Easypaisa Bank review

The monthly fee is PKR 0, so there is no recurring charge to hold the card. Spending draws on the balance held in the account, and the card is a debit card rather than a credit card. No annual charge is listed for this brand.

The card runs on visa, which is the most common network among the cards on this site. That means it is accepted at a broad spread of terminals and ATMs. Visa is also the most listed network here, at 58.6%.

No regulator, licence or protection scheme is listed for this brand, so no deposit protection can be named. Readers who want a named scheme should check the issuer's own terms before depositing a large balance. Treat the money in the account the same as cash held at home.

It fits everyday local spending: shops, bills and cash withdrawals where the balance is already in the account. Business audiences are common on this site, at 66.1%, so company money is a natural fit too. It is not built for holding several currencies.

The card works on visa, but the money behind it sits in a single market account, so foreign currency spending is not the reason to pick it. For travel, a multi currency option is more useful, and 34.9% of the cards here offer one.

The monthly fee of PKR 0 sits alongside a site median of €0, with a top of €99 across the brands listed. Among debit cards specifically the median is €0.

A currency conversion fee is not listed for this brand, and the money sits in a single market account, so the cost of conversion applies elsewhere. Cards with listed conversion fees here run to 10.5% at the top end, with a median of 1%.

A debit card spends only what is in the account, which suits people who top up before spending. A credit card is the other route: credit cards make up 96.8% of the cards on this site. Readers rebuilding their record would be better served by a secured credit card.