Genesis Visa review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
Genesis Visa is a virtual Visa card for people who hold crypto and want a card that spends it, and it carries a monthly fee of $0. The currency conversion fee of 2.5% is the cost that decides whether it fits your spending.
Key facts
- Best for
- A crypto funded virtual card for online spend, with a monthly fee of $0.
- Monthly fee
- $0 (Source, checked September 26, 2026)
- Currency conversion fee
- 2.5% (Source, checked September 26, 2026)
- Card type
- Virtual (Source, checked September 26, 2026)
- Top-up fee
- 2% per funding transaction (minimum load $5, no maximum) (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Cardtonic Technologies Limited (Source, checked September 26, 2026)
- Support channels
- Chat, Phone, Email, Help-centre, Community (Source, checked September 26, 2026)
- Features
- Virtual card, Crypto, Multi-currency
- Official website
- cardtonic.com
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- A monthly fee of $0, so there is no standing charge for holding the card.
- Support runs on chat, phone and email, covering phone and chat as well as email and the help centre.
- Built for crypto, virtual card and multi currency use, so a crypto balance can be spent across currencies.
- A virtual card on the visa network, so online checkouts and subscriptions work without a plastic card.
Cons
- Currency conversion runs at 2.5%, where Lynk Visa virtual card lists 0%.
- Every top-up carries 2% per funding transaction (minimum load $5, no maximum), so a deposit is charged as well as the spend that follows it.
- The card type is virtual, so there is nothing to carry for in person use.
Who it suits
- Anyone holding crypto who wants a card to spend it, since the card is listed for crypto and multi currency use.
- People who want help by phone or chat, as support runs on chat, phone and email.
- Those who only need a card for online and subscription payments, since the card is virtual.
Who should look elsewhere
- Lynk Visa virtual card, if avoiding conversion charges matters most, at 0% against 2.5% here.
- DolarApp DolarCard, which lists a currency conversion fee of 0%.
- JBJ Production Haiti, also at 0% on conversion, if the currency cost is the deciding factor.
How Genesis Visa compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 9.2
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 9.6
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8- 9.3 vs 8.8
- 9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.3
9.3 vs 8.2
9.3 vs 8.0
9.3 vs 8.0
Where Genesis Visa is available
- Available
- Ghana, Nigeria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Genesis Visa cost to keep each month?+
The monthly fee is $0, so there is no standing charge for holding the card, and it is a virtual card, which means details are issued online rather than posted to you. Other costs sit on the money moving, namely conversion and top ups.
What is the currency conversion fee on the card?+
Conversion runs at 2.5% on the Genesis Visa. The site median for currency conversion sits at 1%, and the top of the range is 10.5%, so this card sits high among the cards compared. The alternatives listed here charge nothing on conversion.
Does loading the card cost money?+
Yes. Each funding transaction carries 2% per funding transaction (minimum load $5, no maximum), so a deposit is charged as well as a purchase. Because the charge sits on every transaction rather than once, frequent small top ups mean paying it more often than fewer larger ones.
What kind of card is the Genesis Visa?+
It is a virtual card on the visa network, built for virtual card, crypto and multi currency use. There is no plastic card in the post, so it suits online payments, subscriptions and any checkout where card details are typed in rather than tapped.
How do I reach support?+
Support runs on chat, phone and email, so you can use phone, chat, email, a help centre or the community depending on the problem. The terms name Cardtonic Technologies Limited as the company behind the card, which is the party you deal with.
How does the cost compare with the other virtual cards listed?+
Conversion is where the difference sits. The Genesis Visa charges 2.5%, while Lynk Visa virtual card lists 0%, DolarApp DolarCard lists 0% and JBJ Production Haiti lists 0%. On conversion alone the others come out cheaper.
Who is the Genesis Visa aimed at?+
It is aimed at people who already hold crypto and want it spendable, since the card is listed for crypto and multi currency use. It suits a virtual setup rather than a daily wallet card, and suits those who fund in larger sums because each top up carries a charge.
Sources
- cardtonic.com/terms checked September 26, 2026
Backs: Legal entity, Support channels
“These Terms of Use are between you and Cardtonic Technologies Limited”
- cardtonic.com/virtual-dollar-card checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“Get virtual cards that actually work ... Use our Virtual Visa and Mastercard to shop online, pay for services, or make international purchases”
- help.cardtonic.com/en/articles/8889776-what-fees-are-asso... checked September 26, 2026
Backs: Currency conversion fee, Top-up fee
“Cross-border 2.5% + $0.50”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Related by the facts
Genesis Visa
A crypto funded virtual card for online spend, with a monthly fee of $0.