Card issuer

Current

Future of Banking

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Cards reviewed

3

Average rating

4.4/5

Headquarters

United States

Founded

2015

Current is a New York-based fintech company founded in 2015 that provides mobile-first banking services through partner banks Choice Financial Group and Cross River Bank (both FDIC members). It targets everyday Americans—including teens and credit newcomers—with no-fee spending accounts, a credit-building secured card, savings pods earning up to 4% APY, early paycheck access, fee-free overdraft up to $200, and cryptocurrency trading. All products are app-only with no physical branches.