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Updated October 18, 2026 · DebitCue Editorial Team

Top credit cards compared in Canada

500 cards available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top credit cards compared in Canada
#CardScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pick
9.0/10
  • Multi currency
  • Virtual card
Currency conversion fee:
0.5%
Legal entity:
Airwallex (Singapore) Pte. Ltd.
Headquarters:
Singapore
ReviewCompareVisit
2
Borrowell logo
Borrowell

Simplii Financial Cash Back Visa Card welcome offer via Borrowell: 20% cashback for the first 3 months: 20% cashback for first 3 months on up to $500 spend

8.8/10
  • No annual fee
Annual fee:
CA$0
Perks:
Free weekly Equifax credit score and report monitoring, Free credit report download, Credit score checks that do not hurt your score, and 3 more
Legal entity:
Borrowell Inc.
ReviewCompareVisit
3
Binance Card logo
Binance Card
8.8/10
  • Crypto
  • Virtual card
Currency conversion fee:
1% to 2%
Legal entity:
Binance Holdings Ltd.
Founded:
2017
ReviewCompareVisit
4
Union Pay International logo
Union Pay International
9.6/10
    Currency conversion fee:
    0%
    Rewards type:
    Points
    Perks:
    Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
    		ReviewCompareSee alternatives
    5
    Alior Bank logo
    Alior Bank
    		9.5/10
      Support channels:
      Email, Chat, Phone, and 1 more
      		ReviewCompareSee alternatives
      6
      Bank of Valletta logo
      Bank of Valletta
      		9.5/10
        Legal entity:
        Bank of Valletta p.l.c.
        Headquarters:
        Malta
        Founded:
        1974
        		ReviewCompareSee alternatives
        7
        Airtm logo
        Airtm
        		9.4/10
        • Virtual card
        Legal entity:
        Airtm Inc.
        Support channels:
        Chat, Email, Help-centre
        		ReviewCompareSee alternatives
        8
        Navan logo
        Navan

        Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month

        		9.4/10
        • No annual fee
        Annual fee:
        $0
        Rewards type:
        Points
        Rewards rate:
        A percentage of Eligible Savings on reward-eligible bookings, percentage determined by Search Rank
        		ReviewCompareSee alternatives
        9
        Scotiabank Bahamas logo
        Scotiabank Bahamas

        Scotiabank Cash Bonus Bundle Offer (Preferred Package + savings + credit card): Up to $1,000 ($700 + $200 + $100)

        		9.4/10
          Annual fee:
          CA$150
          APR:
          20.99%
          Currency conversion fee:
          0%
          		ReviewCompareSee alternatives
          10
          Cashably
          		9.4/10
          • No annual fee
          Annual fee:
          $0
          APR:
          0%
          Currency conversion fee:
          3%
          		ReviewCompareSee alternatives

          Licensed in Canada

          Lemfi
          Financial Transactions and Report Analysis Centre

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          Airwallex

          Airwallex

          Top pick for Canada

          9.0/10Visit