BancoEstado CuentaRUT review

The monthly fee is CLP 0, the same figure as the debit category median of €0. That makes it a low cost account for everyday use, and the cost score of 4 reflects how it compares with the rest of the field.

Currency conversion runs at 1.9%, which places it at 155 of 259 brands on that measure. The site median is 1%, so frequent foreign spending costs more here than on lower fee rivals.

The account comes with a Visa debit card, so spending draws directly on the balance in the account. Debit cards make up 74.3% of the cards listed, and Visa covers 58.6% of them.

Yes, kids are one of the listed audiences, alongside family use. Around 37.5% of the accounts covered are aimed at children, so a first account for a young family member is a natural fit.

Multi-currency and travel features are both listed, and 51.4% of the accounts on the site carry a travel feature. The currency conversion fee of 1.9% is the part to check before a long trip.

The account is run by Banco del Estado de Chile, a Chilean bank founded in 1953 and based in Chile. The legal entity is the state bank of Chile, which is why the account is pitched at local households first.

Support runs on phone, so phone is the channel listed. Across the site 75.6% of accounts list a help centre and 67.3% list phone, so this account leans on phone alone.

The only recurring cost listed is the monthly fee of CLP 0. The wider debit field runs to €167.70 at the top end, but nothing like that is attached to this account in what is recorded here.