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Petal is a US fintech credit card company (now operating under parent Tilt Card, Inc.) that issues Visa credit cards via WebBank. Petal pioneered cash-flow underwriting, evaluating applicants based on income and spending patterns rather than solely credit scores, enabling access for thin-file and fair-credit consumers. The product suite spans three unsecured Visa credit cards targeting credit builders and those with limited credit history. All cards are contactless, mobile-wallet compatible, and report to all three major credit bureaus.
Full lineup
Build credit with no annual fee and bonus cash back at select merchants
Why we like it
The easiest Petal card to get — for those starting or rebuilding credit
Why we like it
All rewards, no fees — the credit card that pays you back
Why we like it
