KB PRASAC Bank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
KB PRASAC Bank issues a debit card on the visa network, aimed at travel. It suits customers in KH paying from a local bank balance, though conversion fees of 1% to 2% put it behind cheaper options such as Wise at 0.1%.
Key facts
- Best for
- Everyday card spending from a Cambodian bank account, with travel as the stated use.
- Currency conversion fee
- 1% to 2% (Source, checked September 26, 2026)
- Free ATM withdrawals
- $0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- KB PRASAC Bank Plc. (Source, checked September 26, 2026)
- Headquarters
- Cambodia (Source, checked September 26, 2026)
- Founded
- 1995 (Source, checked September 26, 2026)
- Features
- Travel
- Official website
- kbprasacbank.com.kh
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInXfacebook.com
Pros and cons
Pros
- A debit card on the visa network, which accounts for 58.6% of the listings on the site.
- A supervised bank rather than an app, trading since 1995 under the National Bank of Cambodia.
- Marketed for travel, so the card has a stated purpose rather than a wide feature list.
Cons
- Currency conversion fees of 1% to 2% sit at or above the debit card median of 1%.
- There are no free ATM withdrawals, since the free ATM allowance is $0.
- Wise converts at 0.1% and the Starling personal account debit card at 0%.
Who it suits
- Customers holding a KH bank account who spend mainly in their home currency.
- Travellers who pay mostly in local currency and keep the card for travel spending.
- Anyone who prefers a regulated bank debit card on the visa network.
Who should look elsewhere
- Not for frequent currency conversion, since Wise charges 0.1% against 1% to 2% here.
- Not for anyone who needs free cash machine withdrawals, as the allowance is $0.
- Not for euro spenders, because Bitpanda converts at 0%.
Who runs it
KB PRASAC Bank is KB PRASAC Bank Plc., headquartered in Cambodia and trading since 1995. Its licence names the National Bank of Cambodia as regulator, so the card is issued by a supervised bank rather than a fintech platform. Customers are dealing with a long established Cambodian institution for their day to day card use.
How KB PRASAC Bank compares
9.0 vs 9.4
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.2
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 9.0
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.2Converts at 0%, so foreign spend adds nothing to the purchase price.
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 9.6
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
- 9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2
9.0 vs 8.0
9.0 vs 8.0
Where KB PRASAC Bank is available
- Available
- Cambodia
- Licence in Cambodia
- National Bank of Cambodia, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does KB PRASAC Bank charge for currency conversion?+
Conversion fees run 1% to 2% on the card, which is at or above the debit card median of 1%. Wise charges 0.1% and the Starling personal account debit card 0%, so overseas spending costs more here.
Are there free ATM withdrawals?+
The free ATM allowance is $0, so cash machine withdrawals carry a charge on this card. On free ATM withdrawals the card ranks 41 of 115 brands, which puts it below the midpoint of the field.
Who regulates KB PRASAC Bank?+
The licence names the National Bank of Cambodia as regulator, and the bank is headquartered in Cambodia. The card is issued by the bank itself rather than a payment app, so the balance sits with a supervised banking institution. Ask the bank what its terms say about that balance.
Is this a debit card, and which network does it use?+
The card type is debit and it runs on the visa network, so it draws straight from a bank balance rather than a prepaid balance. Cards on the visa network account for 58.6% of the listings here, making acceptance broadly shared.
What is the card aimed at?+
The stated use is travel. The card is a debit card from a Cambodian bank, so it suits everyday spending from a local account. It is not built for multi currency money, where conversions would run 1% to 2% each time.
How long has the bank been running?+
KB PRASAC Bank Plc. has been in business since 1995, making it an established Cambodian institution rather than a new entrant. The legal entity behind the card is KB PRASAC Bank Plc., headquartered in Cambodia, so the account and the card come from the same institution.
How does the card compare with other debit cards?+
The offer score is 3.2 against an overall score of 3.2, and the offer is the weaker part of the picture. On costs it loses ground, with 1% to 2% on conversion and a free ATM allowance of $0.
Sources
- kbprasacbank.com.kh/en/bank-overview/history checked September 26, 2026
Backs: Founded
“Originated in 1995 as a development project under the name of PRASAC”
- kbprasacbank.com.kh/en/bank-overview/license checked September 26, 2026
Backs: Legal entity, Licences
“KB PRASAC Bank Plc.”
- kbprasacbank.com.kh/en/personal/self-banking/cards/visa-d... checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Features, Currency conversion fee, Headquarters, Card network
“Withdrawal - KB PRASAC ATM/CDM - Free (Either USD or KHR) - VISA Debit Cards”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Protection.
Related by the facts
KB PRASAC Bank
Everyday card spending from a Cambodian bank account, with travel as the stated use.