Millennium BCP GO! Credit Card review: fees, rewards, APR and perks - DebitCue Skip to content
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Millennium BCP Credit card
Millennium BCP GO! Credit Card
No rewards
VISA
Apply for Millennium BCP GO! Credit Card

On Millennium BCP's secure site

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Credit card Millennium BCP Visa

Card review

Millennium BCP GO! Credit Card

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

Zero annual fee credit card for everyday spending.

Fee
No fee
No annual fee — permanently free with a Millennium GO! or GO! Universitário account; also free as a standalone card.
Purchase APR
from 15.5%
Interest-free
30 days
Foreign fee
3.85%
Rewards
No rewards or cashback programme on the GO! Credit Card.

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • Pay in installments

Worth weighing

  • 3.85% foreign transaction fee

Who It Is For

Whether the Millennium BCP GO! Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in EUR.

Card fee
No fee
Purchase APR
from 15.5%
Interest-free period
30 days
Foreign transaction fee
3.85%
TAEG (APR)
15.5 %
TAN (Nominal Annual Rate)
15.0 %
Instalment TAN (3/6/9 months)
9.5 % / 10.5 % / 11.0 %
Foreign transaction fee (ISF)
3.85 %

Rewards and features

Rewards
No rewards or cashback programme on the GO! Credit Card.
Installments
Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 9.5 % for 3 months, 10.5 % for 6 months, 11.0 % for 9 months; minimum €100).
Pay with
Apple Pay, Google Pay, Contactless
Annual fee
€0 — permanently free

Benefits and perks

Extras that come bundled with the card.

  • 3D Secure online protection
    3D Secure authentication protects card-not-present online transactions.

Millennium BCP GO! Credit Card: your questions answered

Does the Millennium BCP GO! Credit Card have a card fee?
No - the Millennium BCP GO! Credit Card has no card fee.
What rewards does the Millennium BCP GO! Credit Card earn?
The Millennium BCP GO! Credit Card earns No rewards or cashback programme on the GO! Credit Card..
Does the Millennium BCP GO! Credit Card charge foreign transaction fees?
Yes - the Millennium BCP GO! Credit Card charges a 3.85% foreign transaction fee.
Is there an interest-free period on the Millennium BCP GO! Credit Card?
Yes - up to 30 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Millennium BCP GO! Credit Card?
The Millennium BCP GO! Credit Card has a purchase APR of from 15.5%.
Can I pay in installments with the Millennium BCP GO! Credit Card?
Yes - Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 9.5 % for 3 months, 10.5 % for 6 months, 11.0 % for 9 months; minimum €100)..
Is the Millennium BCP GO! Credit Card a credit, debit or prepaid card?
The Millennium BCP GO! Credit Card is a credit card issued by Millennium BCP on the Visa network.
Does the Millennium BCP GO! Credit Card support Apple Pay and Google Pay?
Yes - the Millennium BCP GO! Credit Card works with both Apple Pay and Google Pay.
Where can I get the Millennium BCP GO! Credit Card?
The Millennium BCP GO! Credit Card is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the Millennium BCP GO! Credit Card?
DebitCue rates the Millennium BCP GO! Credit Card 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

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