (FinCEN) - Money Service Business registration
Emburse Cards
Federal Deposit Insurance Corporation (Member FDIC)
PanPay
Financial Crimes Enforcement Network (FinCEN)
SoFi Smart Card
Office of the Comptroller of the Currency
SoFi Smart Card
FDIC
WEX Fleet Cards
Utah Department of Financial Institutions
WEX Fleet Cards
Federal Deposit Insurance Corporation
WEX Fleet Cards
FDIC

Other rankings

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Other countries

Airwallex

Airwallex

Top pick for the United States

9.0/10Visit