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Updated October 17, 2026 · DebitCue Editorial Team

Top business credit cards compared in the United Kingdom

43 cards available in the United Kingdom, ranked for the United Kingdom.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top business credit cards compared in the United Kingdom
#CardScoreFeaturesKey factsActions
1
HSBC UK logo
HSBC UKTop pick

Get £220 when you switch to an HSBC Bank Account

9.5/10
  • No annual fee
  • Multi currency
Annual fee:
£0
APR:
29.9%
Currency conversion fee:
2.75%
ReviewCompareSee alternatives
2
HSBC Classic Credit Card logo
HSBC Classic Credit Card

Get £500 with an HSBC Premier Bank Account: GBP 500

9.4/10
  • No annual fee
  • Multi currency
Annual fee:
£0
APR:
29.9%
Currency conversion fee:
2.99%
ReviewCompareSee alternatives
3
Navan logo
Navan

Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month

9.4/10
  • No annual fee
Annual fee:
$0
Rewards type:
Points
Rewards rate:
A percentage of Eligible Savings on reward-eligible bookings, percentage determined by Search Rank
ReviewCompareSee alternatives
4
Jeeves logo
Jeeves

Airport lounge access for Jeeves cardholders: Up to 1,300 lounges globally

9.3/10
  • No annual fee
  • Multi currency
  • Virtual card
Annual fee:
$0
Rewards type:
Cashback
Rewards rate:
1% cashback on every purchase
ReviewCompareSee alternatives
5
Capital on Tap logo
Capital on Tap

10,000 bonus points on Pro: 10,000 reward points

9.1/10
  • No annual fee
  • Virtual card
Annual fee:
£0
APR:
13.86%
Currency conversion fee:
0%
ReviewCompareSee alternatives
6
Cashplus Bank logo
Cashplus Bank
9.1/10
    Currency conversion fee:
    0%
    Legal entity:
    Zempler Bank Limited
    Headquarters:
    United Kingdom
    		ReviewCompareSee alternatives
    7
    EQIBank logo
    EQIBank
    		9.0/10
    • Multi currency
    • Virtual card
    Currency conversion fee:
    1%
    Perks:
    No spending limits, spend up to the amount deposited on the card, Accepted in over 44 million locations worldwide, 24/7 customer support, and 6 more
    Card kind:
    Credit
    		ReviewCompareSee alternatives
    8
    myPOS logo
    myPOS

    myPOS Flex price reduced from GBP 59 to GBP 49 excl. VAT

    		9.0/10
    • No annual fee
    • Multi currency
    • Virtual card
    Annual fee:
    £0
    Rewards type:
    Cashback
    Rewards rate:
    0.1% cashback on all eligible transactions; 10% cashback in the myPOS Online Shop
    		ReviewCompareSee alternatives
    9
    Ramp logo
    Ramp

    Ramp Plus 30-day free trial: 30 days free on Ramp Plus

    		9.0/10
    • No annual fee
    • Multi currency
    • Virtual card
    Annual fee:
    $0
    Rewards type:
    Cashback
    Rewards rate:
    Up to 5% cashback plus over $350,000 in partner rewards
    		ReviewCompareSee alternatives
    10
    Eversend logo
    Eversend
    		8.9/10
    • Multi currency
    • Crypto
    • Virtual card
    Currency conversion fee:
    0.9%
    Rewards type:
    None
    Founded:
    2017
    		ReviewCompareSee alternatives

    Licensed in the United Kingdom

    HSBC Classic Credit Card
    Financial Conduct Authority
    HSBC Classic Credit Card
    Prudential Regulation Authority
    Capital on Tap
    Financial Conduct Authority
    myPOS
    Financial Conduct Authority (FCA) - myPOS Payments, Electronic Money Institution
    Soldo
    Financial Conduct Authority

    Other rankings

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    Other countries

    HSBC UK

    HSBC UK

    Top pick for the United Kingdom

    9.5/10See alternatives