Birbank Biznes review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
For entrepreneurs handling company finances by phone, Birbank Biznes provides account opening, credit, transfers, POS solutions and cards through a mobile app and online bank. It supports legal entities and individual entrepreneurs with remote creation and unified control of products and operations.
Key facts
- Best for
- Remote company account and card management by phone
- Card type
- Debit (Source, checked September 26, 2026)
- Cashback rate
- 5% (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Currencies
- 3 (Source, checked September 26, 2026)
- Legal entity
- Kapital Bank OJSC (Source, checked September 26, 2026)
- Headquarters
- Azerbaijan (Source, checked September 26, 2026)
- Founded
- 2018 (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- birbank.business
Pros and cons
Pros
- Enables remote company account creation without branch visits
- Supports worldwide card payments through international payment systems
- Combines transfers, POS acceptance, credit and cards in one service
- Provides mobile management with unified control of products and operations
Cons
- Serves only legal entities and individual entrepreneurs seeking company solutions
- Centres daily management in the mobile app and online bank
- Focuses on company products rather than private everyday use
Who it suits
- Entrepreneurs who want remote account creation by phone
- Small companies who need POS acceptance and transfers
- Legal entities who want app based credit access
Who should look elsewhere
- People seeking private cards for personal spending
How Birbank Biznes compares
Where Birbank Biznes is available
- Available
- Azerbaijan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who can use Birbank Biznes?+
Birbank Biznes serves entrepreneurs with registered company status and sole trading activity. It offers account formation, credit, transfers, POS solutions and cards for entrepreneurial needs. You manage products and operations through the mobile application and online service with unified control.
What products does Birbank Biznes cover?+
The service covers account opening, transfers, trade finance, credit and micro credit for entrepreneurial development. It also provides cards that support international payment systems for payments around the world. You control products and services through one platform with secure handling of information and operations.
How does the app and online access help?+
The mobile app is available for iOS and Android and links with Online Bank for unified management. You view products and operations from any place and handle transactions with protected systems. Android devices accept contactless payments while QR reading allows cash withdrawal at ATMs from the current account.
Which card choices support spending around the world?+
Birbank Biznes provides cards that support international payment systems for spending around the world. You use them for everyday company purchases and travel related payments. Entrepreneurs also accept customer payments through POS operations linked with the service.
Which company operates Birbank Biznes?+
Birbank Biznes is operated by Kapital Bank OJSC. (Source, checked September 26, 2026)
Where is Birbank Biznes based?+
Birbank Biznes is based in Azerbaijan. (Source, checked September 26, 2026)
When was Birbank Biznes founded?+
Birbank Biznes was founded in 2018. (Source, checked September 26, 2026)
Sources
- birbank.az/en checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“"foundingDate":"2018" (Birbank digital brand of the parent bank)”
- birbank.business checked September 26, 2026
Backs: Support channels
- birbank.business/kartlar/visa-sahibkar checked September 26, 2026
Backs: Audience, Card type, Currencies, Features, Card network
“Visa Sahibkar kartı fərdi sahibkarlar üçün nəzərdə tutulmuş biznes kartıdır”
- birbank.business/xeberler/yeni-kart-sahiblerin-5-kesbek-f... checked September 26, 2026
Backs: Cashback rate
“Birbank Biznes kredit kartını sifariş edərək bütün nağdsız ödənişlərdə 5% keşbek qazana bilər”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.