Updated October 17, 2026 · DebitCue Editorial Team

Top business credit cards compared in the United States

47 cards available in the United States, ranked for the United States.

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Top business credit cards compared in the United States
#	Card	Score	Features	Key facts	Actions
1	Divvy (BILL Spend and Expense)Top pick	8.2/10	Virtual card	Rewards type: Cashback Card kind: Credit Legal entity: Bill.com, LLC	Review Compare Visit
2	ether.fi	9.6/10	No annual fee	Annual fee: $0 Currency conversion fee: 0% to 0.5% Rewards type: Cashback	Review Compare See alternatives
3	American Express Business Cards New Card Member Offer	9.5/10	No annual fee	Currency conversion fee: 0% Card kind: Credit Legal entity: American Express National Bank	Review Compare See alternatives
4	Navan Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month	9.4/10	No annual fee	Annual fee: $0 Rewards type: Points Rewards rate: A percentage of Eligible Savings on reward-eligible bookings, percentage determined by Search Rank	Review Compare See alternatives
5	Jeeves Airport lounge access for Jeeves cardholders: Up to 1,300 lounges globally	9.3/10	No annual fee Multi currency Virtual card	Annual fee: $0 Rewards type: Cashback Rewards rate: 1% cashback on every purchase	Review Compare See alternatives
6	American Airlines American Airlines AAdvantage MileUp Card new cardmember offer: 15,000 AAdvantage bonus miles	9.1/10	No annual fee	Annual fee: $0 APR: 19.74% to 29.74% Currency conversion fee: 3%	Review Compare See alternatives
7	Capital on Tap 10,000 bonus points on Pro: 10,000 reward points	9.1/10	No annual fee Virtual card	Annual fee: £0 APR: 13.86% Currency conversion fee: 0%	Review Compare See alternatives
8	EQIBank	9.0/10	Multi currency Virtual card	Currency conversion fee: 1% Perks: No spending limits, spend up to the amount deposited on the card, Accepted in over 44 million locations worldwide, 24/7 customer support, and 6 more Card kind: Credit	Review Compare See alternatives
9	SoFi	9.0/10	Crypto	Rewards type: Cashback Card kind: Credit Legal entity: SoFi Bank, National Association	Review Compare See alternatives
10	Teampay	9.0/10	No annual fee Virtual card	Annual fee: $0 Rewards type: None Perks: Virtual and physical card issuance, Instant card issuance, Built-in spend controls by employee, department, vendor or category, and 6 more	Review Compare See alternatives