Dinarak review

The monthly fee is JOD 0, so there is no recurring charge for keeping the account open. Spending comes straight from the money in the account, so a debit card carries no borrowing cost. The card runs on mastercard, which covers the usual everyday acceptance.

Dinarak issues cards on mastercard. That means the card is accepted wherever Mastercard is accepted, and readers who rely on a different network would need to look elsewhere. The debit setup means purchases draw on account balance rather than credit.

Dinarak is licensed in Jordan by the Central Bank of Jordan, which is the regulator named for the account. The licence places the provider under the supervision of a central bank rather than an informal operator, which matters for anyone weighing the safety of the money behind the card.

Support runs through email, phone and help centre, so a cardholder can reach a person by phone or email, or work through the help centre on their own. There is no live chat or community forum in the list of channels. For urgent problems, phone support is the quicker of the options.

Dinarak has been trading since 2016. The company issues a debit card on mastercard and charges a monthly fee of JOD 0, so the main points a reader weighs are age, cost and network.

Dinarak issues a debit card. Spending draws on the balance in the account rather than a borrowing facility, which keeps the monthly cost at JOD 0. Readers building a credit record would need a different product.

The card fits people in Jordan who pay day to day and want a Mastercard option without a monthly charge. Support through email, phone and help centre suits anyone who would rather talk to someone than read help articles. It suits spending from an existing balance rather than borrowing.