LASCO Gold Visa Prepaid review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
The LASCO Gold Visa Prepaid is a Jamaican prepaid card aimed at a child's spending, and the cashback rate of 35% separates it from the cards beside it. It suits parents shopping for a first card, less so cost-first buyers facing a monthly fee of JMD 300.
Key facts
- Best for
- A prepaid Visa card for a child in Jamaica, with cashback on spending.
- Monthly fee
- JMD 300 (Source, checked September 26, 2026)
- Currency conversion fee
- 3.5% (Source, checked September 26, 2026)
- Free ATM withdrawals
- JMD 0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Cashback rate
- 35% (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- LASCO Financial Services Limited (Source, checked September 26, 2026)
- Headquarters
- Jamaica (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Travel
- Audience
- Kids
- Official website
- lascojamaica.com
Apps and profiles
- Elsewhere
- LinkedInXlascogold.com
Pros and cons
Pros
- Cashback of 35% on spending, which few prepaid cards in this group offer
- Prepaid Visa card, so a JMD 300 monthly fee is the only regular charge listed
- Free ATM withdrawals of JMD 0, so cash costs nothing to take out
- Aimed at kids, which suits a parent opening an account for a child
Cons
- A monthly fee of JMD 300 sits well above the site median of €0
- A currency conversion fee of 3.5% is high for travel spending, sitting above the site median of 1%
- Support runs on email and phone only, with no live chat listed
Who it suits
- Parents in Jamaica who want a prepaid Visa card for a child
- Anyone paying mostly in Jamaican dollars and taking out cash often
- Shoppers who value cashback more than a lower monthly cost
Who should look elsewhere
- Travellers who spend abroad often, who would pay a currency conversion fee of 3.5%
- Cost-first buyers, since JMMB charges JMD 0 and CrediMax charges BHD 0
The company behind it
The card is issued by LASCO Financial Services Limited, which is headquartered in Jamaica. It sits under the Bank of Jamaica Fintech Regulatory Sandbox, so the account runs inside a supervised testing framework rather than as an ordinary bank account. Support is handled over email and phone, which means a phone call or an email rather than live chat, and there is no branch counter listed for account questions.
How LASCO Gold Visa Prepaid compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 9.2
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8.7 vs 8.5
8.7 vs 8.5
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8.7 vs 9.2
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.8
8.7 vs 9.6
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
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8.7 vs 8.8
8.7 vs 8.8- 8.7 vs 8.8
- 8.7 vs 8.8
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8.7 vs 8.5
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8.7 vs 8.3
8.7 vs 8.2
8.7 vs 8.0
8.7 vs 8.0
Where LASCO Gold Visa Prepaid is available
- Available
- Jamaica
- Licence in Jamaica
- Bank of Jamaica - Fintech Regulatory Sandbox, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the monthly fee on the LASCO Gold Visa Prepaid?+
The monthly fee is JMD 300. That is the regular charge for holding the prepaid account, and it is worth weighing against the free prepaid cards in this group, where JMMB charges JMD 0 and CrediMax charges BHD 0.
What does it cost to convert currency on this card?+
The currency conversion fee is 3.5%. The site median for this measure is 1%, so foreign spending costs more here than on a typical card in the comparison. Jamaican dollar spending is unaffected.
Are ATM withdrawals free on the LASCO Gold card?+
Free ATM withdrawals come to JMD 0, so taking out cash adds nothing to the monthly fee of JMD 300. Cash is a cheap way to use this card compared with converting currency at 3.5% abroad.
Is the money on the card protected?+
The card is issued by LASCO Financial Services Limited and runs under the Bank of Jamaica Fintech Regulatory Sandbox. The card is prepaid, so you spend only what you have loaded, and the network is visa.
Who is this prepaid card aimed at?+
The stated audience is kids, which makes it a natural fit for a parent opening a first card for a child. The cashback rate of 35% rewards everyday spending on the card.
What kind of card is the LASCO Gold?+
It is a prepaid card on the visa network, and travel is listed as a feature. Because the 3.5% currency conversion fee applies, that travel function is better used for spending in Jamaican dollars than for trips abroad.
How do I get help with the account?+
Support runs on email and phone, so a phone call or an email is the route to the provider. The account is run by LASCO Financial Services Limited, which is based in Jamaica.
Sources
- lascojamaica.com/financial/about-our-company checked September 26, 2026
Backs: Headquarters
“To be the largest non-bank financial services institution in Jamaica.”
- lascojamaica.com/financial/lasco-gold-fees checked September 26, 2026
Backs: Free ATM withdrawals, Currency conversion fee, Monthly fee
“ATM Withdrawal & Teller Cash Withdrawals J$55.00 + G.C.T”
- lascojamaica.com/financial/lasco-gold-visa-prepaid-card checked September 26, 2026
Backs: Audience, Card type, Cashback rate, Features, Legal entity, Card network, Support channels, Licences
“Add up to 2 LASCO Gold Family Cards for kids, teens and relatives.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Related by the facts
LASCO Gold Visa Prepaid
A prepaid Visa card for a child in Jamaica, with cashback on spending.