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HDFC Bank

Card issuer

HDFC Bank

India's largest private bank โ€” cards for every life stage

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Cards reviewed
15
Average rating
4.0/5
Headquarters
India
Founded
1994

HDFC Bank is India's largest private-sector bank by assets, founded in 1994 and headquartered in Mumbai. It operates one of the country's broadest consumer card portfolios, spanning entry-level cashback cards, co-branded lifestyle and travel cards, and ultra-premium invite-only metal cards, with over 20 credit card variants and a wide range of debit and prepaid products.

Full lineup

HDFC Bank cards

See all in the card finder
Best for lounge access
Credit card HDFC Bank - Discover

Premium travel and lifestyle card with unlimited lounge access and 3.33% rewards rate

Points
Fee
โ‚น10,000 INR/yr (โ‰ˆ $120)
Interest
from 23.88%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น150 (3.33%); 2x on weekendโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Affordable Diners Club card with dining perks and quarterly lounge access

Points
Fee
โ‚น1,000 INR/yr (โ‰ˆ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 4 Reward Points per โ‚น200 on eligible spends; 5xโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Low-fee starter card with 10x rewards on daily lifestyle spends

Cash back
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (maxโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

India's most exclusive invite-only metal card with unlimited lounge access

Points Pay in installments
Fee
โ‚น12,500 INR/yr (โ‰ˆ $150)
Interest
from 23.88%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น150 spent; up to 3.33%โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Best-value digital-first cashback card for online shoppers

Cash back
Fee
โ‚น1,000 INR/yr (โ‰ˆ $12)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% cashback on Amazon, Flipkart, BookMyShow, Cult.fit, Myntra, Sonyโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Entry-level everyday rewards card with 10x points on top online brands

Cash back
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints (20 pts/โ‚น200) on Amazon, Flipkart, Swiggy, BigBasket,โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

Customisable cashback card โ€” choose your own categories and card design

Cash back
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% on two self-chosen categories (dining, travel, grocery, fashion,โ€ฆ
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Debit card HDFC Bank - Visa

Premium debit card with golf privileges, lounge access, and lifestyle benefits

Cash back
Fee
โ‚น850 INR/yr (โ‰ˆ $10)
Foreign fee
3.5%
Type
Debit card

Why we like it

  • 1 CashBack Point per โ‚น200 on groceries, supermarkets, apparel,โ€ฆ
  • Airport lounge access
  • Travel insurance included
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

Mid-premium lifestyle card with Priority Pass lounge access and low forex markup

Points
Fee
โ‚น2,500 INR/yr (โ‰ˆ $30)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น200 on retail; 25 RPโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

India's lowest-fee virtual credit card for UPI everyday payments

Cash back
Fee
โ‚น250 INR/yr (โ‰ˆ $3)
Interest
Not published
Interest-free
50 days

Why we like it

  • 3% CashPoints on groceries, supermarket, dining, and PayZapp; 2%โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

India's top fuel rewards card โ€” up to 50 litres of free fuel annually

Points
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5% Fuel Points on IndianOil outlets, groceries and billโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

India's best card for frequent train travellers on IRCTC

Points
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น100 on IRCTC website/Rail Connectโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Dedicated Marriott hotel rewards card with Free Night Awards and Silver Elite status

Points
Fee
โ‚น3,000 INR/yr (โ‰ˆ $36)
Interest
Not published
Interest-free
50 days

Why we like it

  • 8 Marriott Bonvoy Points per โ‚น150 at Marriott hotels;โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Premium Swiggy cashback card for food delivery and online lifestyle spends

Cash back
Fee
โ‚น1,000 INR/yr (โ‰ˆ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10% cashback on Swiggy (food, Instamart, Dineout, Genie) cappedโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

Earn NeuCoins across the Tata ecosystem with a low forex markup

Points
Fee
โ‚น1,499 INR/yr (โ‰ˆ $18)
Interest
from 45%
Interest-free
50 days

Why we like it

  • Up to 10% NeuCoins on Tata Neu app (withโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details