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KBC Bank Debit card
KBC Debit Card
No rewards
MASTERCARD
Apply for KBC Debit Card

On KBC Bank's secure site

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Card review

KBC Debit Card

4.1 4.1 out of 5 8.2/10 DebitCue Score Verified

Everyday Belgian debit card on Bancontact and Mastercard

Fee
No fee
Free with KBC Plus Account (€4.25/month) or KBC Basic Account (€2.50/month). A second debit card costs €0.75/month; free on the Plus Account. Card replacement €9 on Basic, €10 on Plus. Photo personalisation €10 per request (two free per year on Plus Account).
Foreign fee
1.6%
Rewards
None

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee

Worth weighing

  • 1.6% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the KBC Debit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in EUR.

Card fee
No fee
Foreign transaction fee
1.6%
Monthly card fee
Free with KBC account (debit card included in KBC Plus Account at €4.25/month); second card €0.75/month
Foreign exchange commission
1.6% of ECB reference rate for non-euro currencies (EEA and beyond)
Eurozone ATM withdrawal
Free on Plus Account; €0.50 per withdrawal on Basic Account

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Weekly spending limit
Default €2,500 (adults), up to €10,000 maximum; €900 default for minors

Benefits and perks

Extras that come bundled with the card.

  • No payment fee in the eurozone
    Payments within the euro area are free of charge. Outside the eurozone a 1.6% exchange commission applies on the ECB reference rate.

Eligibility

What you need before you apply.

Minimum age
10 years old; Belgian domicile required

KBC Debit Card: your questions answered

Does the KBC Debit Card have a card fee?
No - the KBC Debit Card has no card fee.
Does the KBC Debit Card charge foreign transaction fees?
Yes - the KBC Debit Card charges a 1.6% foreign transaction fee.
Is the KBC Debit Card a credit, debit or prepaid card?
The KBC Debit Card is a debit card issued by KBC Bank on the Mastercard network.
Does the KBC Debit Card support Apple Pay and Google Pay?
Yes - the KBC Debit Card works with both Apple Pay and Google Pay.
Where can I get the KBC Debit Card?
The KBC Debit Card is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the KBC Debit Card?
DebitCue rates the KBC Debit Card 4.1 out of 5 (8.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the KBC Debit Card?
Use the Apply now button to continue on KBC Bank's secure site. Comparing and applying through DebitCue is free.

Before you decide

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