Updated September 29, 2026

What is Apple Pay?

In short

Apple Pay is the built-in wallet on iPhones and watches, and a lot of card issuers include it as a listed extra.

Apple Pay lets you tap to pay with an iPhone or Apple Watch instead of handing over the plastic card, and the card issuer has to support it. Several issuers list it among their extras. ABN AMRO NL Zakelijk and ABN AMRO Zakelijk bundle it with Click to Pay, Google Pay and contactless payment. Aqua Card pairs Apple Pay and Google Pay with instant spend, and Amwal offers it as an option at online checkouts and in stores. Advanzia Bank includes mobile payment with Apple Pay, Google Pay and Garmin Pay.

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