Hashbank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Hashbank suits Georgian residents who want a fee-free card for everyday spending with crypto, virtual card and travel extras. The account carries a monthly fee of GEL 0 and runs under the National Bank of Georgia, so the balance is held by a licensed local bank rather than an offshore platform.
Key facts
- Best for
- A free Georgian debit card for crypto, virtual card and travel spending.
- Monthly fee
- GEL 0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Cashback rate
- 0.5% (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Custody
- Custodial (Source, checked September 26, 2026)
- Legal entity
- JSC Hash Bank (Source, checked September 26, 2026)
- Headquarters
- Georgia (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Crypto, Virtual card, Travel
- Official website
- hashbank.ge
Pros and cons
Pros
- The account has no monthly charge: fees of GEL 0 a month.
- Regulated by the National Bank of Georgia under 405555359, so the balance sits with a licensed bank.
- A debit card on visa, with virtual card, crypto and travel all listed under crypto, virtual card and travel.
- Cashback of 0.5%, plus support on email, chat and phone.
Cons
- The money is held custodially, custodial, so the bank keeps the balance and the card spends from it.
- Cashback of 0.5% is small, and a debit card adds no credit history as you spend.
- Help runs on email, chat and phone, with no other route listed for card problems.
Who it suits
- Georgian residents paying everyday costs who want a card with no monthly charge
- People who want crypto spending and a virtual card from the same account
- Travellers who want a single Visa card for travel spending with phone and chat support
Who should look elsewhere
- Wise, if holding several currencies matters more than a card, since its monthly fee is also £0
- Varo Believe Secured Credit Card, if you want secured credit rather than a debit card; its monthly fee is $0
- Chime Card (Secured Visa Credit Card), if the goal is building credit history, with a monthly fee of $0
Safety of your money
Money is held under a custodial setup, custodial, so the bank holds the balance and the card draws on it. The account is run inside a Georgian banking licence, 405555359, issued by the National Bank of Georgia. That licence and the licensed bank's own balance sheet are the safeguards on record for the money you leave in the account.
Who runs it
The provider is JSC Hash Bank, based in Georgia. Support comes through email, chat and phone, which is a wider spread of routes than most single product apps manage, including phone and live chat alongside email and a help centre. The same National Bank of Georgia licence, 405555359, sits behind the company.
How Hashbank compares
Where Hashbank is available
- Available
- Georgia
- Licence in Georgia
- National Bank of Georgia (405555359), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to keep a Hashbank account open?+
There is no monthly charge: the account fee is GEL 0. That matches the free accounts at Wise, £0, and the Varo Believe Secured Credit Card, $0. A monthly fee of GEL 0 tells you nothing about what the card costs when you spend abroad.
Is Hashbank regulated?+
Yes. The account is run under a Georgian banking licence, 405555359, issued by the National Bank of Georgia. The card therefore sits with a supervised bank in its home market, and that licence is the reference to quote when checking the provider.
Who holds the money in the account?+
The setup is custodial, custodial, so the bank holds the balance and the card spends from it. Your money is not held in your own custody, which makes the strength of the bank's balance sheet part of what you are trusting with your spending money.
What kind of card does Hashbank issue?+
It is a debit card, debit, running on the Visa network, visa. Spending comes straight out of the account balance, so there is no revolving balance to repay and no interest to think about, and the card is accepted wherever Visa is accepted.
Does the card earn anything back?+
Yes, cashback of 0.5% on spending. That is the only reward listed, and it is modest, so the case for the card rests on what it costs to hold rather than on the reward it pays.
What can the account do beyond everyday spending?+
The listed features are crypto, virtual card and travel: crypto, virtual card and travel. The card can be issued as a virtual card, used against crypto and taken abroad, which makes it a mixed everyday and travel card rather than a card built for a single job.
How do I get help if something goes wrong?+
Support runs on email, chat and phone, so the bank is reachable by email, live chat, phone and a help centre. That is a wide spread of routes for reaching support, and each one is listed as part of the account rather than as a paid extra.
Sources
- hashbank.ge/en checked September 26, 2026
Backs: Card type, Cashback rate, Custody, Features, Monthly fee
“Get your digital Visa the second you sign up”
- hashbank.ge/en/hashcard checked September 26, 2026
Backs: Headquarters, Legal entity, Card network, Support channels, Licences
“Legal and Actual Address: Georgia, Tbilisi city, Vake district”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.