Updated October 18, 2026 · DebitCue Editorial Team

Top secured credit cards compared in India

8 cards available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top secured credit cards compared in India
#CardScoreFeaturesKey factsActions
1
Novio logo
NovioTop pick

Issues RuPay credit cards in India that are secured by a fixed deposit, with novio coins rewards on UPI, fuel and store spending.

9.1/10
  • No annual fee
Annual fee:
₹0
Rewards type:
Points
Rewards rate:
10% novio coins on fuel purchase
ReviewCompareVisit
2
IDFC FIRST Bank Credit Cards logo
IDFC FIRST Bank Credit Cards

Cashback on 1st transaction with the Hello Cashback Credit Card: INR 250

8.8/10
  • No annual fee
Annual fee:
₹0
APR:
8.5%
Currency conversion fee:
0%
ReviewCompareVisit
3
Cashably
9.4/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareSee alternatives
4
Coinbase logo
Coinbase

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.1/10
  • No annual fee
  • Crypto
  • Virtual card
Annual fee:
$0
Currency conversion fee:
0%
Rewards type:
Cashback
ReviewCompareSee alternatives
5
EQIBank logo
EQIBank
9.0/10
  • Multi currency
  • Virtual card
Currency conversion fee:
1%
Perks:
No spending limits, spend up to the amount deposited on the card, Accepted in over 44 million locations worldwide, 24/7 customer support, and 6 more
Card kind:
Credit
ReviewCompareSee alternatives
6
SBM Bank logo
SBM Bank

SBM World Debit Card welcome benefits: more than INR 10,000 worth of benefits for select brands

9.0/10
  • No annual fee
  • Multi currency
  • Virtual card
Annual fee:
₹0
APR:
42%
Currency conversion fee:
0%
ReviewCompareSee alternatives
7
IDFC FIRST Bank logo
IDFC FIRST Bank
8.8/10
  • No annual fee
Annual fee:
₹0
APR:
8.5%
Currency conversion fee:
0%
ReviewCompareSee alternatives
8
Mission Lane logo
Mission Lane
Not rated
  • No annual fee
Annual fee:
$0
Rewards type:
Cashback
Rewards rate:
3% on gas, travel and dining, 1% on all other purchases (Gold Line Visa); 1.5% on every purchase (Silver Line Visa)
ReviewCompareSee alternatives
Novio

Novio

Top pick for India

9.1/10Visit