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BBVA Credit card
BBVA Tarjeta Oro (Mexico)
Points
VISA
Apply for BBVA Tarjeta Oro (Mexico)

On BBVA's secure site

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Card review

BBVA Tarjeta Oro (Mexico)

4.2 4.2 out of 5 8.4/10 DebitCue Score Verified

Mid-tier Mexico card earning 11% back in points with travel perks

Fee
1,151 MXN/yr (≈ $59)
Free when payroll is domiciled with BBVA
Purchase APR
Not published
Interest-free
-
Foreign fee
None
Rewards
11% of purchases returned as BBVA Points; free baggage delay insurance ($1,000 MXN delay compensation)

Our verdict

What stands out, and where it falls short.

What we like

  • 11% of purchases returned as BBVA Points; free baggage…
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments

Worth weighing

  • 1,151 MXN/yr (≈ $59) card fee

Who It Is For

Whether the BBVA Tarjeta Oro (Mexico) fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the 1,151 MXN/yr (≈ $59) fee

Rates and fees

As of

All amounts shown in MXN.

Card fee
1,151 MXN/yr (≈ $59)
Purchase APR
Not published
Interest-free period
-
Foreign transaction fee
None
CAT promedio
68.3% sin IVA (as of March 2026)
Tasa de interés anual ponderada
~50.56%

Rewards and features

Rewards
11% of purchases returned as BBVA Points; free baggage delay insurance ($1,000 MXN delay compensation)
Installments
MSI plans available
Pay with
Apple Pay, Google Pay, Contactless, Virtual card

Benefits and perks

Extras that come bundled with the card.

  • 11% BBVA Points on purchases redeemable at thousands of merchants
  • Baggage delay compensation ($1,000 MXN) and baggage loss insurance

Eligibility

What you need before you apply.

Minimum monthly income
$20,000 MXN
Age range
18-75 years

BBVA Tarjeta Oro (Mexico): your questions answered

How much does the BBVA Tarjeta Oro (Mexico) cost?
The BBVA Tarjeta Oro (Mexico) costs 1,151 MXN/yr (≈ $59). Free when payroll is domiciled with BBVA.
What rewards does the BBVA Tarjeta Oro (Mexico) earn?
The BBVA Tarjeta Oro (Mexico) earns 11% of purchases returned as BBVA Points; free baggage delay insurance ($1,000 MXN delay compensation).
Does the BBVA Tarjeta Oro (Mexico) charge foreign transaction fees?
No - the BBVA Tarjeta Oro (Mexico) has no foreign transaction fees, so it suits spending abroad.
Can I pay in installments with the BBVA Tarjeta Oro (Mexico)?
Yes - MSI plans available.
Is the BBVA Tarjeta Oro (Mexico) a credit, debit or prepaid card?
The BBVA Tarjeta Oro (Mexico) is a credit card issued by BBVA on the Visa network.
Does the BBVA Tarjeta Oro (Mexico) support Apple Pay and Google Pay?
Yes - the BBVA Tarjeta Oro (Mexico) works with both Apple Pay and Google Pay.
Where can I get the BBVA Tarjeta Oro (Mexico)?
The BBVA Tarjeta Oro (Mexico) is currently offered in Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Spain and 1 more.
How does DebitCue rate the BBVA Tarjeta Oro (Mexico)?
DebitCue rates the BBVA Tarjeta Oro (Mexico) 4.2 out of 5 (8.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the BBVA Tarjeta Oro (Mexico)?
Use the Apply now button to continue on BBVA's secure site. Comparing and applying through DebitCue is free.

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