ePayService review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
ePayService differs from standard single currency debit cards by offering a debit card with multi-currency support alongside a virtual card choice. It suits customers who manage spending across currencies and who prefer using a virtual card for online payments and daily budgeting.
Key facts
- Best for
- Customers managing multi-currency debit and virtual card spending
- Card type
- Debit (Source, checked September 26, 2026)
- Top-up fee
- free loading (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- MTACC Limited (Source, checked September 26, 2026)
- Founded
- 2007 (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Virtual card
- Audience
- Business
- Official website
- epayservice.com
Apps and profiles
- Elsewhere
- X
Pros
Pros
- Provides a debit card with multi-currency function for spending in different currencies
- Includes a virtual card option that supports debit payments online
Ready to try ePayService?
Who it suits
- People who spend in different currencies
- People who prefer virtual cards for online payments
How ePayService compares
Where ePayService is available
- Licence in Malta
- Malta Financial Services Authority, checked September 26, 2026
Frequently asked questions
What type of card does ePayService offer?+
ePayService offers a debit card that uses a card network. The card supports multi-currency use and includes a virtual card option. Customers can consider how those functions match planned spending before choosing.
How does the multi-currency function work in plain terms?+
The multi-currency function lets one debit card handle spending in different currencies. It keeps everyday payments together in one place. Customers should check which currencies they use most before choosing.
Who might consider the virtual card option?+
The virtual card option provides a digital version that works alongside debit use. It suits customers who pay online and want a separate detail for that spending. Customers should consider how often they pay online before choosing.
Which company operates ePayService?+
ePayService is operated by MTACC Limited. (Source, checked September 26, 2026)
When was ePayService founded?+
ePayService was founded in 2007. (Source, checked September 26, 2026)
How can I contact ePayService support?+
ePayService offers support through Email, Help-centre. (Source, checked September 26, 2026)
Sources
- epayservices.com/en/contact-us.html checked September 26, 2026
Backs: Founded, Legal entity, Support channels, Licences
“Copyright ePayService 2007”
- epayservices.com/en/fees.html checked September 26, 2026
Backs: Card type, Card network
“ePayService Card Standard Mastercard Debit”
- epayservices.com/en/prepaid-cards.html checked September 26, 2026
Backs: Audience, Features, Top-up fee
“Corporate Payroll Cards for Businesses and their Employees”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.
ePayService
Customers managing multi-currency debit and virtual card spending