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Bank of America

Card issuer

Bank of America

America's bank โ€” rewards, travel, and everyday banking

Visit official site
Cards reviewed
8
Average rating
4.4/5
Headquarters
United States
Founded
1998

Bank of America is one of the largest US retail banks, offering a broad consumer card lineup spanning no-annual-fee cash-back and travel credit cards, a secured credit-building card, a balance-transfer card, and Visa debit cards linked to its Advantage Banking accounts. Its Preferred Rewards program boosts earnings by 10โ€“75% based on combined BofA and Merrill account balances. In June 2026 the bank introduced a Refer-a-Friend program, a Custom Pay Plan installment feature, and a credit-monitoring tool for cardholders.

Full lineup

Bank of America cards

See all in the card finder
Best for rewards
Credit card Bank of America - Visa

Choose your 3% cash-back category every month

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 3% cash back in one chosen category (gas, onlineโ€ฆ
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Best for travel insurance
Credit card Bank of America - Visa

Premium travel rewards with $200 in annual credits

Points Pay in installments No FX fee
Fee
$95 USD/yr
Interest
19.49% - 27.49%
Interest-free
-

Why we like it

  • 2 points per $1 on travel and dining; 1.5โ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Bank of America's secure site View details
Best for lounge access
Credit card Bank of America - Visa

Luxury travel card with Priority Pass and $570 in annual credits

Points Pay in installments No FX fee
Fee
$550 USD/yr
Interest
19.49% - 27.49%
Interest-free
-

Why we like it

  • 2 points per $1 on travel and dining; 1.5โ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bank of America's secure site View details
Best for rewards
Credit card Bank of America - Visa

No annual fee, no foreign transaction fees โ€” travel freely

Points Pay in installments No FX fee
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5 points per $1 on all purchases; 3โ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Bank of America's secure site View details
Best for rewards
Credit card Bank of America - Visa

Simple, unlimited 1.5% cash back on everything

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on all purchases with noโ€ฆ
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details