Updated October 18, 2026 · DebitCue Editorial Team

Top credit cards compared in the United States

557 cards available in the United States, ranked for the United States.

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Top credit cards compared in the United States
#CardScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pick
9.0/10
  • Multi currency
  • Virtual card
Currency conversion fee:
0.5%
Legal entity:
Airwallex (Singapore) Pte. Ltd.
Headquarters:
Singapore
ReviewCompareVisit
2
Nexo logo
Nexo
8.9/10
  • No annual fee
  • Multi currency
  • Crypto
  • Virtual card
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
3
Current Build Card logo
Current Build Card
9.4/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
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4
Coinbase logo
Coinbase

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.1/10
  • No annual fee
  • Crypto
  • Virtual card
Annual fee:
$0
Currency conversion fee:
0%
Rewards type:
Cashback
ReviewCompareVisit
5
Current logo
Current
9.1/10
  • No annual fee
  • Crypto
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
6
Upgrade OneCard™ logo
Upgrade OneCard™
9.1/10
  • No annual fee
Annual fee:
$0
Currency conversion fee:
3%
Rewards type:
Cashback
ReviewCompareVisit
7
Upgrade logo
Upgrade
8.9/10
  • No annual fee
Annual fee:
$0
Currency conversion fee:
3%
Rewards type:
Cashback
ReviewCompareVisit
8
Yendo
8.7/10
    Annual fee:
    $40
    APR:
    24.88% to 35.88%
    Rewards type:
    Cashback
    ReviewCompareVisit
    9
    Divvy (BILL Spend and Expense) logo
    Divvy (BILL Spend and Expense)
    8.2/10
    • Virtual card
    Rewards type:
    Cashback
    Card kind:
    Credit
    Legal entity:
    Bill.com, LLC
    ReviewCompareVisit
    10
    Novo logo
    Novo
    8.2/10
    • Virtual card
    Support channels:
    Help-centre
    ReviewCompareVisit

    Licensed in the United States

    Nexo
    Department of Financial Protection and Innovation (California, United States)
    Current Build Card
    NMLS (Finco Advance LLC)
    Current Build Card
    NMLS (FinCo Licensing LLC)
    Current Build Card
    California Department of Financial Protection and Innovation (DFPI)
    Current Build Card
    State of Indiana Department of Financial Institutions
    Current Build Card
    Kansas Office of the State Bank Commissioner
    Current Build Card
    State of Missouri Division of Finance
    Current Build Card
    South Carolina Department of Consumer Affairs
    Current Build Card
    Utah Division of Consumer Protection
    Current Build Card
    Arizona Department of Insurance and Financial Institutions
    Coinbase
    Visa U.S.A. Inc.
    Coinbase
    Pathward, N.A. (Member FDIC)
    Upgrade OneCard™
    NMLS
    Yendo
    NMLS
    American Express Business Cards
    FDIC
    Best Egg
    State licensing, NMLS Consumer Access (Marlette Funding, LLC)
    Best Egg
    State licensing, NMLS Consumer Access (Marlette Servicing, LLC)
    Best Egg
    New Mexico Regulation and Licensing Department, Financial Institutions Division
    Best Egg
    Arizona
    Best Egg
    Pennsylvania

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    Other countries

    Airwallex

    Airwallex

    Top pick for the United States

    9.0/10Visit