Divipay / other regional prepaid brands review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Divipay is an Australian business debit card for company spend, with a virtual card and travel use in view, yet the price is steep: AUD 135 a month for the account. Worth it for a firm that pays suppliers abroad, poor value for anyone who keeps fees under close watch.
Key facts
- Best for
- Company card spend in AU with a virtual card for online and overseas buying.
- Monthly fee
- A$135 (Source, checked September 26, 2026)
- Currency conversion fee
- 0.95% (Source, checked September 26, 2026)
- Free ATM withdrawals
- A$0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Weel Holdings Pty Ltd ACN 617 434 607 (formerly DiviPay Holdings Pty Ltd) (Source, checked September 26, 2026)
- Headquarters
- Australia (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Features
- Virtual card, Travel
- Audience
- Business
- Official website
- divipay.com
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInXapps.apple.com
Pros and cons
Pros
- A debit card on the visa network, so it works in the same places as other visa cards.
- Features listed are virtual card and travel, so a virtual card and travel use are both covered.
- Run by Weel Holdings Pty Ltd, formerly DiviPay Holdings Pty Ltd, and trading since 2017.
Cons
- Free ATM withdrawals are AUD 0, so cash machines carry a cost for you.
- Support runs on email and help centre only, with no phone line or live chat.
- A monthly fee of AUD 135 against £0 a month at Wise and $0 a month at Chime Card.
Who it suits
- Australian businesses paying staff and suppliers with a debit card.
- Firms that want a virtual card for online buying and travel payments: virtual card and travel.
- Anyone comfortable weighing 0.95% on each currency conversion.
Who should look elsewhere
- Readers after a free monthly fee, since Wise charges £0 a month.
- Anyone set on a secured credit card rather than a debit card, such as Varo Believe Secured Credit Card.
- Anyone after a secured Visa credit card, such as Chime Card (Secured Visa Credit Card), at $0 a month.
Fees and currency costs
Divipay charges AUD 135 a month on its business account, a flat cost that applies whatever the card is spent on. Foreign currency conversion adds 0.95% each time the card converts currency, so overseas spending is priced on top of the monthly figure. Those two rates are what a reader should weigh first.
Where it sits among rivals
Against the wider market, Divipay ranks 417 of 419 brands on monthly fee. Currency conversion is weaker, at 122 of 259, and free ATM withdrawals sit at 41 of 115. Rivals near the top of those tables are the ones to study if fees decide it.
How Divipay / other regional prepaid brands compares
8.6 vs 9.4
8.6 vs 9.0
8.6 vs 8.9
8.6 vs 9.2
8.6 vs 8.8
8.6 vs 8.5
8.6 vs 8.5
8.6 vs 9.0
8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.7
8.6 vs 9.2
8.6 vs 9.0
8.6 vs 8.9
8.6 vs 8.8
8.6 vs 9.6
8.6 vs 9.2
8.6 vs 9.1
8.6 vs 9.1
8.6 vs 9.1
8.6 vs 8.9
8.6 vs 8.8
8.6 vs 8.8- 8.6 vs 8.8
- 8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.5
8.6 vs 8.5
8.6 vs 8.5
8.6 vs 8.3
8.6 vs 8.2
8.6 vs 8.0
8.6 vs 8.0
Where Divipay / other regional prepaid brands is available
- Available
- Australia, New Zealand
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the monthly fee on a Divipay account?+
Divipay charges AUD 135 a month for the card, a flat charge rather than a percentage. For comparison, Wise charges £0 a month and Varo Believe Secured Credit Card charges $0. On a business account that fee runs whatever the card is spent on.
What does it cost to use the card overseas?+
Foreign currency conversion runs at 0.95% on the Divipay card, and travel use is one of the listed features along with the virtual card: virtual card and travel. That rate is the number to test against a specialist travel card if you pay suppliers abroad often.
Are there free ATM withdrawals?+
The free ATM withdrawal allowance is AUD 0, so cash machines are not a free part of the deal. If you need frequent cash, budget for it or pick a card that includes withdrawals. On this measure Divipay ranks 41 of 115 brands on the site.
What kind of card is it and which network does it run on?+
Divipay issues a debit card that runs on the visa network, so it is accepted wherever that network is accepted. The card is aimed at business accounts, and virtual card and travel lists a virtual card among the features for online and overseas buying.
Who is the Divipay card aimed at?+
The account is built for business users, and that shapes what it offers. It suits companies paying staff and suppliers, and it is a debit card rather than a savings or investment account. Personal shoppers, or readers after a rewards card, will find little here that speaks to them.
Is there a virtual card on a Divipay account?+
The listed features are virtual card and travel, covering a virtual card and travel use. That gives a business an extra way to pay online without handing over the physical debit card, and travel use sits in the same list.
How do I get help from Divipay?+
Support runs on email and help centre, so you get a help centre and email rather than a phone line. For a card used by staff across sites, most questions go through written channels and self-service articles. If speaking to a person matters to you, weigh that before applying.
Where is Divipay based and who runs the account?+
The company sits in AU and has traded since 2017. Accounts are held by Weel Holdings Pty Ltd, formerly DiviPay Holdings Pty Ltd, so the name on the paperwork differs from the one on the card. Check the legal entity before you set up an account.
Sources
- divipay.com checked September 26, 2026
Backs: Headquarters
“address: 320 Pitt St, Sydney, NSW 2000, AU”
- help.letsweel.com/hc/en-us/articles/9897747910927-An-Over... checked September 26, 2026
Backs: Features, Currency conversion fee, Card network
“Your Weel card works overseas by default... Physical and virtual cards work the same way overseas”
- help.letsweel.com/hc/en-us/articles/9898750944655-How-to-... checked September 26, 2026
Backs: Free ATM withdrawals
“Weel's ATM fee (Australian businesses): $3 AUD per withdrawal at an ATM in Australia, and $5 AUD per withdrawal at an ATM outside Australia.”
- letsweel.com/about checked September 26, 2026
Backs: Audience, Card type, Founded, Legal entity, Support channels
“Weel is used by thousands of growing Australian and New Zealand businesses”
- letsweel.com/pricing checked September 26, 2026
Backs: Monthly fee
“Basic $135 per month. Starts at 5 people, $10/month to add more. Prices exclusive of GST.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Divipay / other regional prepaid brands
Company card spend in AU with a virtual card for online and overseas buying.