illicocash review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For customers in RDC managing money by phone, illicocash is the electronic wallet from Rawbank that sends, receives and handles payments through an app. It suits customers who want instant virtual cards for online purchases alongside transfers in USD and CDF.
Key facts
- Best for
- Customers in RDC using a phone wallet daily
- Card type
- Virtual (Source, checked September 26, 2026)
- Top-up fee
- 1.4% (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Currencies
- 2 (Source, checked September 26, 2026)
- Legal entity
- Rawbank (Source, checked September 26, 2026)
- Headquarters
- Democratic Republic of the Congo (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Virtual card, Travel
- Official website
- illicocash.com
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Instant virtual cards support online purchases, payments and subscriptions with added safety.
- Holds both USD and CDF balances inside one phone based wallet.
- Sends money to any phone number and receives from other wallet holders.
- Supports international transfers plus phone top ups and statement checks in app.
Cons
- Operates as a mobile app service without branch based account handling.
Who it suits
- Customers who send money by phone number
- Customers who want virtual cards for online payments
- Customers who hold USD and CDF together
Who should look elsewhere
- People who prefer in person branch banking
How illicocash compares
Where illicocash is available
- Available
- Democratic Republic of the Congo
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is illicocash and who runs it?+
illicocash is the electronic wallet from Rawbank that sends, receives and handles payments through a phone. It focuses on money transfer in RDC and provides accounts that hold USD and CDF.
How do its virtual cards work?+
The wallet creates instant virtual cards for purchases, payments and online subscriptions. Those cards support safer and easier spending online without a physical card.
Where can customers send and receive money?+
Customers send money to anyone with a simple phone number and receive money from other wallet holders. International sending and receiving is also supported from the same app.
What everyday banking tasks does the app cover?+
The app shows account statements, moves money between people and tops up phones. Customers can also update personal details directly inside the application.
Which company operates illicocash?+
illicocash is operated by Rawbank. (Source, checked September 26, 2026)
Where is illicocash based?+
illicocash is based in Democratic Republic of the Congo. (Source, checked September 26, 2026)
How can I contact illicocash support?+
illicocash offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- illicocash.com/en/faq checked September 26, 2026
Backs: Card type, Currencies, Features, Top-up fee, Support channels
“The virtual card is active from the first provisioning”
- rawbank.com/en/banque-a-distance/illicocash checked September 26, 2026
Backs: Headquarters, Legal entity
“Rawbank's mobile payment service in the Democratic Republic of Congo”
- mesofinance.org/news/post/rawbank-app-illicocash-to-offer... checked September 26, 2026
Backs: Card network
“Rawbank app illicocash to offer virtual Mastercard payment cards”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.