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Balance transfer cards: frequently asked questions

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Is there a balance transfer card with no monthly fee?

The Virgin Atlantic Reward Credit Card is a credit card that lets you transfer a balance and pay no interest for 21, with a balance transfer fee of 2.95%. Its monthly fee is £0, and it pays cashback rather than points. Standard purchases are covered by a promotional rate of 27.9% once the offer ends, so keep the balance moving before it finishes. See the Virgin Atlantic Reward Credit Card review.

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