Updated October 17, 2026 · DebitCue Editorial Team

Top debit cards compared in the United States

743 cards available in the United States, ranked for the United States.

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Top debit cards compared in the United States
#	Card	Score	Features	Key facts	Actions
1	AirwallexTop pick	9.0/10	Multi currency Virtual card	Monthly fee: £0 Currency conversion fee: 0.5% Card type: Debit	Review Compare Visit
2	Nexo	8.9/10	No annual fee Multi currency Crypto Virtual card	Monthly fee: €0 Currency conversion fee: 0.2% to 2.5% Free ATM withdrawals: €200 to €2,000	Review Compare Visit
3	Kraken	9.2/10	Multi currency Crypto Virtual card	Monthly fee: €0 Currency conversion fee: 0% Card type: Debit	Review Compare Visit
4	Current	9.1/10	No annual fee Crypto	Monthly fee: $0 Currency conversion fee: 3% Card type: Debit	Review Compare Visit
5	Instarem Special FX rate + zero fees on first transfer EUR 1 to EUR 2,000	9.1/10	No annual fee	Currency conversion fee: 0% Legal entity: INSTAREM PTE. LIMITED Headquarters: Singapore	Review Compare Visit
6	Upgrade OneCard™	9.1/10	No annual fee	Monthly fee: $0 Currency conversion fee: 3% Free ATM withdrawals: $0	Review Compare Visit
7	Upgrade	8.9/10	No annual fee	Monthly fee: $0 Currency conversion fee: 3% Free ATM withdrawals: $0	Review Compare Visit
8	Novo	8.2/10	Virtual card	Monthly fee: $0 Card type: Debit Card network: Mastercard	Review Compare Visit
9	Binance Card	8.8/10	Crypto Virtual card	Currency conversion fee: 1% to 2% Card type: Debit Cashback rate: 0.1% to 8%	Review Compare Visit

Licensed in the United States

Nexo: Department of Financial Protection and Innovation (California, United States)
Upgrade OneCard™: NMLS
eToro: SIPC
USAA: FDIC
Varo Visa® Debit Card: Office of the Comptroller of the Currency (OCC)
Varo Visa® Debit Card: FDIC
CoinZoom: FinCEN
U.S. Bank: FDIC
New Millennium Bank: FDIC
TD Bank Group: Office of the Comptroller of the Currency
TD Bank Group: FDIC
Varo Believe Secured Credit Card: Office of the Comptroller of the Currency (OCC)
Varo Believe Secured Credit Card: Federal Deposit Insurance Corporation (FDIC)
Varo Believe Secured Credit Card: FDIC
Capital One: FDIC
SoFi: Office of the Comptroller of the Currency (OCC)
SoFi: FDIC
Truist Financial: FDIC
U.S. Bank: FDIC
Tchotcho Pay: Financial Crimes Enforcement Network (FinCEN)