Updated September 28, 2026

What is Who a card is for?

In short

The kind of customer a card is designed for, set by the account it is issued under.

Audience is the group a card is designed to serve, and it usually follows the account it is issued under rather than the card itself. A business card is aimed at company spending, with expense tracking, staff cards and higher limits, while a personal card is aimed at day-to-day household use. The effect on a reader is practical: the same brand can issue very different cards, so the audience tells you which terms will apply to you. The cards in this group are all aimed at business customers. Airwallex is built for business, as are Airbase, ABN AMRO Zakelijk, ABN AMRO NL Zakelijk and ACB Grenada Bank. A card aimed at business spend often pairs with a business current account rather than standing on its own.

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