Updated October 18, 2026 · DebitCue Editorial Team

Top secured credit cards compared in the United States

17 cards available in the United States, ranked for the United States.

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Top secured credit cards compared in the United States
#CardScoreFeaturesKey factsActions
1
Current Build Card logo
Current Build CardTop pick
9.4/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
2
Coinbase logo
Coinbase

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.1/10
  • No annual fee
  • Crypto
  • Virtual card
Annual fee:
$0
Currency conversion fee:
0%
Rewards type:
Cashback
ReviewCompareVisit
3
Current logo
Current
9.1/10
  • No annual fee
  • Crypto
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
4
Yendo
8.7/10
    Annual fee:
    $40
    APR:
    24.88% to 35.88%
    Rewards type:
    Cashback
    ReviewCompareVisit
    5
    Cashably
    9.4/10
    • No annual fee
    Annual fee:
    $0
    APR:
    0%
    Currency conversion fee:
    3%
    ReviewCompareSee alternatives
    6
    Varo Visa® Debit Card logo
    Varo Visa® Debit Card
    9.2/10
    • No annual fee
    • Virtual card
    Annual fee:
    $0
    APR:
    0%
    Currency conversion fee:
    0%
    ReviewCompareSee alternatives
    7
    Chime logo
    Chime
    9.1/10
    • No annual fee
    Annual fee:
    $0
    Currency conversion fee:
    0%
    Rewards type:
    Cashback
    ReviewCompareSee alternatives
    8
    Chime Card (Secured Visa Credit Card) logo
    Chime Card (Secured Visa Credit Card)
    9.1/10
    • No annual fee
    Annual fee:
    $0
    Currency conversion fee:
    0%
    Rewards type:
    Cashback
    ReviewCompareSee alternatives
    9
    U.S. Bank logo
    U.S. Bank

    Score up to $450 with U.S. Bank Smartly Checking

    9.1/10
    • No annual fee
    • Virtual card
    Annual fee:
    $0
    APR:
    0%
    Rewards type:
    Cashback
    ReviewCompareSee alternatives
    10
    Varo Believe Secured Credit Card logo
    Varo Believe Secured Credit Card
    9.1/10
    • No annual fee
    Annual fee:
    $0
    APR:
    0%
    Currency conversion fee:
    0%
    ReviewCompareSee alternatives

    Licensed in the United States

    Current Build Card
    NMLS (Finco Advance LLC)
    Current Build Card
    NMLS (FinCo Licensing LLC)
    Current Build Card
    California Department of Financial Protection and Innovation (DFPI)
    Current Build Card
    State of Indiana Department of Financial Institutions
    Current Build Card
    Kansas Office of the State Bank Commissioner
    Current Build Card
    State of Missouri Division of Finance
    Current Build Card
    South Carolina Department of Consumer Affairs
    Current Build Card
    Utah Division of Consumer Protection
    Current Build Card
    Arizona Department of Insurance and Financial Institutions
    Coinbase
    Visa U.S.A. Inc.
    Coinbase
    Pathward, N.A. (Member FDIC)
    Yendo
    NMLS
    Varo Visa® Debit Card
    Office of the Comptroller of the Currency (OCC)
    Varo Visa® Debit Card
    FDIC
    U.S. Bank
    FDIC
    Varo Believe Secured Credit Card
    Office of the Comptroller of the Currency (OCC)
    Varo Believe Secured Credit Card
    Federal Deposit Insurance Corporation (FDIC)
    Varo Believe Secured Credit Card
    FDIC
    Mission Lane
    NMLS (SafeAct registration)
    Mission Lane
    Visa U.S.A. Inc.

    Other rankings

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    Other countries

    Current Build Card

    Current Build Card

    Top pick for the United States

    9.4/10Visit