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KeeCash review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

KeeCash is a virtual Mastercard aimed at business users who hold several currencies, with multi-currency, crypto and travel features on a single account. It scores 7 overall, and the trade-off is how you fund the card and which card tier you hold.

Key facts

Best for
A virtual card for business money that gets spent in several currencies.
Monthly fee
$0 (Source, checked September 26, 2026)
Currency conversion fee
0% (Source, checked September 26, 2026)
Card type
Virtual (Source, checked September 26, 2026)
Top-up fee
Top-up fee: free on the Gold Mastercard; 1.5% of the amount topped up on the Black Mastercard / Black Visa (minimum top-up $4) (Source, checked September 26, 2026)
Card network
Mastercard (Source, checked September 26, 2026)
Legal entity
KeeCash SAS (RCS Laval 884034539) (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Email, Chat, Help-centre, Community (Source, checked September 26, 2026)
Features
Multi-currency, Crypto, Virtual card, Travel
Audience
Business
Official website
keecash.com

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedIn

Pros and cons

Pros

  • The monthly fee is $0 and the currency conversion fee is 0%, so a holder pays nothing to keep the account or to convert.
  • Its rank on currency conversion fee is 1 out of 259, and on the monthly fee it is 1 out of 419.
  • The card is virtual on the mastercard network, and the features listed are multi currency, crypto and virtual card.
  • The listed audience is business, so the account is aimed at business money rather than a household budget.
  • Support runs on email, chat and help centre, which covers email, chat, the help centre and a community space.

Cons

  • Top-ups are free on the Gold Mastercard, but the Black Mastercard and the Black Visa take a percentage of the amount added with a minimum top-up, so frequent top-ups cost more on the Black cards.
  • Support runs on email, chat and help centre only, so a blocked card is handled in writing or in chat rather than by phone.
  • The card is virtual, so anyone who needs a card in hand for cash machines or a till is looking at the wrong account.
KeeCash

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Scored 9.1 / 10 by DebitCue.

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Who it suits

  • Business users who bill and pay across currencies, since the listed audience is business.
  • Holders who want a card without a standing charge, since the monthly fee is $0.
  • Users on the Gold Mastercard who add money often, since top-ups are free on that card.

Who should look elsewhere

  • Anyone who wants a card in hand at a cash machine: the card here is virtual, so HSBC UK Classic Credit Card, with a monthly fee of £0, is the credit card to compare instead.
  • Anyone who wants a personal current account rather than business money: Monzo Flex shows a monthly fee of £0, and the audience here is business.
  • Holders who top up the Black cards often, since a percentage applies to each top-up there, while Wise shows a monthly fee of £0 and is worth a side-by-side read.

Using it abroad

The currency conversion fee is 0%, so a purchase in another currency does not pick up a conversion charge from KeeCash. Cards run on the mastercard network, which is accepted widely on high streets and at machines abroad, so the acceptance side of spending overseas is straightforward. A rate still applies to the conversion itself, and that rate comes from the network and the market rather than from the card issuer, so a reader should budget for that spread. What this card removes is the issuer's own percentage, which is the line that usually surprises a traveller on the statement.

Where it sits among rivals

On currency conversion fee the rank is 1 out of 259 brands, and on the monthly fee it is 1 out of 419. Sitting at that end of both columns is the argument for the card, because the fees a reader checks most often are the ones it does not levy. The ranking covers fees, while the card type and the top-up terms are where a comparison with another account comes back, and both of those reward a closer read before you sign up.

Who runs it

The account is run by KeeCash SAS (RCS Laval 884034539), a company registered in France and founded in 2018. Support runs on email, chat and help centre, so a question goes by email, into chat, to the help centre or to the community space. That mix suits questions which can be written down, such as card details, top-ups or what a line on a statement means, and it suits readers dealing with a card issue while away rather than making a call.

How KeeCash compares

Where KeeCash is available

Available
Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cabo Verde, Cameroon, Central African Republic, Chad, Comoros, Congo, Côte d'Ivoire, Democratic Republic of the Congo, Egypt, Equatorial Guinea, Eswatini, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, India, Kenya, Lesotho, Liberia, Madagascar, Malawi, Mali, Mauritania, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, São Tomé and Príncipe, Senegal, Seychelles, Sierra Leone, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to keep a KeeCash account?+

There is no monthly charge, the monthly fee is $0. Wise shows £0 and Monzo Flex £0, so the monthly line ties. Where costs differ is the top-up, which is free on the Gold Mastercard and charged as a percentage of the amount added on the Black Mastercard and the Black Visa.

What does it cost to spend in another currency?+

The currency conversion fee is 0%, so KeeCash adds no conversion charge of its own when the card is used abroad. Its rank on that measure is 1 out of 259. Cards run on the mastercard network, so they are accepted wherever that network is taken, which keeps the acceptance question simple.

Is there a charge for topping up the card?+

It depends on which card you hold. Top-ups are free on the Gold Mastercard. On the Black Mastercard and the Black Visa the charge is a percentage of the amount topped up, and a minimum top-up amount applies. A user who adds money often should read the tier first, because the two card types behave very differently here.

Is the card physical or virtual?+

The card is virtual, so there is no plastic card to collect and the card details sit with the account rather than in a wallet. It runs on the mastercard network, which is what merchants and payment machines recognise. A virtual card suits online payments and subscriptions, while cash machines and counters are the weak point.

Who is the account aimed at?+

The listed audience is business, so the account is built around business money rather than a household budget. The features listed are multi currency, crypto and virtual card, which pairs multi-currency and travel with crypto. A freelancer who bills overseas and pays suppliers in another currency is the sort of holder those features serve.

Who runs KeeCash?+

The account is run by KeeCash SAS (RCS Laval 884034539), a company registered in France and founded in 2018. Support runs on email, chat and help centre, so a question is answered by email, in chat, through the help centre or from the community. There is no phone line among those channels, which is worth knowing before a card is relied on for a trip.

How does KeeCash compare with other cards on fees?+

On currency conversion fee the rank is 1 out of 259 brands, and on the monthly fee it is 1 out of 419. Both are the columns a reader weighing cost looks at, and KeeCash sits at the favourable end of them. A card that has to work across currencies is easier to budget with both of those lines at nothing.

Is KeeCash a debit card or something else?+

The card is virtual and sits in the debit card family, running on the mastercard network with a monthly fee of $0. The features listed are multi currency, crypto and virtual card, a long way from a plain spending card, with multi-currency, crypto and travel all in the same account. For a reader weighing cost, the conversion fee of 0% is the number that travels furthest.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Free ATM withdrawals, Protection.

KeeCash

KeeCash

A virtual card for business money that gets spent in several currencies.

9.1/10See alternatives