Fyrst review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Fyrst is a German business banking brand from Deutsche Bank AG, built for companies that want a Mastercard debit card with no account charge. Costs stay at €0 a month, though currency conversion of 1.85% bites on every foreign spend.
Key facts
- Best for
- A business paying suppliers or staff abroad that wants a no-fee Mastercard debit card.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 1.85% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Deutsche Bank AG (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency
- Audience
- Business
- Official website
- fyrst.de
Credit cards
- Annual fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 1.85% (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Perks
- Mastercard Business Bonus Program discounts at Booking.com, Rentalcars.com, HubSpot (Source, checked September 26, 2026)
- Legal entity
- Deutsche Bank AG (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Multi-currency
- Audience
- Business
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- Trustpilot
Pros and cons
Pros
- Monthly fee of €0 and annual fee of €0, so there is nothing to budget for simply holding the account open
- Multi-currency accounts, which suit companies that invoice customers or pay suppliers in currencies other than the euro day to day
- Support by email, chat and phone, so a phone line, live chat, email and a help centre are all listed as contact options
Cons
- Currency conversion of 1.85% sits above the site median of 1%, so foreign purchases cost more here than on most cards
- The rewards type is none, so card spending earns nothing back beyond the partner discounts listed
- Personal banking is not among its target audience (business), so the offer reaches companies and sole traders only
Who it suits
- Sole traders and limited companies that invoice customers or pay suppliers in euros and in other currencies at the same time
- Businesses that simply want a Mastercard debit card and no annual charge on the account they run every day
- Teams that keep company spending split across several currency balances inside a single business account
Who should look elsewhere
- Anyone chasing cashback or points on spending, since the rewards type is none and a rewards-led card such as Varo Believe Secured Credit Card fits that goal better
- Businesses that pay most bills in sterling or dollars, because currency conversion of 1.85% applies to foreign spend and Wise is set up for lighter conversion costs
- Anyone who wants a credit card, since the card type is debit and Chime Card (Secured Visa Credit Card) sits on the other side
Fees and currency costs
Fyrst charges a monthly fee of €0 for the business account, so there is nothing to budget for holding the card. The figure to plan around is currency conversion at 1.85% on anything bought outside the euro area. Keep euro for routine spending, and treat foreign purchases as a priced decision rather than a free one.
How Fyrst compares
8.9 vs 9.4
8.9 vs 9.0
8.9 vs 8.9
8.9 vs 9.2
8.9 vs 8.8
8.9 vs 8.5
8.9 vs 8.5
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8.9 vs 8.7
8.9 vs 9.2
8.9 vs 9.0
8.9 vs 8.9
8.9 vs 8.8
8.9 vs 9.6
8.9 vs 9.4
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.1
Fyrst vs KTC credit card8.9 vs 9.1
8.9 vs 9.1
8.9 vs 8.8
8.9 vs 8.8- 8.9 vs 8.8
- 8.9 vs 8.8
8.9 vs 8.8- 8.9 vs 8.8
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.3
8.9 vs 8.2
8.9 vs 8.0
8.9 vs 8.0
Where Fyrst is available
- Available
- Germany
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a Fyrst account cost each month?+
The monthly fee is €0 and the annual fee is €0, so holding the account costs nothing. That matches the site median of €0, and Fyrst ranks 1 of 419 brands on monthly fee.
What does Fyrst charge to convert currency?+
Conversion costs 1.85% on foreign spend. That is above the debit card median of 1% and below the 2.5% mark, so euro spending stays cheapest and other currencies add up quickly.
Is Fyrst a debit or credit card?+
The card type is debit, so spending draws on the business account balance rather than on borrowing. The rewards type is none, so card purchases earn nothing back beyond the partner discounts listed for the card.
Who is the Fyrst card aimed at?+
The audience is business, so the card is built for companies and sole traders rather than personal accounts. Multi-currency accounts help firms that invoice or buy in more than a single currency at the same time.
What network does the Fyrst card run on?+
It runs on Mastercard, the network used by 38.5% of the brands compared here and by 34.6% of the debit cards compared. Visa is the more common network on the site at 58.6%.
How can I get help with the account?+
Support runs through email, chat and phone, so email, live chat, a phone line and a help centre are all listed. A phone line is offered by 67.3% of brands and a help centre by 75.6%.
Is there any reward for spending on the card?+
No reward is attached to spending: the rewards type is none. The extras listed are Mastercard Business Bonus Program discounts, and since the card costs nothing to hold, the value sits in avoiding fees.
Sources
- pitchbook.com/profiles/company/469532-17 checked September 26, 2026
Backs: Founded
“Fyrst was founded in 2019”
- fyrst.de checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Phone support area code 0228 (Bonn, Germany)”
- fyrst.de/banking/karten.html checked September 26, 2026
Backs: Audience, Features, Card network
“Target Audience: Business owners, self-employed professionals, freelancers”
- fyrst.de/banking/karten/kreditkarten/fyrst-card-plus.html checked September 26, 2026
Backs: Annual fee, Card type, Currency conversion fee, Pricing model, Monthly fee, Perks, Rewards type
“kostenlose Debit Mastercard (free debit Mastercard)”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Fyrst
A business paying suppliers or staff abroad that wants a no-fee Mastercard debit card.