Fino Payments Bank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Fino Payments Bank centres on FinoPay savings accounts for neighbourhood banking across India through a very large outlet network. It is a payments bank for individual residents who want everyday saving with app control and a linked card for spending near home.
Key facts
- Best for
- Residents in India wanting nearby everyday banking
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Local (Source, checked September 26, 2026)
- Currencies
- 1 (Source, checked September 26, 2026)
- Legal entity
- Fino Payments Bank Limited (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Founded
- 2007 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Travel
- Official website
- fino.bank.in
Pros and cons
Pros
- Runs a distribution network of over a million outlets across India.
- Links savings accounts to a personalised platinum debit card for everyday use.
- Provides app based account access for banking on the go.
- Offers tailored savings choices for different household needs.
Cons
- Serves only residents of India, so availability stays within one market.
- Limits savings account opening to adults within a defined age range.
- Issues cards on a local network, which restricts use outside the home market.
Who it suits
- Residents who want banking through nearby outlets
- Households seeking a simple everyday savings account
- People who prefer managing accounts through an app
Who should look elsewhere
- Non residents seeking an account from abroad
- Children or older adults outside the eligible age range
How Fino Payments Bank compares
Where Fino Payments Bank is available
- Available
- India
- Licence in India
- Reserve Bank of India, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does Fino Payments Bank cover?+
Fino Payments Bank covers FinoPay savings accounts, including digital and tailored options for different household needs. Each account supports everyday saving and daily money management. A linked debit card connects the balance to cash withdrawals and shop payments.
Where does Fino Payments Bank operate?+
The bank serves residents across India through branches, merchant points and neighbourhood touch points. It describes a very large distribution network reaching towns and smaller locations. That structure keeps everyday banking close to home rather than concentrated in cities.
How does the savings account link to the debit card?+
A FinoPay savings account holds everyday balances for saving and spending. The linked card draws on that balance for cash withdrawals and in person payments. The app allows balance review and everyday control without visiting a branch.
Where is Fino Payments Bank based?+
Fino Payments Bank is based in India. (Source, checked September 26, 2026)
When was Fino Payments Bank founded?+
Fino Payments Bank was founded in 2007. (Source, checked September 26, 2026)
How can I contact Fino Payments Bank support?+
Fino Payments Bank offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Fino_Payments_Bank checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Fino Payments Bank was founded in 2007”
- fino.bank.in checked September 26, 2026
Backs: Support channels
“WhatsApp banking (+91 8657008036), missed call support (+91 78777 88977), toll-free number (1800 268 1000)”
- fino.bank.in/cards/platinum-debit-card checked September 26, 2026
Backs: Card type, Currencies, Features, Card network
“Fino Platinum Debit Card”
- rbi.org.in/commonman/English/Scripts/PressReleases.aspx checked September 26, 2026
Backs: Licences
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.