AMK Bank review

Updated October 12, 2026 · DebitCue Editorial Team

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Our verdict

For people managing everyday money in Cambodia, AMK Bank Plc brings branch, agent and digital banking together in one place. It is a Cambodian bank with 143 branches and 58 machines that suits people who want local access alongside mobile banking and card payments.

Key facts

Best for
Everyday banking in Cambodia with local access
Legal entity
AMK Bank Plc (Source, checked September 26, 2026)
Headquarters
Cambodia (Source, checked September 26, 2026)
Founded
2004 (Source, checked September 26, 2026)
Official website
amkcambodia.com

Apps and profiles

Pros and cons

Pros

  • Nationwide network of 143 branches plus agents across Cambodia for daily banking
  • Mobile banking supports account management alongside KHQR payments through Bakong
  • Offers deposits, loans, savings and UnionPay debit cards within one bank
  • Supports international money movement through SWIFT transfers for sending and receiving abroad

Cons

  • Focus stays on Cambodia, which limits use for people living elsewhere
  • Machine network of 58 ATMs and CDMs is smaller than branch network
AMK Bank

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Who it suits

  • Cambodia residents wanting branch, agent and mobile access
  • Savers and borrowers seeking everyday banking in one place

Who should look elsewhere

  • People seeking banking outside Cambodia

Where AMK Bank is available

Available
Cambodia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Where does AMK Bank operate?+

AMK Bank operates across Cambodia through 143 branches, a nationwide agent network and 58 ATMs and CDMs. You can visit a branch for a wide range of services or use nearby agents and machines for everyday transactions.

What products does AMK Bank cover?+

The bank covers deposits, loans, savings, business finance and digital banking through AMK Mobile. It also supports KHQR payments and international transfers, alongside debit cards for everyday spending.

How does app or online access work?+

AMK Mobile lets you apply for services and manage digital banking from your phone. It connects with deposit and loan services and supports payments, which helps you handle routine banking without visiting a branch.

Does AMK Bank support international transfers?+

Yes, the bank supports international transfers through SWIFT for sending and receiving money. Agents also handle local and international money transfers, alongside bill payments, deposits and withdrawals.

Where is AMK Bank based?+

AMK Bank is based in Cambodia. (Source, checked September 26, 2026)

When was AMK Bank founded?+

AMK Bank was founded in 2004. (Source, checked September 26, 2026)

Sources

  • kh.linkedin.com/company/amk-bank checked September 26, 2026

    Backs: Founded

    “received its license from the National Bank of Cambodia (NBC) in 2004”

  • amkbank.com.kh checked September 26, 2026

    Backs: Headquarters, Legal entity

    “Leading Bank in Cambodia”

Compiled from 2 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.

AMK Bank

AMK Bank

Everyday banking in Cambodia with local access

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