Updated October 18, 2026 · DebitCue Editorial Team

Top credit cards compared in India

510 cards available in India, ranked for India.

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Top credit cards compared in India
#	Card	Score	Key facts	Actions
1	Paisa247Top pick	9.4/10	Annual fee: ₹0 APR: 9.99% to 44% Rewards type: None	Review Compare Visit
2	ICICI Bank 25% off up to INR 100 on movie tickets on BookMyShow and INOX (Coral Credit Card): 25% off up to INR 100, twice a month	9.1/10	Annual fee: ₹3,500 Currency conversion fee: 3.5% Rewards type: Points	Review Compare Visit
3	IDFC FIRST Bank Credit Cards Cashback on 1st transaction with the Hello Cashback Credit Card: INR 250	8.8/10	Annual fee: ₹0 APR: 8.5% Currency conversion fee: 0%	Review Compare Visit
4	SBI Card	8.7/10	Annual fee: ₹499 APR: 45% Currency conversion fee: 1.99% to 3.5%	Review Compare Visit
5	Scapia Scapia is a travel credit card issued in partnership with Federal Bank.	8.5/10	Currency conversion fee: 0% Rewards type: Points Rewards rate: 10% rewards	Review Compare Visit
6	Kiwi Kiwi offers a RuPay credit card that works with UPI and gives rewards on purchases.	8.5/10	Rewards type: Cashback Rewards rate: 1.5% cashback on Scan & Pay Cashback rate: 1.5%	Review Compare Visit
7	Zagg Money Zagg Money offers a lifetime free UPI credit card with cashback and rewards.	8.5/10	Annual fee: ₹499 Rewards type: Points Rewards rate: Upto 8% Zagg Coins on UPI, contactless spends	Review Compare Visit
8	AU Small Finance Bank	8.0/10	Rewards type: Points Rewards rate: 0.25% base earn on the LIT card Card kind: Credit	Review Compare Visit
9	BOBCARD BOBCARD lists credit cards with their benefits and features in India.	8.0/10		Review Compare Visit
10	HDFC Bank Apply Online HDFC Bank Apply Online is the bank's online application site, listing savings accounts, personal, car, two wheeler, business, home, gold and consumer durable loans, fixed deposits, loans on card and a range of credit cards with rewards and discounts.	8.0/10	Legal entity: HDFC Bank Limited	Review Compare Visit

Licensed in India

ICICI Bank: Deposit Insurance and Credit Guarantee Corporation (DICGC)
OneCard: Visa
SBM Bank: Reserve Bank of India (RBI)
Axis Bank Credit Cards: Reserve Bank of India
slice Small Finance Bank: Reserve Bank of India

Other rankings

Top credit cards compared: worldwide ranking

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Other countries

Paisa247

Top pick for India

9.4/10Visit