What is Credit needed?

Credit needed is a broad band showing how strong your credit standing has to be for the issuer to accept your application, rather than a precise score. Cards sit in one of a few bands, from poor to good. Aqua Card is the most accessible of this group and works with poor credit, which makes it a realistic starting point if your file is thin. The rest ask for good: Axis Bank Credit Cards, Bank of Baroda Credit Cards, BAWAG and BAWAG P.S.K. all sit in that stronger band.